RM250k for PIDM coverage

kaya lo!
250k X many banks!  

As a silent reader for quite sometime, I would like to contribute a new promo that I placed today.

OCBC 6 months promo - Starting on 1 October

Step up FD 3.6% for 3 months , 4.1% fpr 3 months

Effective rate -3.85% for 6months

min amount to place it 

Hope the RM didnt side tracked u into buying some form of saving  product?

Hello all,

I have a FD processed for the passed three years. I just found out I lost the certificate.
What do we need to do if we need to close the FD and take the money out?

Will bank impose some cost if certificate lost?

Then u are lucky. I recommend 3 relatives to Premier Banking and all 3 got stuck with useless builder product.

Its a form of saving plan, dont touch it, after a few years gurantee regret. Not going to go into specifics.
8

Almost all banks have it in one form or another.

Most of the time, attractive promotional FDs are based on auto-renewal basis (board rate) is it?  I tried asking for non-auto renewal and OCBC previously told me unable to as it is part of their T&C for that particular promo.  So meaning on the day of maturity have to personally go to bank & withdraw?  My half day leave gone leh.

Any promo that do not insist on auto-renewal back to board rates?

Got once the RM want to come to my house to sign some documents. I say no, izzit wan me to get trouble from my better half.

Some more have to move from the leng lui (after signing all documents) to queue up again at bank counters to get FD cert. 

Most banks just you meet one person and kao tim get the FD cert. 

Are you serious ? You have asked them to send to u ? 

What I meant earlier is I am going to share how one can earn "extra" several thousand Ringgit by placing a 3 month FD (versus all the current FD promotions listed in Post#1 and 2) with a certain bank. But in order to earn the extra RM1K in 3 months, the Principal sum needs to be minimum RM300K.