Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
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 Oct 9 2014, 09:44 AM
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Senior Member
528 posts Joined: Aug 2007  
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Just to let you guys know,
I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune  |
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Oct 9 2014, 02:00 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, Do we need to fill up any forms ?I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune  |
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Oct 9 2014, 02:18 PM
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Senior Member
528 posts Joined: Aug 2007
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QUOTE(ronnie @ Oct 9 2014, 02:00 PM) Do we need to fill up any forms ? For MBB, just call in. |
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Oct 9 2014, 02:52 PM
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Senior Member
5,006 posts Joined: Jun 2005 From: Puchong
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maybank BT very efficient:
30/9 - submitted application form + statement from OCBC via email 1/10 - reply from officer saying receive the email + docs & will forward to the relevant department 3/10 - OCBC claimed receipt of the BT from MBB  |
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Oct 9 2014, 02:53 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune   |
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Oct 9 2014, 03:24 PM
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Senior Member
1,178 posts Joined: May 2007
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Submit yesterday receive call juz now to comfirm the bt.
Lol yesterday dont dare post here afraid jinxed. |
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Oct 9 2014, 03:26 PM
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Senior Member
1,178 posts Joined: May 2007
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And it is time to bt back to mbb after few days n subsequently next 4 month.hehe. revenge time
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Oct 9 2014, 04:35 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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my aeon bt approved on 1 oct but till now still no $ into my mbb, really slow eh
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Oct 9 2014, 06:07 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(cyang @ Oct 9 2014, 09:44 AM) Just to let you guys know, U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free? I purposely overpaid my Maybank CC by Rm10k from Public Bank CC. Then I request to refund the excessive payment RM8k (RM10k - my outstanding amount which supposingly only need to paid on next statement date around 2k) back to my Maybank Saving Account. The whole process is free of charge BUT will take UP to 8 working days. And if the excessive payment is more than RM10K, you need to provide payment receipt for their verification. Not sure about other bank. I will test on CIMB soon. Stay tune  This is nice, this is what I need now..Haha..  |
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Oct 9 2014, 08:46 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur 
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QUOTE(Lineage @ Oct 9 2014, 06:07 PM) U owe RM2k but do BT from PB CC RM10k? and u got RM8k for free? i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care. This is nice, this is what I need now..Haha.. |
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Oct 9 2014, 08:52 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(peri peri @ Oct 9 2014, 08:46 PM) i already posted here before, for PBB BT, u just fill the bt form and your preferred amount to ur prefer bank without any supporting statement as long below ur CL. they dont care. OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol.....  If like that, OCBC will decline my application?  |
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Oct 9 2014, 11:31 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(Lineage @ Oct 9 2014, 08:52 PM) OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol..... is ocbc BT 0% too ? If like that, OCBC will decline my application? |
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Oct 10 2014, 06:09 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(DarReNz @ Oct 9 2014, 11:31 PM) is ocbc BT 0% too ? http://www.ocbc.com.my/personal-banking/Ca...e_transfer.html  |
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Oct 10 2014, 10:40 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(Lineage @ Oct 10 2014, 06:09 AM) bro then u should apply for aeon/mbb BT instead 0% |
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Oct 10 2014, 10:56 AM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(DarReNz @ Oct 10 2014, 10:40 AM) bro then u should apply for aeon/mbb BT instead 0% I'm using MBB..so the only choice now is Aeon?  |
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Oct 10 2014, 02:18 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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MBB to Aeon
30/09 - emailed application 01/10 - phone verification 01/10 - installment #1 shown in online banking 10/10 - funds updated in M2U (by cheque, serious??? ) |
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Oct 10 2014, 02:49 PM
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Junior Member
294 posts Joined: May 2006 From: Shah Alam
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PBank to MBB (RM5k min; 0% interest for 6 months)
02/10 - emailed application 06/10 - posted in PBank 07/10 - installment #1 shown in online banking 09/10 - funds updated in M2U |
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Oct 10 2014, 02:56 PM
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Senior Member
4,524 posts Joined: Oct 2007 From: ~Still finding the place~
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QUOTE(Lineage @ Oct 9 2014, 08:52 PM) OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol..... Surprisingly OCBC just called me..I said my MBB card only CL RM8k, but I apply OCBC BT for Rm10k..She said no problem.. If like that, OCBC will decline my application? |
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Oct 10 2014, 03:11 PM
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Senior Member
5,156 posts Joined: Jan 2003
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I almost maxed out both my MBB and AEON CL. I need more limit.
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Oct 10 2014, 03:13 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart
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QUOTE(tifosi @ Oct 10 2014, 03:11 PM) I almost maxed out both my MBB and AEON CL. I need more limit. apply for higher credit limit... |
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