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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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agapie
post Jan 25 2018, 04:13 PM

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Hi. I just got SMS yesterday mentioned my HSBC Amanah Credit Card is approved.
But few questions raised in my mind.
1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?
2) Confirmed annual waiver if swipe 12x times?
3) The card is post to office or house? Normal mail or Poslaju?

What I surprise, HSBC approved me RM30K credit limit, which my salary is around RM3K. biggrin.gif
savvyaunty
post Jan 25 2018, 04:26 PM

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QUOTE(agapie @ Jan 25 2018, 04:13 PM)
Hi. I just got SMS yesterday mentioned my HSBC Amanah Credit Card is approved.
But few questions raised in my mind.
1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?
2) Confirmed annual waiver if swipe 12x times?
3) The card is post to office or house? Normal mail or Poslaju?

What I surprise, HSBC approved me RM30K credit limit, which my salary is around RM3K.  biggrin.gif
*
wah so generous on the CL. back then they gave me 3.5K CL for my Visa Platinum with RM3K salary.

They use Pos Express and will drop in mailbox. The card is posted to your corresponding address. They don't bother if u request for office/house and follow whichever you set as corresponding address in their system. Happened to me this week. Requested for business address but end up send to my house address in my kampung doh.gif

This post has been edited by savvyaunty: Jan 25 2018, 04:27 PM
agapie
post Jan 25 2018, 04:41 PM

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QUOTE(savvyaunty @ Jan 25 2018, 04:26 PM)
wah so generous on the CL. back then they gave me 3.5K CL for my Visa Platinum with RM3K salary.

They use Pos Express and will drop in mailbox. The card is posted to your corresponding address. They don't bother if u request for office/house and follow whichever you set as corresponding address in their system. Happened to me this week. Requested for business address but end up send to my house address in my kampung  doh.gif
*
Owh Pos Express, it Okay if the Mr Posmen just drop it into my house mailbox, at the meantime nobody at the house on the weekday.
Yeah, surprise I got RM30K credit limit, I also dont no how they measured or calculated. confused.gif
At this time, I only got one RHB Card Mastercard Gold (Previously RHB Travel Money) which the credit limit is only RM4K and CIMB Hire Purchase for monthly RM525.

This post has been edited by agapie: Jan 25 2018, 04:42 PM
gagashi
post Jan 28 2018, 12:03 AM

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QUOTE(savvyaunty @ Jan 22 2018, 03:39 PM)
How long does it take for VS to be delivered after approval? HSBC use pos laju or normal mail?
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So, your is using normal mail or pos laju?
savvyaunty
post Jan 28 2018, 07:17 PM

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QUOTE(gagashi @ Jan 28 2018, 12:03 AM)
So, your is using normal mail or pos laju?
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Pos express. No need signature but with tracking
agapie
post Jan 29 2018, 08:24 PM

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QUOTE(savvyaunty @ Jan 28 2018, 07:17 PM)
Pos express. No need signature but with tracking
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After greeting the SMS mentioned "your card is on the way", how long can get the card?
savvyaunty
post Jan 30 2018, 01:12 AM

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QUOTE(agapie @ Jan 29 2018, 08:24 PM)
After greeting the SMS mentioned "your card is on the way", how long can get the card?
*
arrived at my kampung home address in about 5 days. just annoyed cause i reminded many times to send to business address
agapie
post Jan 30 2018, 05:19 PM

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QUOTE(savvyaunty @ Jan 30 2018, 01:12 AM)
arrived at my kampung home address in about 5 days. just annoyed cause i reminded many times to send to business address
*
Just received my HSBC card. HSBC sent to my office using poslaju with EG.........MY tracking no.
kennykck
post Jan 31 2018, 10:57 PM

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if i get the lazada rm500 voucher, how long do i need to hold the card before i can terminate it without any penalty (annual fee etc)?
tst71
post Feb 1 2018, 10:20 AM

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QUOTE(agapie @ Jan 25 2018, 04:13 PM)
Hi. I just got SMS yesterday mentioned my HSBC Amanah Credit Card is approved.
But few questions raised in my mind.
1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?
2) Confirmed annual waiver if swipe 12x times?
3) The card is post to office or house? Normal mail or Poslaju?

What I surprise, HSBC approved me RM30K credit limit, which my salary is around RM3K.  biggrin.gif
*
Can you help to double confirmed this?

1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?

Because I don't have my cash back for month of Dec'17 & when call up HSBC CS claimed that the 8% cash back has discontinue since end of Nov'17.....
agapie
post Feb 2 2018, 02:51 PM

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QUOTE(tst71 @ Feb 1 2018, 10:20 AM)
Can you help to double confirmed this?

1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?

Because I don't have my cash back for month of Dec'17 & when call up HSBC CS claimed that the 8% cash back has discontinue since end of Nov'17.....
*
Lor. has discontinue.
But the website stay display this 8% cash back.
If discontinue HSBC should remove it. bruce.gif

Duckies
post Feb 2 2018, 02:53 PM

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QUOTE(kennykck @ Jan 31 2018, 10:57 PM)
if i get the lazada rm500 voucher, how long do i need to hold the card before i can terminate it without any penalty (annual fee etc)?
*
Plan to hold around 8 to 10 months. Scare cancel too early got blacklisted XD
mamamia
post Feb 2 2018, 05:58 PM

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QUOTE(agapie @ Feb 2 2018, 02:51 PM)
Lor. has discontinue.
But the website stay display this 8% cash back.
If discontinue HSBC should remove it.  bruce.gif
*
Since when it is discontinue? Mean no more cashback for HSBC Amanah Card? Another useless card?
KeSToN
post Feb 4 2018, 12:25 PM

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QUOTE(kennykck @ Jan 31 2018, 11:57 PM)
if i get the lazada rm500 voucher, how long do i need to hold the card before i can terminate it without any penalty (annual fee etc)?
*
i got my rm500 voucher. used it then cancel it after 5 months from the approval date.
i think if u play by their rules, 3 months after can cancel already

The following Participants are excluded from this Promotion:
a. Participants who cancel their participating card or cards within three (3) months from the date of approval
of their participating card’s or cards’ application;
https://sp.hsbc.com.my/microsites/lazadacb2...les/Amended_TC_[2nd]_HSBC_Lazada_eVoucher_Acq_Promotion_Final_Clean_Copy.pdf

This post has been edited by KeSToN: Feb 4 2018, 12:28 PM
rahtid
post Feb 4 2018, 06:34 PM

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QUOTE(tst71 @ Feb 1 2018, 10:20 AM)
Can you help to double confirmed this?

1) Enjoy up to 8% cash back on petrol, groceries and 0.2% for other local retail spending for HSBC Amanah MPower Visa Platinum Credit Card-i is just promotion or lifetime cashback?

Because I don't have my cash back for month of Dec'17 & when call up HSBC CS claimed that the 8% cash back has discontinue since end of Nov'17.....
*
QUOTE(agapie @ Feb 2 2018, 02:51 PM)
Lor. has discontinue.
But the website stay display this 8% cash back.
If discontinue HSBC should remove it.  bruce.gif
*
QUOTE(mamamia @ Feb 2 2018, 05:58 PM)
Since when it is discontinue? Mean no more cashback for HSBC Amanah Card? Another useless card?
*
it has been updated in the website for 2018. Read the T&C here.
https://sp.hsbc.com.my/microsites/mplat-int..._09JAN_2018.pdf

*Terms and Conditions for HSBC Amanah MPower Platinum Cash Back Programme 2018 apply. Valid from 1 January 2018 to 31 December 2018. 8% Cash Back on Petrol and Groceries only for total monthly spend of RM2,000 and above; 0.2% Cash Back on all other local retail spend. Maximum Cash Back on Petrol and Groceries is capped at RM50 per month, per Eligible Cardholder. Participating Merchants nationwide: Petrol – Shell, Caltex and Petronas; Groceries – Giant, Tesco, AEON Big and Mydin. The terms used herein are as defined in the Programme Terms & Conditions.
fkinmeng
post Feb 4 2018, 09:23 PM

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now apply still can get lazada rm500 voucher?

edit: just search and found out that promotion is until march 2017. and for 11street rm500 voucher, only need spend rm1000? hmm.gif

This post has been edited by fkinmeng: Feb 4 2018, 09:29 PM
kelvin4578
post Feb 5 2018, 01:45 PM

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QUOTE(rahtid @ Feb 4 2018, 06:34 PM)
it has been updated in the website for 2018. Read the T&C here.
https://sp.hsbc.com.my/microsites/mplat-int..._09JAN_2018.pdf

*Terms and Conditions for HSBC Amanah MPower Platinum Cash Back Programme 2018 apply. Valid from 1 January 2018 to 31 December 2018. 8% Cash Back on Petrol and Groceries only for total monthly spend of RM2,000 and above; 0.2% Cash Back on all other local retail spend. Maximum Cash Back on Petrol and Groceries is capped at RM50 per month, per Eligible Cardholder. Participating Merchants nationwide: Petrol – Shell, Caltex and Petronas; Groceries – Giant, Tesco, AEON Big and Mydin. The terms used herein are as defined in the Programme Terms & Conditions.
*
mean i need spend rm 2000 per month then only i can get back my cashback
rahtid
post Feb 5 2018, 06:32 PM

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QUOTE(kelvin4578 @ Feb 5 2018, 01:45 PM)
mean i need spend rm 2000 per month then only i can get back my cashback
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again, plez read the T&C link:
Petrol and Groceries Spend

(1) Accumulated monthly spend of
RM2000 and above = 8% cash back ; OR

(2) Accumulated monthly spend of less
than RM2000 = 2% cash back.
luvjim
post Feb 8 2018, 10:10 AM

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hi, anyone apply for the RM288 cashback cc? can i know need to spend how much only can get the full cashback?
idoblu
post Feb 8 2018, 04:18 PM

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guys, how to terminate hsbc card without any hassle? smile.gif
call, email or snail mail?

This post has been edited by idoblu: Feb 8 2018, 04:21 PM

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