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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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triOz88
post Aug 13 2015, 08:14 AM

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QUOTE(Kilohertz @ Aug 13 2015, 07:56 AM)
I was rushing, didn't realise that there's an option to uncheck that.  sweat.gif  haha
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i spend about a week to read and understand all the t&c regarding this card.
and also read all the application letter... tongue.gif

this is my 1st time apply credit card, so it is a bit nervous sweat.gif
Kilohertz
post Aug 13 2015, 08:25 AM

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QUOTE(triOz88 @ Aug 13 2015, 08:14 AM)
i spend about a week to read and understand all the t&c regarding this card.
and also read all the application letter... tongue.gif

this is my 1st time apply credit card, so it is a bit nervous sweat.gif
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I think I'm gonna cancel it as soon as I get it! rarely use TnG card anyways..
chiahau
post Aug 13 2015, 08:42 AM

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QUOTE(Kilohertz @ Aug 13 2015, 08:25 AM)
I think I'm gonna cancel it as soon as I get it! rarely use TnG card anyways..
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Soon, all the toll will got cashless.

That's when you will use plenty of touch and go tongue.gif
Kilohertz
post Aug 13 2015, 08:44 AM

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QUOTE(chiahau @ Aug 13 2015, 08:42 AM)
Soon, all the toll will got cashless.

That's when you will use plenty of touch and go tongue.gif
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I have an old TnG card just that I'm not using it, so I don't see a point of getting another TnG... but how does this Zing works? it will automatically top up when it belows RM50 each time?
sj0217
post Aug 13 2015, 08:49 AM

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QUOTE(Kilohertz @ Aug 13 2015, 08:44 AM)
I have an old TnG card just that I'm not using it, so I don't see a point of getting another TnG... but how does this Zing works? it will automatically top up when it belows RM50 each time?
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Yes, Auto reload will be kick in if RM50 and below
Kilohertz
post Aug 13 2015, 08:54 AM

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QUOTE(sj0217 @ Aug 13 2015, 08:49 AM)
Yes, Auto reload will be kick in if RM50 and below
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What will happen to the credit in the card once I cancelled the card? unsure.gif
sj0217
post Aug 13 2015, 08:57 AM

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QUOTE(Kilohertz @ Aug 13 2015, 08:54 AM)
What will happen to the credit in the card once I cancelled the card?  unsure.gif
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The balance in the Zing card will be transfer back to your MBB account after cancelled.
vin_ann
post Aug 13 2015, 09:08 AM

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QUOTE(chiahau @ Aug 13 2015, 08:42 AM)
Soon, all the toll will got cashless.

That's when you will use plenty of touch and go tongue.gif
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yeah...
thinking of getting islamic card that come with FREE TnG Zing card... should b a good reason right?
sj0217
post Aug 13 2015, 09:15 AM

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QUOTE(vin_ann @ Aug 13 2015, 09:08 AM)
yeah...
thinking of getting islamic card that come with FREE TnG Zing card... should b a good reason right?
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Got FREE Zing card for MBB Islamic card ?

No registration fee (RM10 + GST) will be imposed??

Every auto reload will be imposed RM2 + GST, but normal TnG for reload each time by credit card more valuable I would say

After TP revised, auto reload fee of RM2 for TP earning is not valuable at all
winchee
post Aug 13 2015, 09:55 AM

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QUOTE(David83 @ Aug 12 2015, 09:22 PM)
VS rebate cap is higher if you can maximize it. RM 88 versus Ikhwan of RM 50.

Correction on Ikhwan TP award: no TP is awarded for petrol swipes. A forumer reported that groceries swipe on Fridays and Saturdays don't have TP also which I may want to experiment it this weekend.
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Thank you for those additional points that I missed. Maybe I will apply for the VS and cancel after a year if no AF waiver.
red_scorpion
post Aug 13 2015, 12:27 PM

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QUOTE(sj0217 @ Aug 13 2015, 09:15 AM)
Got FREE Zing card for MBB Islamic card ?

No registration fee (RM10 + GST) will be imposed??

Every auto reload will be imposed RM2 + GST, but normal TnG for reload each time by credit card more valuable I would say

After TP revised, auto reload fee of RM2 for TP earning is not valuable at all
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yea, i got the zing card for free..
the website there stated is free, and during application, i confirm with the officer again, and she said is free also.
but it still charged to my cc after a while, then I called to CS lodged a complaint and managed to get reversal after 1-2 weeks.
Kr0ll3R
post Aug 13 2015, 01:39 PM

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QUOTE(sj0217 @ Aug 13 2015, 09:15 AM)
Got FREE Zing card for MBB Islamic card ?

No registration fee (RM10 + GST) will be imposed??

Every auto reload will be imposed RM2 + GST, but normal TnG for reload each time by credit card more valuable I would say

After TP revised, auto reload fee of RM2 for TP earning is not valuable at all

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Agree. During the stage of submitting my application, my advisor insisted I to take it since it's free.
I asked her about the charges. Once I heard RM2 reload fees, I immediately turns off her request.
triOz88
post Aug 13 2015, 02:57 PM

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QUOTE(Kr0ll3R @ Aug 13 2015, 01:39 PM)
Agree. During the stage of submitting my application, my advisor insisted I to take it since it's free.
I asked her about the charges. Once I heard RM2 reload fees, I immediately turns off her request.
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that also the main point i read some one discuss in this forum regarding zing card.
so, i make a decision not accept zing card.. smile.gif
kart
post Aug 13 2015, 09:27 PM

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QUOTE(victorywp @ Aug 12 2015, 11:05 PM)
which grocery place you went to? someone tested tesco and giant got 5%+1tp but jaya grocer no 1tp.
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All grocery purchases were made in Aeon Supermarket.
BudakHuat
post Aug 14 2015, 12:59 AM

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Hi Sifus Sifus,

Non muslim can apply for maybank ikhwan card? Please enlighten me, thanks biggrin.gif


fruitie
post Aug 14 2015, 01:04 AM

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QUOTE(BudakHuat @ Aug 14 2015, 12:59 AM)
Hi Sifus Sifus,

Non muslim can apply for maybank ikhwan card? Please enlighten me, thanks  biggrin.gif
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Yes, everyone can apply.
BudakHuat
post Aug 14 2015, 01:07 AM

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QUOTE(fruitie @ Aug 14 2015, 01:04 AM)
Yes, everyone can apply.
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Thanks Sifu Frutie,

Browsing through the forum post, i found out that few members are saying they are cancelling m2c and converting to ikhwan. Does that means we can only choose between m2c and ikhwan but not both?


PsychoJoe
post Aug 14 2015, 01:09 AM

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QUOTE(BudakHuat @ Aug 14 2015, 01:07 AM)
Thanks Sifu Frutie,

Browsing through the forum post, i found out that few members are saying they are cancelling m2c and converting to ikhwan. Does that means we can only choose between m2c and ikhwan but not both?
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No, I have both. Just some people feel no point keeping m2c, or only able to apply ikhwan by converting from m2c.
fruitie
post Aug 14 2015, 01:11 AM

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QUOTE(BudakHuat @ Aug 14 2015, 01:07 AM)
Thanks Sifu Frutie,

Browsing through the forum post, i found out that few members are saying they are cancelling m2c and converting to ikhwan. Does that means we can only choose between m2c and ikhwan but not both?
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You can have both but Maybank Ikhwan has the tendency to reject their applicants.

Three ways to apply:
i) Apply as a new applicant - 50/50 chances
ii) Split or potong limit from MBB2Cards - 50/50 chances
iii) Conversion from MBB2Cards to Ikhwan - 99% chances

So, you can start from option 1 to 3 and see your luck. biggrin.gif

This post has been edited by fruitie: Aug 14 2015, 01:12 AM
BudakHuat
post Aug 14 2015, 01:12 AM

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QUOTE(PsychoJoe @ Aug 14 2015, 01:09 AM)
No, I have both. Just some people feel no point keeping m2c, or only able to apply ikhwan by converting from m2c.
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Ok, understood, thanks for the information tongue.gif

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