smart of you to threaten with CCTV...so how is yr relationship with the KFC teller? cold ady? future you susah nak masuk la ini macam

Anyone with the 40k strike at 3 pm today?

This fisherman came back empty handed. Ha.

Same here. Empty handed.

How is bursa closing today?

Unsuccessful

relationship as good as before. my sms at 7.30pm was premeditated, "boleh check CCTV kan?, i jatuh duit kat bank" , where got threatening? only meant to remind him, cctv will show. i guess he was in a difficult situation, took 36 hours to get back with a positive reply. we met next day, pretended like nothing happened. i bought my ASX usual on 10, 11,13, and today 14.


you could have got some at 11+am. i ran out of cash at 12.7k.
u got 1k asw right?

I tried in the morning and got 1K ASW.

Tried at 3 pm and waited till 320 pm due to other customers there. The guy said nothing available when it was my turn.

Invest in kwsp better or amanah saham with fixed unit better???

Depends on what is your aim. If it is for higher return, then ASX FP are better than EPF, based on past years.



The gap is getting smaller now, about 0.5% lower for EPF.

But even at 0.5% difference, it can be quite a sum of money when you look at RM 1 million (RM 5,000), RM 10 million (RM 50,000) extra.

Cheerio.

unsuccessful. well no luck this time

U can withdraw from KWSP on 50/55 yo whereas fixed UT anytime

Ya, good point.

There is this rumour going round (heard from my wife's sister) that one will not get any EPF dividend once one has reached 60 years old. Find that very shocking and surprising.

Asked EPF and the reply is one will get dividend as long as one has money in the account.

I think once one has reached 70 years old, one will have to close the EPF account. Pity.

Cheerio.

EPF won't pay any dividend after age > 75 yo

I see, 75 and not 70 yo.

Thanks.

Double posting.

This post has been edited by plumberly: Nov 16 2014, 08:04 PM

Recently EPF came out to clarify that all monies in EPF earns dividend independent of contributors' age. They have not implemented this age thingy yet.

OK. Thanks.

Full EPF withdrawal age stays at 55, extending to 60 possible. Pending feedback from stakeholders and members

Thanks.

Extending here means instead of 55, they may change it to 60?

Then I pity those who are 53 or 54 having to wait for another 6-7 yrs! Hope they are considerate enough to use an age range 55-60 during the changeover years to accommodate those about to retire.

Got ikan bilis RM700 yesterday.

Cheerio.

TERMS OF WITHDRAWAL
 Upon reaching the age of 55, you are eligible to withdraw your savings according to the following methods:
(i) A lump sum withdrawal; OR
(ii) A combination withdrawal from either one of or both of the following:
Partial withdrawal; AND/OR
Monthly payment withdrawal
The combination withdrawal method are as follows:
(i) Withdrawal of a partial amount of your savings and retain the balance in your EPF account
(ii) Withdrawal of a partial amount of your savings and transfer the balance for monthly payments
(iii) Withdrawal of a partial amount of your savings and transfer a partial amount for monthly payments while maintaining the
balance in your EPF account;
(iv) Transfer your entire savings amount for monthly payments.
Members can submit the application within 6 months before the member reaches the age of 55, according to the date of birth.
However, payment will be made within 5 working days after reaching the age of 55.

SOS

The official withdrawal is at the age of 55, but OPTION is given for members who wish to keep the savings till the age of 60 - <75.

Congrats on your ikan bilis