Don't think is wasting time at all. Just to optimize the card that is more customer friendly,
Ie more flexible

Yeh, I agree. I apply for cards to maximize their benefits, but if AF too high or non-waivable such that it outweight the benefits, just cancel and apply other cards since the market is always changing. Anyway, good things don't last forever as we have seen with recent claw back on cashback cards, so its always good to take advantage when the opportunity arises.

Anyone tried to use this card on purchase from TESCO ONLINE and entitle 5% rebate?

Yes, I did.
But the credit was swipe upon delivery , not online.

Agree, u said it so well.

ya, prefer oay upon delivery. So, this menthod confirm entitle 5%, right?

My principle of getting a useful card even if it has AF, use first and think later. Usually first year is free AF.

I'm not that type of person for sure.
When I sign up a card with AF, I will expect to pay for AF. If it waives for me, then a bonus for me. If not, I have two choices either I pay for the AF or just cancel it.

Why 2.39%? It is 5% for MBB VS and 6% for PBB VS. Why have to pay annual fee? If they don't waive, I just cancel. After that reapply again few months later, so it's another year of free annual fee

I don't and never pay any bank that charge annual fee. There are always alternative cards in the market that offer free annual fee. Don't let the bank take us for granted

My position is very clear, no annual fee, so no need to include. Why pay annual fee when others can provide free?

1st year free.2nd year onwards can request for waiver.

First year free is good enough, every benefit is prone for revision and removal. Hence like my signature says "enjoy the best, expect the worst".

I hope I can join you guys soon..

Aiks... My cancellation seem "successful" when I was expecting someone to call me and offer waiver like previous comment posted by a forumer.

My request was sent via email ...

After that 3 days later I tweet @mymaybank to follow up...

Someone called and suggested I use my TP points in signature card before cancel as the TP is not transferable to other card.

Then suddenly he told me my card status is cancelled and he assisted me to try redeem the TP...

The TP is used for Aeon vouchers and will be send to my address in 2 to 3 weeks time.

Bye Signature

Not easy to get waived.

even myself a loyal tiger customer with many of their products in hands, they also wont "hiew" me for waiver.

Congrats, Free of Debts







*Apologize not using multiquote

The 5% cb for petrol & groceries cap at RM88 is good.
If supp card gets additional 88 would be even better (juz wishful thinking).
Will give the application a try 😊

Anyone receive new VS pin enabled cc? I haven't receive mine ... Other bank has replaced theirs except my VS

If can't waive, just cancel. Then reapply back again 3 months later, repeating again

If can't waive, just cancel. Then reapply back again 3 months later, repeating again

Why does he need to pay for AF since he will cancel it after a year? First year's AF is free, second year is chargeable but he will cancel it by then if it is not waived.
So long you don't spend after AF is charged, you don't need to pay for it.