1. the 3.87%, as per the previous posts (just scroll up) may have ended.

2. you need to go to any mbb branches to enquire if it's still available.

3. min is dependent on the branches (between rm25k - 50k).

4. why don't you scroll up & a few pages back or go to the 1st page, post #2 where sifu BCC is kind enuf to summarise =

"May Bank, valid until 31 October - (New added by bbgoat on 3 Oct & updated by bbgoat & haur on 7 Oct)
3.87% for 3 months
First 2 mths 3.7% and 3rd mth 4.2%, average 3.87%
Minimum FD deposit fresh fund RM 25K or RM 50K?
*Fresh fund must be from RHB, CIMB & MBSB..?"

you dun hv to post twice if u do your own "handwork"; even the sifus dun wanna reply your post.

luckily for you, this small fart took pity on you by replying lah...

This post has been edited by giko: Oct 11 2014, 08:58 AM

BR 12 mth 4.1%.

KFH has changed so that the debit card they give out do NOT have annual fees. Last year they told me charges like >RM10 per year. This year they said changed. Note they are not exactly like a bank, though I do not know the actual diff between KFH and other M'sian banks.

This post has been edited by bbgoat: Oct 11 2014, 09:11 AM

Thanks Giko for teaching the small uninitiated like me, i did read through the whole thread, maybe due to my poor reading comprehension, I failed to capture the info from it.

Hence asking questions here.

I will enquiry from the nearest MBB branch on Monday. I am unable to ask earlier is due to i just bump into this thread and found out this offer last night.

So looks like after I posted on the MBB 3.87% yesterday morning, later in the day, Friday, the promo ended due to target met ?

That promo seems to be kept among few customers so not many MBB customer know about it, unless you asked.

But not sure why some of the branches say never have that promo. I saw a RHB Bank branch manager yesterday and he said MBB should not have put in the terms to attract away the 3 banks customers. He even used the term unethical. So MBB may be trying to defuse all the fuss ?



This post has been edited by bbgoat: Oct 11 2014, 09:33 AM

I m noob, can teach me how to calculate effective rate ah..

Ambank have 5 months promo at 3.85%, just glance at Star paper today..


This post has been edited by magika: Oct 11 2014, 10:52 AM

Public Bank FD Rush

https://www.pbebank.com/pdf/Promotions/tc-pbfdrush.aspx



Attached thumbnail(s)

4.09% interest is for 13months not converted to effective rate per annum yet. Should be about 3.78%. 26month fd should be 4.15%/pa.

Should be much lower than that too, but nevermind not gonna kill my braincells ..

Uncle must be very busy. AmBank 5 mths 3.85% FD has been around for about 2 weeks (or more ?). Have placed FD on 1/10.

My calculation is 3.76% for 13 mths FD and 4.10% (4.098%) for the 26 mths one.

This post has been edited by bbgoat: Oct 11 2014, 12:23 PM

the kfh offer 26m also i work out is approx. 4.1%. straight forward right i didnt read the t&c. 3.7% for 24m and 8.88% for 2m.

Interest pay out periodically? My calculation based on interest compounded.

the manager is right. Mbb should not do this kind of thing. That's why, the quietly they "close" the promo by telling everyone promo have meet target. if BNM get to know about this promo & it's unethical TnC, mbb would be in big trouble

OK, I just calculate without compounding the monthly payout of the interest.

ooh, no bullets so dont keep touch of current rates.

why ambank website no say the fd promo?

Through my previous experience and FD placements with UOB they had never made any adjustments on maturity dates but
need not worry about it because they send out quarterly statements to you so that you can keep track on all the FD placements
with them.

Ah Boom, UOB 13 mth FD is 4.0%. Was there last week. Please update post 2. Thx.

http://www.ambank.com.my/eng/promotions

Yesterday they already revised the Promotional Rate to 12 months FD tenure to 4.05% p.a.
without the CASA thingy.

Really ? They have been moving up their rates 0.05% steps for few times already ! But you are saying 12 mths ? Thanks.

This post has been edited by bbgoat: Oct 11 2014, 02:11 PM