I noticed that trading212 has zero commission fees and zero inactivity fees. This sounds good to me, as my trading frequency is < 1x per month. I wouldn't want to get charged with inactivity fees.

Do you think funding the trading account using Transferwise borderless account works?

Edit: I just checked, Transferwise borderless account not offered to Malaysians

This post has been edited by pigscanfly: Jul 30 2020, 12:28 AM

Small cap etf vs big cap etf. Which is more superior?

Small caps are deemed to be higher risk but higher return

Example: You can invest in either Maybank (large cap) or Bank Rakyat (small cap)

Note: It's just an example because Bank Rakyat is not listed

0.6% is too high.

This is the fee & commission CS charge me for each sell.

interested to learn more about the transferring funds mechanism to trading212 too.

Can. Before this they block. Then then unblock it (TransferWise).

My borderless account was opened before the blocking started.

Lucky you. You managed to open a borderless account before they blocked it. Currently, I am not successful in opening a borderless account. I get this message "This feature isn't available in your location yet".

I can't think of anyway to get a borderless account. I have considered putting my location as Singapore, but it won't work, because address verification will be required.


You can try funding your trading account using credit/debit card. Try BigPay, which charges 0% conversion fees. If you have a Transferwise debit card, that works great too.
However, withdrawal can be a headache.

From trading212 FAQ:


If you deposited funds using BigPay, and when withdrawing funds (trading212 will refund into BigPay debit card), money will automatically be converted back to MYR!! BigPay isn't a multi-currency account and cannot hold foreign currencies. It's a debit card denominated in MYR currency. And withdrawing money from BigPay is very costly and restrictive!

If you deposited money using Transferwise debit card (not available to Malaysians), money will be refunded into your Transferwise borderless account. Because Transferwise debit card is a multi-currency account, your money will be refunded in the same foreign currency (limited to USD, GBP, EUR, SGD and a few others)

Email and asked if you can open a borderless account.

Does the IB has the discretion to declare the dividend (if any) they received from invest in ETF? Meaning we as investor may receive less than 70%-80% dividend from the shares underlying the ETF.

Considering the costs (trading cost and currency rate) is it wise to invest in Malaysia denominated ETF like TradePlus Asia Reit and Wahed as compare to invest using foreign brokerage and individual foreign stock? Let say I have an amount of money to invest, how much I can use to buy the ETF considering the return at the end is same (hold for long term and to increase the portfolio volume for now). Malaysia can buy more lot, China/HK may able to buy more lot and less lot for US. So the lot size (portfolio size) will determine the return when collecting dividend (if any and after withholding taz-if any) and sell it at profit,

My aim is to diversified my portfolio while cost saving. Not a pro investor so consider passive. Mutual fund fees are too high so I will not consider. The return for ETF is not static or always positive based on my experience in the 2 ETF I am holding so dividend is the only return while holding it and the price difference when sell it.

Am I thinking logically and hope to get advise/opinion from you guy as Sifu.

Just wondering
If i have a rhb multi currency account

Can I convert MYR to USD using bigpay/TransferWise then transfer the USD to the rhb multi currency account and then transfer the USD to tranding212?

Any ETFs for short dow jones's market?

Anyone have the step of open account IBKR?

I heard that IBKR must trade few transactions every month if not it will charge USD1 per month?

Then normal broker like maybank is USD25, altough expensive but they solve all problem to us such like withdraw money or write letter.

Do you all still more prefer open account IBKR?

It's USD10 per month minimum (reduced by commissions) if you put in more money, this monthly fee is waived.

If you don't want this monthly charge, you can register under for IBKR under Tradestation Global. This one no monthly fee but there's a fall below fee if balance <$1000

This is short market? have u got listing of short etf for their market?

If I opened an account with TS Global, can I make trades on IBKR Client Portal? I find the user interface of the TS Global desktop app very non-user friendly. If I trade using IBKR Client Portal, the commission fees will be charged according to TS Global?

Yes for both questions

anyone from Tradestation try fraction trading on IB?

I can't find the fraction trading under trading experience and permissions, dunno is it before my account is not directly under IB

Fractional shares only available under pure IB.

i see， thank for the info。

Hey guys. I am planning to invest more than 1 million in ETF (50% bond ETF and 50% stocks) in the future.

The ETF I would like the replicate Vanguard Lifestratrgy mutual fund with 50% equities and 50% bonds to get an average of 5-6% return with low volatility.

Is it Ok to use bank like CIMB, UOB, HongLeong, OCBC broker to buy ETF? I feel safer and its easier to convince my parents to invest with a bank broker than IB or Trading212.

I know bank is notorious for its high commission so i am wondering which bank broker should i go for to make low-cost indexing work?