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 Maybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card

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chiahau
post Aug 12 2015, 10:47 AM

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QUOTE(cybpsych @ Aug 12 2015, 09:52 AM)
that's why for cinema, either cimb cr or rhb evo would be nice, can cover both counter/online purchase. but rhb evo is limited to entertainment-related transactions. cimb cr has wider coverage for online transactions, however uob vox can cover both cinema & unifi. dilemma  blush.gif
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RHB I can get but surely would be a waste since it would be under utilized.

Gonna stick to Cimb CR Plat ba.

QUOTE(cybpsych @ Aug 12 2015, 10:04 AM)
set to the 8th, so that due date is on 28th.
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By default my Ikhwan is set to MYR 1.00 transactional alert.


cybpsych
post Aug 12 2015, 11:05 AM

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QUOTE(chiahau @ Aug 12 2015, 10:47 AM)
RHB I can get but surely would be a waste since it would be under utilized.

Gonna stick to Cimb CR Plat ba.
By default my Ikhwan is set to MYR 1.00 transactional alert.
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after ikhwan (to replace m2c visa and complement m2c amex), no rush to get other cards. i've alreayd overpaid my unifi for coming 6 months. got ample of time to wait-n-see biggrin.gif

who knows, maybe new cards kambing.
gempakstarz
post Aug 12 2015, 12:38 PM

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hi guys,

just want to know,if i convert my M2C into Ikhwan, is it all my point in M2C will gone?
SUSDavid83
post Aug 12 2015, 01:02 PM

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QUOTE(gempakstarz @ Aug 12 2015, 12:38 PM)
hi guys,

just want to know,if i convert my M2C into Ikhwan, is it all my point in M2C will gone?
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YES if you didn't request for TP transfer to Ikhwan.
Kilohertz
post Aug 12 2015, 03:26 PM

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Just saw my card appearing in M2U account, just puzzled why I'm charged with RM10.60 for TnG card. Is that not supposed to be free?
chiahau
post Aug 12 2015, 03:42 PM

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QUOTE(Kilohertz @ Aug 12 2015, 03:26 PM)
Just saw my card appearing in M2U account, just puzzled why I'm charged with RM10.60 for TnG card. Is that not supposed to be free?
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It is stated free?

I don't recall it being free.
cybpsych
post Aug 12 2015, 03:46 PM

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QUOTE(Kilohertz @ Aug 12 2015, 03:26 PM)
Just saw my card appearing in M2U account, just puzzled why I'm charged with RM10.60 for TnG card. Is that not supposed to be free?
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Maybank Zing Card: RM10 fee + RM0.60 GST

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
Kilohertz
post Aug 12 2015, 03:52 PM

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QUOTE(chiahau @ Aug 12 2015, 03:42 PM)
It is stated free?

I don't recall it being free.
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Ah, I read from this link - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

FREE Maybank Touch ‘n Go Zing card
Kilohertz
post Aug 12 2015, 03:53 PM

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QUOTE(cybpsych @ Aug 12 2015, 03:46 PM)
Maybank Zing Card: RM10 fee + RM0.60 GST

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
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Thanks for that! Now I know it has a subscription fee imposed, would I be able to cancel it if I don't wish to use it?
chiahau
post Aug 12 2015, 04:00 PM

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QUOTE(Kilohertz @ Aug 12 2015, 03:53 PM)
Thanks for that! Now I know it has a subscription fee imposed, would I be able to cancel it if I don't wish to use it?
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Can.

Call in CS and say you don't want.
triOz88
post Aug 12 2015, 05:12 PM

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QUOTE(chiahau @ Aug 12 2015, 04:00 PM)
Can.

Call in CS and say you don't want.
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i'm really glad din't take that Zing card during application.
already read in this forum when auto reload it take RM2 as fee.... cry.gif
cybpsych
post Aug 12 2015, 05:29 PM

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QUOTE(triOz88 @ Aug 12 2015, 05:12 PM)
i'm really glad din't take that Zing card during application.
already read in this forum when auto reload it take RM2 as fee.... cry.gif
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Zing has its niche benefits, but most of us here are trying to maximize tng with zero reload, and also getting cashback from using credit cards biggrin.gif
kart
post Aug 12 2015, 06:16 PM

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None.

This post has been edited by kart: Sep 11 2015, 04:10 PM
winchee
post Aug 12 2015, 09:17 PM

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To all the credit card experts out there,

Should I apply for the maybank VS or the maybank Ikhwan? I already have the HLB wise and I'm looking for a 2nd card to maximise my cash rebates when I maxed out the HL wise CB.

Maybank VS has 5% CB for petrol n groceries everyday but no TP.
Maybank Ikhwan also has 5% CB but only for Fri n Sat and with 1TP.

And of course the VS has many other benefits that the Ikhwan doesn't have like the free entry into the lounges but annual fee is only waived with min spend of 50k/year which I don't think I will be able to achieve cos I use the HL wise first.

What do u all think? All feedbacks and comments will be appreciated. Thanks!
SUSDavid83
post Aug 12 2015, 09:22 PM

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QUOTE(winchee @ Aug 12 2015, 09:17 PM)
To all the credit card experts out there,

Should I apply for the maybank VS or the maybank Ikhwan? I already have the HLB wise and I'm looking for a 2nd card to maximise my cash rebates when I maxed out the HL wise CB.

Maybank VS has 5% CB for petrol n groceries everyday but no TP.
Maybank Ikhwan also has 5% CB but only for Fri n Sat and with 1TP.

And of course the VS has many other benefits that the Ikhwan doesn't have like the free entry into the lounges but annual fee is only waived with min spend of 50k/year which I don't think I will be able to achieve cos I use the HL wise first.

What do u all think? All feedbacks and comments will be appreciated. Thanks!
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VS rebate cap is higher if you can maximize it. RM 88 versus Ikhwan of RM 50.

Correction on Ikhwan TP award: no TP is awarded for petrol swipes. A forumer reported that groceries swipe on Fridays and Saturdays don't have TP also which I may want to experiment it this weekend.
Atsumori
post Aug 12 2015, 09:51 PM

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how the ezy payment works?

for example i buy a product online worth RM 3000 and choose 12 months installment
so every month will be RM 250.

how will the transaction appear in m2u? RM 250 every month? or RM 3000 - 250?


victorywp
post Aug 12 2015, 11:05 PM

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QUOTE(kart @ Aug 11 2015, 09:57 PM)
Thanks for your reply.  smile.gif

Referring to my credit card statement, my grocery spending on Saturday only gives me 5% cashback, without any TreatsPoints.  sad.gif
Example: I spent RM 400 in total for grocery on Friday and Saturday. So, I earn RM 20 cashback.

My credit card statement states TreatsPoints account details as follow:
Maybankard TreatsPoints earned for the month: 0
Multiple TreatPoints earned at Participating Partners for the month: MASTERCARD IKHWAN CASH BAC: 20

Points Earned for the month: 20
Points Used for the month: 20
400 TreatsPoints are not stated at all in my credit card statement.  hmm.gif

I called Customer Support, and he told me that 1x TreatsPoints will not be given for grocery transactions on Friday and Saturday, if 5% cashback has been given.

It is verified here that no TreatsPoints will not be given for petrol spending on Friday and Saturday. This TreatsPoints exclusion should not be applicable for grocery transactions on Friday and Saturday.

Weird, isn't it?  blink.gif
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which grocery place you went to? someone tested tesco and giant got 5%+1tp but jaya grocer no 1tp.
cientoo
post Aug 12 2015, 11:33 PM

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Dang it...applied for this card on 31st July. Till now no news from MBB. I was hoping that a new card number will magically appear in M2U. Most probably kena reject d. Currently holding 5 cards. Maybank 2 cards, Aeon gold, recently got CIMB CR and useless CIMB plat that was shoved up my.......nose. Could it be too many cards? Gonna need to call MBB to check on the status.
SUSDavid83
post Aug 12 2015, 11:37 PM

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QUOTE(Atsumori @ Aug 12 2015, 09:51 PM)
how the ezy payment works?

for example i buy a product online worth RM 3000 and choose 12 months installment
so every month will be RM 250.

how will the transaction appear in m2u? RM 250 every month? or RM 3000 - 250?
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DATE | X 1/12 | RM 250

QUOTE(victorywp @ Aug 12 2015, 11:05 PM)
which grocery place you went to? someone tested tesco and giant got 5%+1tp but jaya grocer no 1tp.
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How come Jaya Grocer cannot earn 1 TP? Any particular reason for this?
Kilohertz
post Aug 13 2015, 07:56 AM

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QUOTE(triOz88 @ Aug 12 2015, 05:12 PM)
i'm really glad din't take that Zing card during application.
already read in this forum when auto reload it take RM2 as fee.... cry.gif
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I was rushing, didn't realise that there's an option to uncheck that. sweat.gif haha

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