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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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Human Nature
post Aug 11 2014, 12:59 PM

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QUOTE(herc @ Aug 11 2014, 12:57 PM)
sign0006.gif

Is this a new card? 5% Petrol, 5% Groceries, capped at RM50, no annual fee, not bad tho.

Maybank Islamic MasterCard Ikhwan Platinum Card
*
it was introduced 2-3 months ago..yup a good alternative
herc
post Aug 11 2014, 01:05 PM

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QUOTE(zr125 @ Aug 11 2014, 12:59 PM)
how do you calculate 7.76?
*
3.88% / 6 months (package) * 12 months (annum) tongue.gif
maskedchan
post Aug 11 2014, 01:14 PM

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QUOTE(herc @ Aug 11 2014, 12:57 PM)
sign0006.gif

Is this a new card? 5% Petrol, 5% Groceries, capped at RM50, no annual fee, not bad tho.

Maybank Islamic MasterCard Ikhwan Platinum Card
*
QUOTE(Human Nature @ Aug 11 2014, 12:59 PM)
it was introduced 2-3 months ago..yup a good alternative
*
if possible try to avoid ikhwan as you cant use for certain transaction..
e.g. alcohol, club and etc...

unless you are malay and dont use for those smile.gif

This post has been edited by maskedchan: Aug 11 2014, 01:15 PM
janson_kaniaz
post Aug 11 2014, 01:41 PM

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QUOTE(peri peri @ Aug 11 2014, 11:39 AM)
forgot to mentioned, maybank continues to award their holders with buy 1 free 1 movie on Thursday @ TGV until 30 Jan 2015

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
*
can i buy the tickets on thurs for weekend movies?
fly126
post Aug 11 2014, 01:48 PM

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QUOTE(janson_kaniaz @ Aug 11 2014, 01:41 PM)
can i buy the tickets on thurs for weekend movies?
*
http://bills.maybank2u.com.my/ccedm/edm_CC472/CC472.html
Buy 1 Free 1 Ticket
*Applicable for Midnight show on Thursday e.g 12:30 am (0030 Friday).

peri peri
post Aug 11 2014, 02:03 PM

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QUOTE(herc @ Aug 11 2014, 12:47 PM)
why bother to pay interest when there are so many 0% BT out there.

3.88% for 6 months is equal to 7.76% per annum if u wanna calc.
*
2 different, 1 is CASH, 1 is purchase
maskedchan
post Aug 11 2014, 02:50 PM

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QUOTE(peri peri @ Aug 11 2014, 02:03 PM)
2 different, 1 is CASH, 1 is purchase
*
what you talking about?
can explain more?

This post has been edited by maskedchan: Aug 11 2014, 02:51 PM
adele123
post Aug 11 2014, 03:35 PM

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QUOTE(maskedchan @ Aug 11 2014, 02:50 PM)
what you talking about?
can explain more?
*
Dia mau cash ('cash-on-call')... bukan BT current credit card balance.
herc
post Aug 11 2014, 03:49 PM

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QUOTE(peri peri @ Aug 11 2014, 02:03 PM)
2 different, 1 is CASH, 1 is purchase
*
If the intention is for extra cash on hand, I definitely opt for cheaper/free way, why let bank earn the interest. Unless you don't have outstanding to BT.

This post has been edited by herc: Aug 11 2014, 03:49 PM
moon'prong
post Aug 11 2014, 04:24 PM

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QUOTE(victorywp @ Aug 11 2014, 10:44 AM)
it will be easier if you choose grocery as your wise category. when you free, just buy rm50 voucher at any tesco/aeon big/giant. then you can use it to buy anything late, or give/sell to your family members, or pack the vouchers in angpau to give for wedding dinners or during cny. lol... laugh.gif
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whistling.gif single, stay out from hometown, rent a room, basically i rarely run into grocery...XDDD

i spent more on petrol ( got a monster drink me till broke), digi ( family pack+boardband) nia

maybankard 2 endup is my choice..hmmm waiting mah card to reach my hand...

the fella tell me to collect on monday but till now no call~

they wont call when card is ready for collect?

anarchy2cruo
post Aug 11 2014, 04:41 PM

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QUOTE(fly126 @ Aug 11 2014, 01:48 PM)
http://bills.maybank2u.com.my/ccedm/edm_CC472/CC472.html
Buy 1 Free 1 Ticket
*Applicable for Midnight show on Thursday e.g 12:30 am (0030 Friday).
*
Buy 1 free 1 for IMAX as well.

Sorry for noob questions. What the different between IMAX and Standard if it not applicable for 3D?
herc
post Aug 11 2014, 05:03 PM

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QUOTE(anarchy2cruo @ Aug 11 2014, 04:41 PM)
Buy 1 free 1 for IMAX as well.

Sorry for noob questions. What the different between IMAX and Standard if it not applicable for 3D?
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IMAX is extra wide screen, only applicable to 3D, like double of ordinary screen size
victorywp
post Aug 11 2014, 07:01 PM

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QUOTE(moon'prong @ Aug 11 2014, 04:24 PM)
whistling.gif  single, stay out from hometown, rent a room, basically i rarely run into grocery...XDDD

i spent more on petrol ( got a monster drink me till broke), digi ( family pack+boardband) nia

maybankard 2 endup is my choice..hmmm waiting mah card to reach my hand...

the fella tell me to collect on monday but till now no call~

they wont call when card is ready for collect?
*
if the place is nearby on your way to somewhere, then you may dropby and ask to collect it. most of the time, they don't call.
ClessRV
post Aug 11 2014, 07:55 PM

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Hi guys, I planning to buy a phone and wanted to pay it using the Ezypay method, but the salesperson said that I have to add another RM150 extra in order to use that feature.

So, the total would be RM1859 + RM150 = RM2009 / 12 = 167.42 per month

However, I found out about the Ezypay Plus promotion where you can convert your purchase into an instalment - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

and I'd calculated the total to be as such:
1859 + 37.18 + 56.89 = 1953.07 / 10 = 195.31 per month

1859 (Phone price)
37.18 (2% fee for CC payment)
56.89 (3% interest based on the promotion)

I'm thinking of using the second method as there's a ~RM56 difference between the two (given that my calculation were correct)

I'm seeking any opinion from the experts here regarding this.

Thank you in advance.
victorywp
post Aug 11 2014, 08:39 PM

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QUOTE(ClessRV @ Aug 11 2014, 07:55 PM)
Hi guys, I planning to buy a phone and wanted to pay it using the Ezypay method, but the salesperson said that I have to add another RM150 extra in order to use that feature.

So, the total would be RM1859 + RM150 = RM2009 / 12 = 167.42 per month

However, I found out about the Ezypay Plus promotion where you can convert your purchase into an instalment - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

and I'd calculated the total to be as such:
1859 + 37.18 + 56.89 = 1953.07 / 10 = 195.31 per month

1859 (Phone price)
37.18 (2% fee for CC payment)
56.89 (3% interest based on the promotion)

I'm thinking of using the second method as there's a ~RM56 difference between the two (given that my calculation were correct)

I'm seeking any opinion from the experts here regarding this.

Thank you in advance.
*
so it means if you use ezypay (12 months) method, they will charge a one-time fee of rm150, no 2% fee for cc payment anymore right?
if not, they will charge a 2% fee for cc payment right?
usually, a shop will charge 5% for ezypay (12 months), rm150 in your case means close to 8.1% already.

if that's the case, your calculation is correct. second method is better.
wilson025
post Aug 11 2014, 09:00 PM

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QUOTE(ClessRV @ Aug 11 2014, 07:55 PM)
Hi guys, I planning to buy a phone and wanted to pay it using the Ezypay method, but the salesperson said that I have to add another RM150 extra in order to use that feature.

So, the total would be RM1859 + RM150 = RM2009 / 12 = 167.42 per month

However, I found out about the Ezypay Plus promotion where you can convert your purchase into an instalment - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

and I'd calculated the total to be as such:
1859 + 37.18 + 56.89 = 1953.07 / 10 = 195.31 per month

1859 (Phone price)
37.18 (2% fee for CC payment)
56.89 (3% interest based on the promotion)

I'm thinking of using the second method as there's a ~RM56 difference between the two (given that my calculation were correct)

I'm seeking any opinion from the experts here regarding this.

Thank you in advance.
*
u are asking salesperson ?not maybank customer service?
when after swipe over 1k in 1recipt,you need to call maybank customer serive convert it to easy pay
moon'prong
post Aug 11 2014, 09:15 PM

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QUOTE(victorywp @ Aug 11 2014, 07:01 PM)
if the place is nearby on your way to somewhere, then you may dropby and ask to collect it. most of the time, they don't call.
*
notworthy.gif yes! maybank style!

i go there jz now, cuz really neaby my house+ my office, in between them.
& my card not yet done.

they give me this genius reply:

oh miss ur card approved, but we dont know why when our machine here embosses ur card, fail, so the hq will emboss the card for you, and sorry u cant get it today. mayb we can done it tomoro or wednesday

notworthy.gif salute for the reason. simply tell me not yet done lah
like my name is so " powerful ", supernatural happen when doing my card....
victorywp
post Aug 11 2014, 09:18 PM

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QUOTE(moon'prong @ Aug 11 2014, 09:15 PM)
notworthy.gif  yes! maybank style!

i go there jz now, cuz really neaby my house+ my office, in between them.
& my card not yet done.

they give me this genius reply:

oh miss ur card approved, but we dont know why when our machine here embosses ur card, fail, so the hq will emboss the card for you, and sorry u cant get it today. mayb we can done it tomoro or wednesday

notworthy.gif salute for the reason. simply tell me not yet done lah
like my name is so " powerful ", supernatural happen when doing my card....
*
maybe because your name is too special to be embossed by normal mbb branch machine... brows.gif
moon'prong
post Aug 11 2014, 09:23 PM

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QUOTE(victorywp @ Aug 11 2014, 09:18 PM)
maybe because your name is too special to be embossed by normal mbb branch machine...  brows.gif
*
doh.gif i guess so, but seems ntg specil to me eh..same as IC name, 11 alphabet nia..

anyway, this is da most creative reason i've heard for delaying cards..

ClessRV
post Aug 11 2014, 09:41 PM

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QUOTE(victorywp @ Aug 11 2014, 08:39 PM)
so it means if you use ezypay (12 months) method, they will charge a one-time fee of rm150, no 2% fee for cc payment anymore right?
if not, they will charge a 2% fee for cc payment right?
usually, a shop will charge 5% for ezypay (12 months), rm150 in your case means close to 8.1% already.

if that's the case, your calculation is correct. second method is better.
*
Yes, that is what I was told the other day, going to confirm with the shop again later on that.

QUOTE(wilson025 @ Aug 11 2014, 09:00 PM)
u are asking salesperson ?not maybank customer service?
when after swipe over 1k in 1recipt,you need to call maybank customer serive convert it to easy pay
*
That's their shop's policy I guess, I thought they offered Ezypay just like Dell where I bought my PC before, or maybe just an extra 2-3% charge, I was surprised to be told about the RM150 charge for the Ezypay.

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