Thank you for the suggestions!

Was using UOB when realized the capped amount is too low.

Thank you for the information! I shall try it out too!

back from Tesco @ IOI City Mall.

confirmed and verified my Wise swipe with CS that this joint is under Grocery category.

Hi,

I guess someone might ask this question before, but I need your advice on this because I just get the card recently.

1. For 10 transactions above RM50, is it calculated from 1st day of everything until 31th? Or it is based on the monthly billing date of credit card?

2. Can some one help me to confirm if below payment can be used / count as 10 transactions to claim the cash back?

1. Auto debit from Insurance monthly payment.
2. Auto debit from TNB, TM
3. Auto debit from U Mobile / MAXIS
4. Using HLB internet banking to pay bill > RM50.

Thanks for your advice.

WISE card cannot view current statement online?
if subscribe to estatement which send statement to our email, means we cannot view statement online (logged in into hlb connect)?

1) yes, from 1st to 31st, not billing cycle
2)
1. insurance can help to attain 10x >rm50 but it's not under any categories, meaning that 0% rebate for insurance
2. i suggest you to use payonline for tnb and tm so that you can control to pay many times rm50 (for eg. bill rm250 can be paid with rm50 x 5 times)
3. i suggest you to use umobile or maxis website so that you can control to pay many times rm50 (for eg. bill rm250 can be paid with rm50 x 5 times)

Thanks for your advice.

If I use HLB internet banking to pay bill? Will that help to attain 10x claim?

Any payments above rm50 helps. But only payments under your chosen category qualify for 10% CB.

Thanks a lot, everyone.

hi all,

i tried to search this in this thread, but couldn't find.

>> is jaya grocer confirmed under grocery?

yeah

thanks.

1. You are trying to mislead the forum again. Cash back period is based on calender month regardless of when the statement date is. As long as transactions posted in a calender month, it will qualify for cash back. The is no such thing as shorter cash back period.

2. This thread is not a kopitiam thread, inappropriate language is not appreciated. If you think this is a stupid card, just cancel the card and no need bother about this thread.

Your ignorance is not helping at all. Your attitude is not helping at all. Your response is also not helping at all! Its better you quit this card before you get a heart attack because your pissing off is not helping at all. Let the bona fide foremer make this thread a better place to discuss this card, will ya ?

Dear Bennedict82

1. For 10 transactions above RM50, is it calculated from 1st day of everything until 31th? Or it is based on the monthly billing date of credit card?
Transactions are base on posting date. Posting date usually 1 day late after the transact date.

2. Can some one help me to confirm if below payment can be used / count as 10 transactions to claim the cash back?

1. Auto debit from Insurance monthly payment.
You can use auto debit

2. Auto debit from TNB, TM
Im using PayOnline for paying all my bill, u can maximize all your swipe of transaction.

3. Auto debit from U Mobile / MAXIS
As per above.

4. Using HLB internet banking to pay bill > RM50.
As per above.

This post has been edited by Chinus: Dec 8 2014, 10:09 AM

Just some corrections, it will take upto 3 days sometimes, especially on weekends.

no problem. can view past 6 months of statement. mine is not wise card, but i doubt it should differ by cards.

The list of available payee via Credit Card is pretty short for HLB online. Example, TNB doesn’t accept payment via CC on HLB online. Not even your mobile bills, Maxis, Digi and Celcom. If you pay for other things… then no rebate… then this card may not work in your favour in terms of effective % of cash rebate, not to mention the annual fee as well.

Might want to consider if you really want to put this card for auto debit items, in case you feel like cancelling a year later or something and then the hassle of cancelling your auto debit as well.

PS: unless you have already maxed out the benefit of say… your MBB2Card or others, then the points above may not apply so well. though I admit there’s always the amex problem.

another hate chain started

i love this card so much!!

but of course you must follow the rules set by Hong Leong Bank if you want to get the rebate...

sometimes i spend over 1k... sien.. if no capped then is really good.

No doubt that this card is going to be hated by those who got this card but could not benefit from it. To be honest, this card is not suitable for everyone who couldn't meet its terms and conditions.

can u guide me where to click to view the 6 months statement?

before my first cycle ends, i can view my transaction for WISE card, but after cycle ends, can view current unbilled transactions, cannot view past transactions...