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Credit Cards Hong Leong Bank Wise Credit Card V4, 10% Cashback , Up to RM100 per month
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arthur88
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Nov 2 2014, 12:39 PM
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lets say i choose petrol and utilities for "selected categories". and i have swiped 10xRM50 on these two categories.
then if i swipe RM20 or RM30 on these two categories, these spending still entitled for cashback?
btw, the info in first post is updated? my fren told me its not updated, will goto branch tmr to get latest brochure to confirm..
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arthur88
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Nov 7 2014, 07:35 PM
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anyone in penang area? i want wise card sales person contact, i wanna apply one..
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arthur88
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Nov 8 2014, 06:40 AM
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QUOTE(onnying88 @ Nov 8 2014, 05:04 AM) Just walk in to any HLB with your doc and fill up a form. Easy yeah, tried that ady...no waive annual fee for first year....and no free gift whatsoever.... my office is the same road with one of the HLB branch... that's why i'm asking for sales person contact...
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arthur88
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Nov 10 2014, 02:39 PM
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just went to different branch and applied wise card, got a free gsc voucher.
btw, if take wise+gsc combo, the staff told me that gsc credit card inside got RM60 inside, and dont need to pay annual fee and gst for it. cause its wise+gsc combo, even though 2 cards, its consider as 1 credit card only. pay annual fee+ gst for wise is considered paying annual fee+gst for gsc card ady.
true?
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arthur88
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Nov 10 2014, 03:15 PM
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QUOTE(aeiou228 @ Nov 10 2014, 02:56 PM) Better check the black and white TnC from HLB website. Some like you said GSC is totally free card, some said free for 1st year only, some reported need to pay both AF and GST on renewal, some said pay GST only on renewal, so many versions.  yeah, that's why i asked the staff again with more serious tone, then only she said will checked with her colleague, if got dispute, she choose WISE card only for me. add: on side note, she did asked me whether i apply or use any HLB card before and i said no, then only she offer me this combo This post has been edited by arthur88: Nov 10 2014, 03:17 PM
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arthur88
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Nov 10 2014, 03:16 PM
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QUOTE(cybpsych @ Nov 10 2014, 02:58 PM) the only T&C is here https://www.hlb.com.my/main/assets/files/co...ogram_tc_en.pdfagree. staff is telling pretty stories but their black&white T&Cs is conflicting.  good reference! later i can show the staff this TnC when she come to collect docs from me.
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arthur88
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Nov 10 2014, 05:09 PM
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the staff just collected docs from me. and she confirmed~ly told me that both Wise and GSC card got annual fee, but GST only apply to Wise.
and to waive GSC, need to swipe 12 times per year and call to cs to ask for waiver...
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arthur88
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Nov 28 2014, 04:31 PM
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i'm trying to use wise to pay digi postpaid for the first time and i getting some obstacles.
the principal line is under my sister name and i am subline. ystdy i called digi customer service asking whether can change my sister credit card to my credit card for auto payment. and the answer is no, reason given is only the credit card name is the same as principal line owner name can be used to make auto payment.
then i asked another question, can i cancel the auto payment and then i use my credit card to make payment manually, either online or at kiosk. the answer still no, reason given is the same as above.
u guys that using digi postpaid, is this true?
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arthur88
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Nov 28 2014, 05:12 PM
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QUOTE(adele123 @ Nov 28 2014, 04:52 PM) actually... i believe it's not that you can't pay manually... the problem here should be, you cannot terminate auto debit on behalf of your sister. this is what i have in mind too. anyway, my sister in KL while i'm in penang, cant do much. ady inform her to go cancel the auto payment.
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arthur88
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Dec 2 2014, 09:22 AM
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for the GSC card, isnt it will deduct certain amount based on the amount we spent? from hlb website, spend RM9, pay RM8.50, or spend RM19 pay RM18....etc... https://www.hlb.com.my/main/personal/cards/...-and-plat-cardshowever, when i go buy movie tickets at gsc for two person, each ticket costs RM13. so i need to pay RM26, right? based on the hlb website, total amount charge to my gsc card is RM26-RM4=RM22. but i checked my unbilled statement, the amount charged is RM12. this confused me. can shed some light here?
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arthur88
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Dec 2 2014, 10:51 AM
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QUOTE(fantasy1989 @ Dec 2 2014, 10:39 AM) received 1 gsc and 1 wise card if want to waived gst ..i need to swipe 1 card once right? swipe once for gsc and swipe once or 3 times for wise.
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arthur88
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Dec 3 2014, 09:57 AM
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QUOTE(holybo @ Dec 2 2014, 09:46 PM) i think they calculation goes like this. your ticket original amount is RM26 - RM2 = RM24. I guess you are new to bank customer, so you have certain amount of bonus value where the bonus value could use to pay 50% of the discounted ticket. if so then good, but i went thru the TnC but didnt state anything about this bonus thingy...
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arthur88
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Dec 7 2014, 06:57 PM
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WISE card cannot view current statement online? if subscribe to estatement which send statement to our email, means we cannot view statement online (logged in into hlb connect)?
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arthur88
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Dec 8 2014, 10:33 AM
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QUOTE(adele123 @ Dec 8 2014, 10:14 AM) no problem. can view past 6 months of statement. mine is not wise card, but i doubt it should differ by cards. can u guide me where to click to view the 6 months statement? before my first cycle ends, i can view my transaction for WISE card, but after cycle ends, can view current unbilled transactions, cannot view past transactions...
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arthur88
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Dec 8 2014, 11:06 AM
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QUOTE(adele123 @ Dec 8 2014, 10:42 AM) Are you referring to November statement? They did say November xx to xx statements will experience delay… though since it’s already 8th, seems like long enough though. Or maybe you are just referring to not-user-friendly hlb online statement viewing. Please go to My Statement >> Online Statement >> Download (drop down box last column) OR For past 6 months, My Statement >> Online Statement >> View Online (click)… new page then select your preferred statement period. nope, it comes out error...this is why i asked here... previously i can view from there..
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arthur88
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Dec 8 2014, 11:52 AM
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QUOTE(cybpsych @ Dec 8 2014, 11:40 AM) 2 questions: 1) new card? when did u get the card? 2) do u know your bill date? FYI, Unbilled Transactions (before bill date) will be in Home >> Account Details >> Credit Card after bill date, details are in Home >> My Statement >> Online Statement However, with the introduction of email bill statement, online statement will not generate immediately. eg. my bill date was 7-Dec, online statement has not been generated yet. previously, i can see it immediately. I guess still need to wait 1-2 days after bill date to get the online statement ready/generated. my statement date is 3rd monthly... and yes, new card, got it 20++ last month... could it be ystdy is sunday?
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arthur88
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Dec 8 2014, 12:25 PM
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just login and try to view...still same error...will call cs for clarification
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arthur88
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Dec 9 2014, 07:53 PM
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arthur88
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Dec 10 2014, 11:10 AM
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in UOB Pay Onine, when paying tnb bill, it ask for BILL NO, that is KONTRAK NO in tnb bill? or other things?
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arthur88
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Dec 10 2014, 11:14 AM
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btw, unifi not listed as utilities?
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