Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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 Jun 6 2015, 10:20 PM
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Senior Member
2,337 posts Joined: Oct 2014  
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QUOTE(cappuccino vs latte @ Jun 6 2015, 08:42 PM) it will be uplifted based on your maturity instruction. Btw, can't withdraw for now, no regret sounds like my cash will stuck there for another month?    |
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Jun 7 2015, 12:45 AM
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Senior Member
699 posts Joined: May 2006
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QUOTE(gchowyh @ Jun 2 2015, 11:53 AM) Depends on the tenure i think & amount of RM5k. Do they credit to your account monthly or on maturity?I just opened a FD at the promo rate of 4.25% for 12 months & is also paying interest monthly. QUOTE(BoomChaCha @ Jun 2 2015, 08:53 PM) Did anybody receive this letter from Bank Rakyat? No, I did not. [attachmentid=4470847] |
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Jun 7 2015, 10:48 AM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(bbgoat @ Jun 5 2015, 01:31 PM) In HL to uplift FD. Paid RM0.68 for BC. They only have 3 mth FD promo at 3.80%, 3.85% for PB. Ah Goat Sir, Went to Affin to go for their 15 mth 4.33% FD. This promo is until end of Dec 2015 or 200 mil target.  Wanted to add to the BC's cheque using personal cheque, was told cannot do so. Some banks just "mix and match" between cash & cheques. But Affin Bank not allowed.  Affin bank allowed me to add cash together with banker's check when I placed 4.33% FD few days ago.. RHB also allows to add cash together with banker's check when want to place FD ... QUOTE(tonytyk @ Jun 5 2015, 01:34 PM) First page shows OCBC 4.33% effective rate from what looks like a step up / roll over type of FD, but not really step up / roll over FD, ie you won't get the published interest rate, even if you keep the fund as per deposit period of 4 months, 8 months etc. NEED TO KEEP FUND FOR 15 months You are absolutely right, Tony..  But you are talking about Affin Bank's FD promo 4.33%, not OCBC... QUOTE(nitehawk @ Jun 7 2015, 12:45 AM) Do they credit to your account monthly or on maturity? I think only old Mubeen will get affected..No, I did not. Yours must be Berjangka. I have one Berjangka too, but I did not receive letter for it.. This post has been edited by BoomChaCha: Jun 7 2015, 11:06 AM |
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Jun 7 2015, 11:56 AM
Show posts by this member only | IPv6 | Post
#2604
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Senior Member
705 posts Joined: Sep 2010
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Anyone tried UOB fixed deposit from RinggitPlus? The 35k FOC Dyson fan... Can give comment? Is it CASA? Saw from RinggitPlus it is casa... But can't find any info at the UOB website.
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Jun 7 2015, 11:57 AM
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Senior Member
2,612 posts Joined: Apr 2012
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QUOTE(bbgoat @ Jun 5 2015, 01:31 PM) Wanted to add to the BC's cheque using personal cheque, was told cannot do so. Some banks just "mix and match" between cash & cheques. But Affin Bank not allowed.  QUOTE(bbgoat @ Jun 6 2015, 10:05 PM) Some one here teach me, no risk no gain. Follow where the wind blow Change of philosophy now ??  |
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Jun 7 2015, 12:12 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(BoomChaCha @ Jun 7 2015, 10:48 AM) Ah Goat Sir, Ai, this small fish not allowed to mix and match. Affin bank allowed me to add cash together with banker's check when I placed 4.33% FD few days ago.. RHB also allows to add cash together with banker's check when want to place FD ...  I wanted to add CB cheque but they said their system not allowing it as FD need to point to source of fund. Need to pull big fish like Ah Boom and Big Magician with me. QUOTE(magika @ Jun 7 2015, 11:57 AM) This one need to make big fuss at bank lah. Demand to see manager or call hotline on the spot, or take money go back home and sleep. Should have pulled you along .......................... Just small amt in CB cheque compared with the BC, so no big deal to me. May just move to OCBC combining with another HSBC's FD next week. QUOTE(magika @ Jun 7 2015, 11:57 AM) Follow where the wind blow  Oh, oh ............................... |
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Jun 7 2015, 12:58 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(zero721 @ Jun 7 2015, 11:56 AM) Anyone tried UOB fixed deposit from RinggitPlus? The 35k FOC Dyson fan... Can give comment? Is it CASA? Saw from RinggitPlus it is casa... But can't find any info at the UOB website. I am interested too especially on the daily interest caculation. I guess that applies only to UOB eAccount. But there is nothing mentioned on the detail on this eAccount. Anyone has place a FD on this ? I have received two gifts from Ringgitplus through Ocbc. |
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Jun 7 2015, 01:12 PM
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Senior Member
705 posts Joined: Sep 2010
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QUOTE(gsc @ Jun 7 2015, 12:58 PM) I am interested too especially on the daily interest caculation. I guess that applies only to UOB eAccount. But there is nothing mentioned on the detail on this eAccount. Anyone has place a FD on this ? I have received two gifts from Ringgitplus through Ocbc. What gift from RInggit Plus? |
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Jun 7 2015, 01:18 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gsc @ Jun 7 2015, 12:58 PM) I am interested too especially on the daily interest caculation. I guess that applies only to UOB eAccount. But there is nothing mentioned on the detail on this eAccount. Anyone has place a FD on this ? I have received two gifts from Ringgitplus through Ocbc. It is for new to bank customer. You are UOB PB customer, right ? |
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Jun 7 2015, 01:52 PM
Show posts by this member only | IPv6 | Post
#2610
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Senior Member
699 posts Joined: May 2006
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QUOTE(BoomChaCha @ Jun 7 2015, 10:48 AM) Ah Goat Sir, Thanks for the clarification.Affin bank allowed me to add cash together with banker's check when I placed 4.33% FD few days ago.. RHB also allows to add cash together with banker's check when want to place FD ... You are absolutely right, Tony.. But you are talking about Affin Bank's FD promo 4.33%, not OCBC... I think only old Mubeen will get affected.. Yours must be Berjangka. I have one Berjangka too, but I did not receive letter for it.. |
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Jun 7 2015, 02:04 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(zero721 @ Jun 7 2015, 01:12 PM) What gift from RInggit Plus? Dyson fan:https://ringgitplus.com/en/fixed-deposit/UO...ed-Deposit.html https://media.ringgitplus.com/creatives/4e2...80_campaign.pdf |
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Jun 7 2015, 03:45 PM
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#2612
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Senior Member
705 posts Joined: Sep 2010
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QUOTE(bbgoat @ Jun 7 2015, 02:04 PM) Dyson fan: Ya I saw this. Is it CASA? Or it is saving account? From the T&C, it written it is Saving account. But can I withdraw the money anytime from the account? 70% at saving, 30% at FD. https://ringgitplus.com/en/fixed-deposit/UO...ed-Deposit.html https://media.ringgitplus.com/creatives/4e2...80_campaign.pdf  Plus, how to know whether the dyson fan still available? Since it only got 100units. Can we call RInggit Plus and ask first? Will they tell us the truth? |
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Jun 7 2015, 05:13 PM
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Senior Member
1,168 posts Joined: Jun 2006
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so what is the best FD rate for a 12 months tenure? ariffin is the best now? how about CIMB and uOB? i saw cimb only 4% but with condition min 50k
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Jun 7 2015, 06:01 PM
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#2614
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(shiroikun @ Jun 7 2015, 05:13 PM) so what is the best FD rate for a 12 months tenure? ariffin is the best now? how about CIMB and uOB? i saw cimb only 4% but with condition min 50k Read page 1 |
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Jun 7 2015, 06:25 PM
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Senior Member
1,168 posts Joined: Jun 2006
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normally how u guys bring the money to the respective bank to open FD account? buy a banker cheque and then bring to the bank that u want to open FD account or Cash?
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Jun 7 2015, 06:27 PM
Show posts by this member only | IPv6 | Post
#2616
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(shiroikun @ Jun 7 2015, 06:25 PM) normally how u guys bring the money to the respective bank to open FD account? buy a banker cheque and then bring to the bank that u want to open FD account or Cash? Bankers cheq or cash or personal cheq will do |
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Jun 7 2015, 10:38 PM
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Senior Member
4,118 posts Joined: Feb 2010
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Take ocbc
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Jun 7 2015, 11:11 PM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(judehow @ Jun 7 2015, 10:38 PM) Take ocbc ocbc good meh? |
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Jun 7 2015, 11:42 PM
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Senior Member
4,118 posts Joined: Feb 2010
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QUOTE(cklimm @ Jun 7 2015, 11:11 PM) ocbc good meh? Yes |
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Jun 8 2015, 01:26 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(bbgoat @ Jun 7 2015, 01:18 PM) It is for new to bank customer. You are UOB PB customer, right ? New customer only? The terms did not say that or I miss it? |
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