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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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kit2
post Apr 30 2015, 08:12 PM

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QUOTE(engtat @ Apr 30 2015, 01:31 PM)
Thanks for your reply.

Scenario 1:
Anyone has experience before? If I cash out, do I need to wait 1 day or 1 month to join the campaign? Or depend luck?

Scenario 2:
Seems like the only way is to bring cash. Wondering those requires RM30K fresh fund, do people really bring cash to bank?
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go ask the bank what is their definition of *fresh*. some banks consider funds that arrived on the day itself as fresh. if i remember a poster correctly, at least hsbc works this way.

This post has been edited by kit2: Apr 30 2015, 08:13 PM
kit2
post May 6 2015, 06:54 PM

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QUOTE(cybpsych @ May 6 2015, 05:39 PM)
which OCBC FD are you referring that offers 4.2% for 12-month tenure and need CASA?

from the list: http://www.ocbc.com.my/assets/pdf/Accounts...eal_general.pdf

4.2% p.a. for 12-month tenure is a straightforward FD (without CASA). The one with CASA requirement, only 4.5% p.a. for 3-month tenure.
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item 3.5, 180days + 180days.

i went to ocbc last week for 1 year FD, but was surprised to see the tenure of 360 days printed on the receipt.
kit2
post May 11 2015, 07:28 PM

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QUOTE(dEviLs @ May 11 2015, 04:28 PM)
ops i din read the tiering properly  tongue.gif
i think m2u savers offers better rate up to 20k
other than that affin still win blush.gif
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uob eaccount offers 2.78% for min 15k. how much is affin offering?
kit2
post May 21 2015, 10:02 AM

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QUOTE(Bonescythe @ May 20 2015, 10:07 PM)
1mdb also guaranteed by gov of malaysia
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pidm is also the guarantee by govt of msia? smile.gif

it's doesn't really make sense for govt run banks to have pidm....
kit2
post May 21 2015, 10:03 AM

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oopps..duplicate...my bad
pls ignore!

This post has been edited by kit2: May 21 2015, 10:04 AM
kit2
post Jun 3 2015, 09:35 PM

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QUOTE(cklimm @ Jun 3 2015, 08:32 PM)
well, i asked whether i can apply for credit card by pledging my FD,
she said OK, and told me about the promotion, below
HSBC
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so you are going to cancel your credit card after 3 months? or your FD will be renewed using board rate...

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