He Top Goat ma, eat grass print money.

Thanks for confirming. Captain Gen X also updated first post with the minimum amount edi.

Err, there's the HYA (High Yield Account) and also some credit cards are only for Premier Banking customers. You will also be assigned an RM to assist you with your banking transactions.

Can spoonfeed on HYA?

ahh... you say RM so aah..usually RM only assigned for those with Premier/ Priority Banking status.

Got RM or not sometimes make no difference one.
Instead offering better service and advice, they may only care to sell insurance or investment product.

RM just a nice name as compared to Public Relation Officer.

http://www1.uob.com.my/personal/deposits/c...ld_account.html

It's a current account with interest rate of 3% if I'm not mistaken. Need a minimum amount to be invested into UOB.

Anyway, out of topic already. Best to call your nearest branch and check with them as I think recently they change the T&C also.

True true. Sometimes go to counter and settle the transactions will be much easier.

But if got a dedicated RM to help out with future transactions when one is away also good ma. Just have to reject their sales pitch from time to time.

I do know that. No RM is better for those easily con.. oops my mistake.

Ah Flo ah.., once OCBC RM told me to deposit funds myself Lucky for her I am in good mood that time, if not I think she most probably has some explaining to do with HQ.

Premier Banking sometimes also got promo for FD, thats why I ask.

Note: I already cancelled my Premier Banking with OCBC.

Haha. She dared to say that eh? Didn't get another RM to assist you?

On and off these Premier Banking will call and ask for feedbacks on their RMs. That time then you can taruh them liao.

Ya, sometimes some promo is specially for PB customers. If it is, I'm sure Captain will state it somewhere in the first post

I stick to one RM only from each bank, so they know my style, if keep changing, i will angry and quit that bank.

So far so good, just call ahead and inform them what i want, arrive, sign and kau tim...

Captain nowadays is very busy spending his children inheritance.

I dont need to complain when only asking for feedback, it will only go into statistics. I did complain once by email, on other thing, so when i was there the RM informed me the BM got queried by HQ, then during morning talk all kena lecture by BM.

This post has been edited by magika: Oct 13 2014, 05:15 PM

Got once the RM want to come to my house to sign some documents. I say no, izzit wan me to get trouble from my better half.

Wow, go to your house, 1st class service....hahaha.

Guess you have to be lucky to get a good RM, not one that is aggressive pushing UT and Plans.

But bad side, this one RM knows all your things by hard.

Just return from SCB, bad luck..one banker's cheque goes through, the other one didn't manage as the counter closes at 3.45pm. So have to collect the slip tomorrow...will backdate to today's date.

I am flabbergasted. The manager insists that I cannot open a Just One acc with zero deposit. She even asked what my purpose of opening Just One account if I am not going to deposit RM1500 I really need to get written confirmation from SCB HQ that it is possible. Or maybe can any of you who managed to do so, share me the name of your branch?

On whether is it necessary for both joint account holders to be present for future placement, the answer is YES Else, you can pay RM10 to sign the mandate form

On why it is necessary to photocopy IC again and again, bank policy. One slip needs two copies.

SCB is odd in a way. My JustOne was opened with RM0. Ah Boom also the same. Ask him for the branch in Klang valley.

I guessed earlier that for joint acct, they would need both to be present again. They always photostat ic and then verify your thumb print for every single FD.

The leng lui (not getting myself into trouble ) said their bank policy to photostat ic. She hated it as more paperwork for her also.

This post has been edited by bbgoat: Oct 13 2014, 05:28 PM

I tell you, i signed more than 10 times just now

Yeap, MyKad get molested each time open FD. In Out In Out....thumb print...so many paper wasted.

Some more have to move from the leng lui (after signing all documents) to queue up again at bank counters to get FD cert.

Most banks just you meet one person and kao tim get the FD cert.

Hahaha. Maybe she wants to see where you live. I guess they are told to be friendly and not trouble their customers lor.

Didn't know SCB also so much of paperwork.

I thought OCBC has lots of paperwork already.

Don't understand why joint account holders still need to PAY to sign mandate form for either one to sign.

Eh why have to queue? Tell them send to you .