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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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bee993
post Oct 13 2014, 12:01 PM

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QUOTE(brotan @ Oct 13 2014, 11:17 AM)
i know . as said, finally .......  tongue.gif
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repeat the step everymonth = 0% loan for as much month as success BT

2 high sum into 12 month small instalment brows.gif brows.gif
QUOTE(victorywp @ Oct 13 2014, 11:35 AM)
finally, after being rejected so many times...
what's the changes you made on your recent submission?
*
before approved dont post here.

that what i do shocking.gif icon_rolleyes.gif here is jinxed icon_question.gif
victorywp
post Oct 13 2014, 12:36 PM

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QUOTE(bee993 @ Oct 13 2014, 12:01 PM)
repeat the step everymonth = 0% loan for as much month as success BT

2 high sum into 12 month small instalment brows.gif  brows.gif

before approved dont post here.

that what i do shocking.gif  icon_rolleyes.gif  here is jinxed icon_question.gif
*
means you submitted the same thing but got approved? jinx lol
bee993
post Oct 14 2014, 08:42 AM

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QUOTE(victorywp @ Oct 13 2014, 12:36 PM)
means you submitted the same thing but got approved? jinx lol
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nope...latest statement
Coconut
post Oct 14 2014, 05:02 PM

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i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait?

Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better?

victorywp
post Oct 14 2014, 05:11 PM

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QUOTE(Coconut @ Oct 14 2014, 05:02 PM)
i have done BT from cimb to Aeon, received call and sms on 8th Oct saying is approved, but till date haven't receive any payment in my cimb yet, normally how long need to wait?

Now Aeon offer 6 month with points, with MBB offer 12 months with no point, which is better?
*
it depends, but for me, points better than the additional 6 months instalments.
DarReNz
post Oct 14 2014, 07:25 PM

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aeon BT sends to cimb using cdm super fast but to maybank using cheque super slow

This post has been edited by DarReNz: Oct 14 2014, 07:25 PM
Lineage
post Oct 14 2014, 07:37 PM

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I guess my OCBC BT is successful. I saw my OCBC CL has been deducted. But until now Maybank still haven receive the money from OCBC..

Applied on 9 Oct for 10k OCBC to Maybank..but my Maybank CL only RM8k.. wink.gif

This post has been edited by Lineage: Oct 14 2014, 10:57 PM
smartly
post Oct 14 2014, 09:36 PM

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QUOTE(Lineage @ Oct 14 2014, 07:37 PM)
I guess my OCBC BT from Maybank is successful. I saw my OCBC CL has been deducted. But until now Maybank still haven receive the money from OCBC..

Applied on 9 Oct for 10k, OCBC to Maybank..but my Maybank CL only RM8k.. wink.gif
*
ocbc ---> mbb ?
0% bt ?
victorywp
post Oct 14 2014, 09:53 PM

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QUOTE(smartly @ Oct 14 2014, 09:36 PM)
ocbc ---> mbb ?
0% bt ?
*
he did mbb to ocbc but not 0%
smartly
post Oct 14 2014, 10:01 PM

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QUOTE(victorywp @ Oct 14 2014, 09:53 PM)
he did mbb to ocbc but not 0%
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read carefully it is ocbc ---> mbb.!
tigaxxx
post Oct 14 2014, 10:30 PM

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QUOTE(smartly @ Oct 14 2014, 10:01 PM)
read carefully it is ocbc ---> mbb.!
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Correct...but his 1st sentence is confusing though

This post has been edited by tigaxxx: Oct 14 2014, 10:31 PM
victorywp
post Oct 14 2014, 10:33 PM

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QUOTE(smartly @ Oct 14 2014, 10:01 PM)
read carefully it is ocbc ---> mbb.!
*
bt from mbb to ocbc = ocbc paid to mbb

so what your arrow means?
victorywp
post Oct 14 2014, 10:52 PM

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edited

This post has been edited by victorywp: Oct 14 2014, 10:54 PM
victorywp
post Oct 14 2014, 10:53 PM

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QUOTE(tigaxxx @ Oct 14 2014, 10:30 PM)
Correct...but his 1st sentence is confusing though
*
the confusing part should be his 2nd sentence instead of his 1st sentence. if you read his earlier posts you will understand what i mean.

QUOTE(Lineage @ Oct 9 2014, 08:52 PM)
OMG..I just apply OCBC BT for RM10k, but my MBB cards only RM8k..lol.....  rclxub.gif
If like that, OCBC will decline my application?  sweat.gif
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QUOTE(DarReNz @ Oct 9 2014, 11:31 PM)
is ocbc BT 0% too ?
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QUOTE(Lineage @ Oct 10 2014, 06:09 AM)
QUOTE(Lineage @ Oct 10 2014, 02:56 PM)
Surprisingly OCBC just called me..I said my MBB card only CL RM8k, but I apply OCBC BT for Rm10k..She said no problem..  sweat.gif
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~~5ive~~
post Oct 14 2014, 10:54 PM

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QUOTE(donpapachino @ Oct 9 2014, 02:52 PM)
maybank BT very efficient:
30/9 - submitted application form + statement from OCBC via email
1/10 - reply from officer saying receive the email + docs & will forward to the relevant department
3/10 - OCBC claimed receipt of the BT from MBB

thumbup.gif
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I do the same, and did get the email reply, but didnt see the BT even after 2 weeks.
Does it mean my BT request being rejected? Or they overlook it?
If it is rejected, will they inform me? Anyone has idea on this?
Thanks
Lineage
post Oct 14 2014, 10:56 PM

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QUOTE(smartly @ Oct 14 2014, 09:36 PM)
ocbc ---> mbb ?
0% bt ?
*
Yeah..4%..apply in internet banking cheaper..3.88% for 12 months..

QUOTE(victorywp @ Oct 14 2014, 09:53 PM)
he did mbb to ocbc but not 0%
*
Sorry for the confusion.. doh.gif
smartly
post Oct 15 2014, 12:09 AM

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QUOTE(Lineage @ Oct 14 2014, 10:56 PM)
Yeah..4%..apply in internet banking cheaper..3.88% for 12 months..
Sorry for the confusion..  doh.gif
*
why don't you bt 0% from mbb --> ocbc ?

mbb outstanding a lot ?
Lineage
post Oct 15 2014, 12:19 AM

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QUOTE(smartly @ Oct 15 2014, 12:09 AM)
why don't you bt 0% from mbb --> ocbc ?

mbb outstanding a lot ?
*
Yeah.. sad.gif
smartly
post Oct 15 2014, 12:23 AM

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bt 4% ocbc --> mbb is a waste...
u need to pay 10k 4% to ocbc.

if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment.
Lineage
post Oct 15 2014, 12:27 AM

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QUOTE(smartly @ Oct 15 2014, 12:23 AM)
bt 4% ocbc --> mbb is a waste...
u need to pay 10k 4% to ocbc.

if 0% mbb --> ocbc, u pay no interest furthermore yr bt amount get 12 months installment.
*
At first thinking to cancel MBB, so use OCBC BT..but now change my mind already..and BT approved.. sweat.gif
Never mind la.. smile.gif

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