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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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blacktubi
post Mar 28 2025, 05:12 PM

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Elite
8,402 posts

Joined: Jul 2008

Just realize that HSBC FX rate is way higher than other banks

HSBC explained to me that they are not following the rates published by Visa

https://www.visa.com.my/support/consumer/tr...calculator.html

Anyone facing same issue?
blacktubi
post Sep 26 2025, 06:26 PM

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Elite
8,402 posts

Joined: Jul 2008

The only reason I still keep my HSBC VS is for Apple Pay but I am considering other options now

SCB is out as their app is just horrible
blacktubi
post Sep 26 2025, 06:45 PM

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Elite
8,402 posts

Joined: Jul 2008

QUOTE(fruitie @ Sep 26 2025, 06:30 PM)
It is OK, once you pay off then can cancel it.
SCB I also cancelled its Journey card recently. As for Apple Pay, my main cards are still from Maybank. Waiting for HLB to implement into Apple Pay too.
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Good idea, gonna spend some time to study which MBB card I should get to replace my HSBC VS

I still have their FCB card which I rarely use laugh.gif

 

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