same promo as posted on May 26 2015...

Hong Leong Bank Berhad - “Family Day Campaign”
1 Jun 2015 - 26 Jun 2015

Fixed Deposit (“FD”) Step Up Rates Promotion

1st – 4th month @ 3.80% p.a.
5th – 8th month @ 4.00% p.a.
9th – 12th month @ 4.50% p.a.
Effective FD Rates @ 4.10%p.a.
min RM10k Fresh Fund

Priority Banking Premium FD: +0.05% p.a. rate, min RM100k Fresh Fund

The FD interest shall be credited into CASA on monthly basis.

More info: HLB | T&Cs (EN) | T&Cs (BM) | T&Cs (Chinese)

MBB FD JOY.

3.5 p/a

for 1 month only

Long time no post. Lurking in this thread ?

Interested in short term FD then go for ASNB funds ?

No need new thread meh..130 pages already

Version 9 on the way...

I will on their sides whoever can give me more benefits...

BR sent me the letter stated that the interest rate is lower that what they had offered me
(for example 4.2% instead of 4.3%), so maybe I will go to BR HQ to ask for their explanation.

Let's wait for Captain to come back from Australia in about 2 weeks time..

How long was the tenure for the BR FD ?

Always wanted to post but lazy lol.

Now I stop in asnb a while 1st... but still monitoring la.

FD also not really get into it lol.

Just to say. Now miskin liao. omg

Ah Sir, I am talking about my 5 years FD.

This 5 years FD called Mubeen when I first placed this 5 years FD about 3 years ago.

Just last week, BR sent me a letter (see below attached letter) stated that BR is buying back my
old Mubeen and exchanged me with new Berjangka, (I guess that's why I have not received my interest)
but the interest rate stated on the letter for new Berjangka was lower by 0.1% if compared to old Mubeen.

So, I think maybe I have to go to BR HQ to get clarification; my BR branch officer I think is useless
and I do not think she can help me since this letter is sent by BR HQ.

I don't care how do they want to change the FD product, but the interest must be at least the same or
higher; but definitely cannot be lowered...

Another possibility is that it could be a typo error on the BR letter...



This post has been edited by BoomChaCha: Jun 6 2015, 01:49 PM

Oh, I thought ur 5 yrs FD with BR over already. So you have few 5 yrs FD with BR ?

This reminds me that I read from somewhere that the FD rate is not guaranteed for Islamic FD. "Profit rates are not guaranteed" has been shown by some banks.

This post has been edited by bbgoat: Jun 6 2015, 02:17 PM

Ah Sir, my BR 5 year FD cert (Mubeen) is stated clearly that the
return of the FD is guaranteed.



This post has been edited by BoomChaCha: Jun 6 2015, 04:30 PM

You can go and talk to BR HQ then !

From page 1:

"If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed."

I think there was discussion on this aspect 3 years or so ago. Anyway so far what I get from BR has been fixed per the FD cert.

This post has been edited by bbgoat: Jun 6 2015, 05:27 PM

Dude, i placed another FD via HSBC online, and there is no withdrawal button?!


Attached thumbnail(s)

Y u choose HSBC when other Banks rate is better?

Oh..our Big Magician[ always gives excellent advice that never
put money in saving plan..otherwise we will regret one day..

Even is Islamic FD, but it won't make a big difference like that.... I will go to talk to them..

This post has been edited by BoomChaCha: Jun 6 2015, 11:26 PM

Not Scxxed meh !,

One thing i learnt is that we cannot fight persuasive logic of salesperson. We would be the bad guy.

Sifu Gen-X don't want to open new Version 9 FD Thread

it will be uplifted based on your maturity instruction. Btw, can't withdraw for now, no regret

Some one here teach me, no risk no gain.

Change of philosophy now ??

This post has been edited by bbgoat: Jun 6 2015, 10:09 PM

try their eFD features mah