Thanks for your info...

even though what CS told you may be true, they may still change their mind later on

On a not related note, if i'm sure everyone here will continue using as long as they can cancel their visa/mc. I sort of did wonder whether maybank will really decide that they cannot absorb the GST for amex perpetually.

so every year need to collect 25k points to offset the GST... Hmmm

I don't sense a question being asked... but i get why you are confused...

Even though the RM50 it's waived, you will still see a double transaction.

Cause... it's like they HAVE TO charge you... but they are paying it for you. so one debit, one credit, set-off

What i noticed with other banks are the same as well, they charge and they waive...

The odd part in my short and little experience is, maybank charged me AFTER (in my 3rd statement, 2 months later) my card has been approved for awhile whereas other bank just charged when it was approved.

And Thanks (to the other guy) who gave the email confirmation on the GST issue of existing cardholders.

i hope it remains the way it is, perpetually.

You can transfer from ANY bank to pay the cc directly. GIRO to your cc.

1) i got my mbb 2 card. applied for online banking since i don't have savings account with MBB. When i login, can only see MC, cannot see Amex... cause i applied using MC.

2) i opened a savings account after that, due to payroll reasons... then i told the bank officer about problem 1). bank officer was very helpful, and helped me link everything for me... then login again... still cannot see my Amex card...

3) frustrated... i went to maybank AGAIN... told the bank officer my problem... she said, "from system, it's shown that your savings account, MC and AMEX are linked.

so she was helpful she suggested... i cancel my login id linked to the MC... created a brand new id linked to the debit card/savings account... PROBLEM SOLVED

Prior to my step 1, i saw the post in LYN on the problem as well, but clearly it didn't work for me...

Anyway, good luck for now.

Edit: in case you were wondering, this happened about less than 4 months ago


This post has been edited by adele123: Jul 22 2014, 10:50 PM

Dia mau cash ('cash-on-call')... bukan BT current credit card balance.

50k on everything la. still alot of money to waive the annual fee (for me at least).

No need. I called CS. CS said actually no need

For those familiar with these promotions.

just wanna ask... it's genuine sale right? not... random and few items at 70% and 80% and then everything else give you 10% kinda of thing?

cause i can't afford most of the thing but genuine sale still can. don't want to go there if it's not really sale sale. traffic is bad even with public transport at after work hour.

EDIT: i'm looking to buy chocolates, not premium premium stuff.

This post has been edited by adele123: Sep 2 2014, 07:49 PM

Godiva chocolate. This company holds the brand in malaysia. Maybe gonna just drop by there today and have a look.

Think too much. No godiva. Just some usual stuff one can buy from airport at 30% discount. Example: milky way, guylian, snickers... Got some at 40. Rafaello? That white coloured ferrero roche look alike. Leonidas at 50%.

Next... For ladies, michael kors and kate spade clothes at about 60%. Victoria secret underwear 5 for rm79. Some v.secret cosmetics stuff on sale too. Jimmy choo shoes cheaper? I dont know price but i think rm1005 os 'cheap'?

Tumi. Bags. Didnt look.

Perfume about 40%. Kenzo, machisno? Anna sui, versace, dolce and galbana? Cheap kua. Some cosmetic biotherm, loccitane.

Canali suits... I think 60%

Lastly watches... 30-40% i think. Lower ends like swatch, esprit, citizen. Got seiko.

In glass case, there's mont blanc, maurice la croix.

Overall... Wasted my time and effort. Very small room. But looks like ppl bought alot. Payment queue quite long too.

Keep in mind for certain items like insurance, education, government stuff, the points is only x2.

BTW, any existing card holder whose GST due the last 2 months? just to confirm that you were charge RM50 instead of RM100.

You can always apply at maybankard centre. One in gardens, and... Don't know where. Either post #1 or google will give you an answer.

Seriously... I have seen other banks doing roadshow, booths with free gifts. I have NEVER seen maybank. based on my short experience, i've never even heard of free gifts/cash for new sign up. maybe some seniors here can provide more insight.

Even 1st year GST need to give. Tetapi saya rela bagi, dengan gembiranya.

the 2 times that I have seen their 'roadshow'/'booth', those 2 times are because
1) treatspoint fair... obviously there's one (i don't remember them giving out free gifts)
2) the valiram sale the other day... not very 'hard-sell' and didn't offer free gifts anyway.

This post has been edited by adele123: Sep 17 2014, 08:12 PM

You got so many replies, I think we can gather statistics.
1) Myself. I wasn’t asked. Default given Mastercard. I forgot to state my preference but that’s what I wanted anyway.
2) My sibling. Visa. Cause requested.

You will lose that x% that the merchant and the credit card bank takes.

Well, online transaction seems the easier target. Harder to time how long it takes to pump petrol or queuing up in line to pay for things.

Depends on when the transaction is posted... if your spending on the 24th also posted on the 24th, then yes it is in the statement. if it's posted on 25th or later, then next statement.

i just don't understand why my amex transactions always get posted same day... regardless of the merchant's bank.

This post has been edited by adele123: Oct 6 2014, 11:57 AM