Bro, you have been a member since V3 lah - see post#3.. In V4 I still posted the list but when davinz18 started V5 he omitted it and I did not include it in V6.1 and when I started this thread; but only updated list and posted in here back in Oct 29. Below the list of FDMCGC where dagdag1 now appointed Committee Member.

FDMCGC - Fixed Deposit Musical Chair Gamers Club



This post has been edited by Gen-X: Nov 7 2014, 11:03 PM

wow! didn't know we have FDMCGC - Fixed Deposit Musical Chair Gamers Club

You have been posting here very often from the start of this thread (but I must add most of them are not useful/beneficial to FD Promos chasers but general statements only) and you did not read my post on Oct 29? Bro, I did add you to the member list on Oct 29 and I hope you can contribute useful comments instead of posting general statements from now on.

This post has been edited by Gen-X: Nov 7 2014, 10:22 PM

thanks for adding me into the group.

regarding about the post not related to FD, I'm really sorry. I want to post FD promo info, but even before I want to post it, others forummer already posted here. So I don't have any info to post

I'm not a frequent visitor to this thread. Sorry ...

OT, no need be sorry, noted you are new to this forum so I thought I point out to you not to post unnecessarily - e.g. what I am doing now has nothing to do with FD and is called spamming! And I get 1 extra post count for it, hahahaha.

I don't know if you been reading all the posts here, the other day a guy came and said this is a Chat Room! hahahaha And I can understand why - because so many of us treat this thread like kopitiam. Very good example V6 which only had few pages but filled with spams and subsequently closed by MOD.

Seriously, if we don't have anything to contribute related to FD, don't post. because it makes the thread longer and more pages. The thread also becomes longer when people do not combine posts or edit or cut and paste comments. And people are very lazy to read last few pages (e.g. you missed my post on Oct 29) and valuable info is then not read and also result in people asking the same thing over and over again.

magika - what you call this - wannabe what? hahaha

This post has been edited by Gen-X: Nov 7 2014, 11:00 PM

Thanks for the info, gonna be useful as for this few months has a number of FD maturing. 4.15% for 9 months is a very good deal provided the music does not stop early.

Gen-X Captain, not gonna comment on it after kena flame kaw kaw.

Dear All, any recommend bank for FD? 50k-75K. Thanks!

hellp people from mbb, are you see-ing this???

Lucky you ! I run out of high power bullets for now. Only small bullets left which cannot be used to meet high demand FD's.

Ha ha, interesting. Hopefully MBB will respond soon with counter moves.

This post has been edited by bbgoat: Nov 8 2014, 08:30 AM

Go for RHB deal as above posts. Read post 1 & 2 and decide for yourself.

Wat happen, 2 reply in a row, must summon Gen-X to earn brownies point.

I have been on the sideline for a few months already, gathering my funds also in eFDs. Now is my mating season, oops, musical chair routine for the next few months. Nowadays, my funds is on the downtrend catering to my children wants and needs. Also setting aside fund for contribution to EPF yearly x 2 account. Setting quite high target in EPF contribution so that passive income will 2X existing income so can early retirement , fly here n there like captain.

For RHB, needs to find out whether really need CASA. Just dont like too many accounts in various banks lying around.

Uncle, u always kachao kachao la ! Didn't u see I reply him 2 hrs after the first post ? As no one reply him, so I reply later to him la. U think I want to gain post count like others ? Cheap cheap la u !

Mating season, summon your wife !

Almighty Magician can always turn something to gold, no worry. Lots of bullets !

The CASA need for RHB has been mentioned in few post. Why never read carefully ?

Read my lips: No CASA requirement !

This post has been edited by bbgoat: Nov 8 2014, 11:06 AM

Yeah EPF is better than any FD. RM60k max per year, 2 accounts can save additional 120k.

Next is ASM then only FD. No matter how the OPR increase still cannot challenge the former 2.

3 months 3.8% UOB promo still valid?

The info i got from UOB is...6 months & 13 months only..

 Awesome_FD_Promotion_TnC_V2_20140926.pdf ( 64.44k ) Number of downloads: 25


This post has been edited by lionelmessi88: Nov 8 2014, 02:24 PM

Look unlikely...MBB's rate seldom competitive...this is coming from a long term MBB customer...

The MBB 12 mths 4% upfront interest is GOOD ! Up to early this week I know it is still running.

I am also long time customer of MBB.

Agreed with you that MBB seldom has good promo. But recently I changed my view. If u have read earlier posts u would have know that last 1 to 2 mths they have competitive FD promo's including 3 mth 3.87% which has ended.

This post has been edited by bbgoat: Nov 8 2014, 02:36 PM

it's -
1. epf or asm

3. sspn - rm6k/yr for the tax rebate & 4.25% interest (2013) [source = http://www.ptptn.gov.my/web/english/tax-relief-assessment ]

4. FD

then there are stock market punting, oops, investment; non-asnb unit trusts; forex...

just my 2 sens...

I cant find 12months 4% upfront interest promo on MBB website... u sure it still running? Mind to share the link to it pls?

This post has been edited by lionelmessi88: Nov 8 2014, 02:39 PM

sspn also?
then PBB bank bond should be top at 7.5% , OSK bond 2nd 7.25.