When got 6% SC?
Not 5% only?

there's some people who would blindly "invest" in ASx fund esp old folks & noobie.

like what happen to me today. Bank staff tried to promo me ASG, telling me the fund give me 7% p.a (way better than ASM, ASW etc. which give around 6sen+). If I'm not well inform, surely I fall for the trap.

like we all in LYN know that variable fund NAV would "drop" after dividend distribution unlike fixed price fund. The so-called 7% p.a are deducted from NAV.

Yes very misleading info.
One staff from asnb called me, don't bother about the 5% service charge, as the yearly dividend enough to cover the service charge for variable funds, but never indicate about the NAV changes for pre-post dividend date. These ppl should be fired.

It will. But U know people want fast money and yes, the way they convey information is wrong.

It's much more easier to "try luck". There's people out there only have 1 fund only 

pardon my concern, if all non-bumi allotment for as1m is fully subscribed, what is the purpose of this thread? Since we can't buy more anymore.

But, to leveled the NAV we usually practice DCA or dollar cost averaging or something like that. Which is cash in certain amount on once every month.