u want to get "cursed" by those with loans

wow! darn good rates, the best so far! sure it's not for their priority customers only? too late & too bad for me

ooops 50K???

This post has been edited by okuribito: Nov 6 2014, 10:50 PM

Heehee...every man for himself!

But no need to worry whaaaat...dear PM says that although household debit is high, most of it is secured by property whose prices are going up and up and up...if not enough money to repay loan, just lelong it, and repeat process with another property lor

Ringgit closed today at RM3.34 to 1USD, close to 4 years low. 6% GST.... Inflation is imminent ? FD rate upward pressure ? Come come, economy expert of FD thread, please give your point of view.

Is there a need to open account with them or have stupid CASA thing?

1 mth special promo, no CASA hold.

hmmmm just struck me that rhb is one of the 3 targets in that operasi attack. is their sudden promo a counter-attack ala the empire strikes back? will the big C also have a juicy promo in the works?

haha..Looks like the big C is gonna happen. Lets wait n see.

Inflation is already here = http://rakyattimes.com/~wolf/index.php/new...ary-eggs-from-r

How long can the gahmen tahan?

i think the question should be...how long can ordinary retiree folks like me TAHAN...

brothers n sisters, yes it's frustrating the way cost of living is going up & nobody is spared. BUT we should stay focus here; I'm sure there are other threads eg this one where we can vent.

forgot to thank bbgoat for the rhb promo headsup even though i dun qualify for the promo, it is important info. my guess is that we will see 4+ very soon across the board. if u have maturities b4 5th dec, i think it's a good idea to park in the 9mth 4.15% deal. or even the 6mth 4% if you are more bullish about rates going up.

2 things to note about rhb - 1. they don't adjust maturities to next working day 2. they charge 5.15 for banker cheq on withdrawal unless you are priority customer (200K)

happy hunting

great info shared
was really looking at good 9m offer after placing 3m, 6m and 12m lately

MBB Research says next OPR increase probably late Q3 2015 or early Q4 2015 (Sep 3 or Nov 5 2015) = http://research.maybank-ib.com/pdf/documen...07_MIB_6806.pdf

So a 9-12 mths FD now is a better bet...

wahhhh with a 9m in place you will have achieved the perfect maturity profile & 1 more step to maximising returns (based on sifu genX's lesson)

2 things to note about rhb - 1. they don't adjust maturities to next working day 2. they charge 5.15 for banker cheq on withdrawal unless you are priority customer (200K, 15sen)

ps: did u go for the auto-callables?

To be RHB priority customer is diff from some other banks. FD is not counted towards the 200k requirement. It has to be investment or other requirement. I am not their PB customer.

Bro, fantastic rates indeed. Actually too good to be true. I would appreciate if you could triple confirm with the RHB person that SMS you that there is no CASA requirement.

Updated above to Post#1 and also added BR new rates.

yaya i always stand guided by master genX and many sifus here

thanks for the head-ups..

din really go for tat cos not too confident with euro econ now (the underlying is euro index), hope they will launch some commodity-linked structured products
btw hows ur experience with similar investment ?

This post has been edited by dEviLs: Nov 7 2014, 11:07 AM

You mean Callable Klibor ? This is totally diff from normal FD.

Confirmed as I asked him whether it was step up promo. No CASA requirement. 1 mth promo only. Have been the RHB mgr regular customer including buying ASNB UT from him.

Have to be New funds?

actually me no experience with it. one day a bit back was at bank & this uncle started chatting , told me about diversifying, how he got 7% pa. Got me curious & he led me to his H private banking mgr. hahaha gave me coffee & started talking about these auto-callable foreign currency equity index linked structured deposit - damn, that's a freaking mouthful for my simple mind la Anyway, i ask what is auto-callable. Was told that if the idx went up beyond a certain threshold, the bank had the right to end your structured deposit ie give you your money back lah. So I asked, do we get to earn anything if the idx go up? Well, yes & no. Only little bit lah because beyond that threshold, they will call in your structured deposit. Long story short, you don't get to participate in the idx's upside & your deposit also finito like premature ejac before maturity. So I thot why so lousy one??? summore got foreign exchange risk. hahaha too complicated for me lah

how about you? what they try to sell u?

This post has been edited by okuribito: Nov 7 2014, 02:02 PM