Anyone won the ringgit plus rm 200 voucher? Not sure legit or not I get an sms told me I won ask me reply my address to receive courier

as shared previously.

I got the sms as well. 2 days later, got the rm200 petrol card

Heard that OPR may reduce in July

thx, been busy these day, only flip 2 pages and dint see any, i thought they send all sms in same day cz i receive the sms today..
the card take how long to reach our hse? need ppl sign? i put my hometown address instead my current address..

2 days after the sms, arrived at house.. using gdex

3 weeks ago when I placed for the 4.2%, wanted to split, initially was advised that no need to split. Can always terminate some amt of the FD and the remainder will continue the promo rate. But later at the end the leng lui said because it is a special rate of 4.2% instead of 4.1%, may not get it if premature withdrawal of partial amt. So ended up still split the FD.

Is yours 4.2% (>50k)or 4.1% promo ?

I got no more bullets for the time being as want to maintain Xclusive status in BR & some monthly income from them too

Saw your post on SCB priority banking, afraid when their promos end & when moving out our money, we forget to terminate the status as they will charge fees for it if the balance fall below RM250k. Thinking of just terminating it now since not much use.

actually musical chair out today chatting with them only. they say the 4.2% today last day. but diff 0.3% die die sat'day maturity also cannot resist uob cny offer 4.1% only. I saw ambank banner also 4.1%. now nexona say risk of bnm might cut opr (i think bnm might forced to follow s'pore mas loose monetary policy) better lock in longer term

3/4 more working days to go to lock in 15mths! If miss that, there's pbb's 6/12 stepup till end feb

This post has been edited by okuribito: Jan 30 2015, 07:35 PM

No worry. First they told me can inform them and hold for few months on PB status if fund <250k (monthly charge RM100). Was in MBB today talking to their funding exec, their Private Banking/Premier Wealth will charge RM800 per year if acct drop below 250k. But so far they did not do that as customers will run away. That is what she said.

Also some promo from SCB may keep you there. For JustOne, don't keep any inside so nothing for them to deduct.

Saw news that EPF may be giving out dividend of 6.35% to 6.45%. Copied from malaysiakini.com:

"The dividend last year was 6.35 percent. A dividend more than 6.35 percent would make it the highest since 1999, where the dividend was 6.84 percent."

Past history pay out:
http://www.kwsp.gov.my/portal/en/web/kwsp/.../dividend-rates

This post has been edited by bbgoat: Jan 31 2015, 08:47 AM

confirm better than any FD rate / Promo Rate out there

cynical. how much can put there?

Gentle reminder, u can only withdraw after pencen

I think 60k maximum per year, but remember only after 55yo can withdraw

Yes, you're right = "The accumulated maximum limit for Self Contribution, 1Malaysia Retirement Savings Scheme and Top Up Savings Contribution is RM60,000 yearly."

Source = http://www.kwsp.gov.my/portal/en/web/kwsp/...lf-contribution

Is the RM60k yearly based on calendar year? i.e if I were to max out RM60k in KWSP on August 2014, can I max out RM60k in, let's say January 2015? Or do I have to wait until August 2015?

I think it's based on calendar year but can always call them at 03-89226000 (Monday to Friday: 8.00 am to 6.00 pm).

Beware of the SCB RM100 monthly fee. It will kick in automatically. I kena last year when my total drop below the minimum. RM100 per month charged to my account on the dot every month like clock work!! I found out only after the 2nd monthly fee charged as SCB is not my main banker.
Called to ask for waiver...they say if top up then can waive. I got no more bullet then, all gone to other FD promo.

This post has been edited by tbheng: Feb 1 2015, 09:07 AM

RM60k based on calendar year