This is the info from an Ireland etf.

May I know why the reported 3 month return is higher than the 1 year return? Does it mean that we should invest less or about 3 months then sell this ETF? Same thing goes to 3 years vs 5 years.

How to know whether this ETF is liquid or not to prevent no buyer when selling it?

Which website can know whether they have distribute any dividend or not? By looking at the info, it does not report.

Thank you for your reply.

We should not rely on those point in time based return, however, I notice that it is commonly use in mutual fund, mmf,... etc.

In this case, what are the indicators that we should look for to determine whether the ETF is performing well? Is it a wise ethod to check the performance of the majority stocks underlying this ETF?

Regarding liquidity, what is your advise?

I am thinking, if we are buying foreign ETF by ourself, since all dividend generated from it will incur withholding tax then we shuld invest in Ireland issued ETF since it is the lowest tax to foreigner. Do you agree?

Does the IB has the discretion to declare the dividend (if any) they received from invest in ETF? Meaning we as investor may receive less than 70%-80% dividend from the shares underlying the ETF.

Considering the costs (trading cost and currency rate) is it wise to invest in Malaysia denominated ETF like TradePlus Asia Reit and Wahed as compare to invest using foreign brokerage and individual foreign stock? Let say I have an amount of money to invest, how much I can use to buy the ETF considering the return at the end is same (hold for long term and to increase the portfolio volume for now). Malaysia can buy more lot, China/HK may able to buy more lot and less lot for US. So the lot size (portfolio size) will determine the return when collecting dividend (if any and after withholding taz-if any) and sell it at profit,

My aim is to diversified my portfolio while cost saving. Not a pro investor so consider passive. Mutual fund fees are too high so I will not consider. The return for ETF is not static or always positive based on my experience in the 2 ETF I am holding so dividend is the only return while holding it and the price difference when sell it.

Am I thinking logically and hope to get advise/opinion from you guy as Sifu.

Hi guys,

I would like to ask advise from you guys.

I plan to use my small amount of USD in Paypal to buy ETF, about USD400.

If I only buy 1 unit and keep it in long term, probably 5 or 10 years+, will the ETF value grow at least 50% in capital?

Or if invest in ETF need to consistently top up to average it down?

I have invest using Wahed so plan to buy ETF that focus on distribute dividend. I am thinking of either VIG or VYM or SPYD.

Can you guys let me know is there anything wrong with my approach and ETF selection?

This post has been edited by rocketm: Oct 5 2020, 12:27 AM

Thanks for your reply.

I do notice that the withholding tax for dividend received.

The dividend based ETF is just my plan to add in to my portfolio since Wahed is more on growth.

Thanks for your suggestion. I guess you are aiming for growth.

Does my thought is correct? For dividend type, the dividend will be cut based on economic situation and management discretion, capital appreciation might be little. For growth type, capital appreciation is based on company performance and the perception from the market force but dividend is lower.

I have looked at Ark types ETF, all of them goes higher and higher due to momentum and slightly cheaper.

But if bubble dot.com appear again, most probably Ark etf will drop a lot.

Can I confirm with you that ARKK is consist of all the Ark etfs (ARKQ, ARKW, ARKF and ARKG)?

Exchange MYR to USD to invest in ARKK, will the exchange rate added to ARKK is still cheaper and worth?