pay first then later once you accumulated 25k tp (rm5k expenses), then call to redeem rm100 for your gst.

Nope, that's the only loan i have for now. Just started work since last year. So means my car loan with TOYOTA Financial will affect i got the approval of applying credit card? But I haven't got the car and start paying the installment. Maybe i should try reapply with more supporting document.

You may try and appeal because your car loan would not affect your application unless you do not pay.

Appeal means re-apply? But in terms of my salary and document, I should be fulling the requirement?
Sorry i got too many question.

yes, once a loan (except for ptptn) is approved, it will be listed in your ccris. if you apply for any loan/cc with any financial institution later, they will be given the right to check on you and view your credit report.

i think you may need to wait at least 3 months before reapply. with 2.9k/month and a 56k loan just approved recently, some financial institution would feel risky to approve another loan/cc to you. they would want to check how well is your payment but you still have not started to pay any instalment yet, so it's hard for them to judge.

actually it may be easier if your car loan and cc application are from the same financial institution, but unfortunately not your case.

Okay, I shall wait and make repayment 1st and see how it goes after 3 months. Thanks =)

Just a simple letter to Maybank telling them to reconsider your application. You may start with an email to mbbcardservices@maybank.com.my telling them your intention to appeal. They will be able to guide you from there. But still, you have to expect the worst because i believe this is one of the toughest card to apply .

toughest card used to be the legendary OCBC Ti

If titanium is still the old 5% CB card I'd award it as the No.1 Toughest Card to apply in Malaysia
Nowadays it is MBB2 and HL Wise !

wise very scary for RM50x10... lolz
so i endup also apply for mbb2
not a heavy user tho

it will be easier if you choose grocery as your wise category. when you free, just buy rm50 voucher at any tesco/aeon big/giant. then you can use it to buy anything late, or give/sell to your family members, or pack the vouchers in angpau to give for wedding dinners or during cny. lol...

I have just paid MP Selayang and MP Subang Jaya using Amex yesterday.

MP Kuala Selangor cannot pay also...OCBC also cannot pay...use cash, no choice

Thanks, I believe thats the one, I assumed that they will contact the eligible applicants if he/she qualifies, so no form or anything to submit.

ezy cash offers to Maybank card holders. 3.88% one time handling charges for 6 months repayment. Min request is rm2000 up to 90% of CL.

Anyone mind to tell me what is the effective rate for this package? Im usually take 2.99% one time handling charge of Call for Cash by OCBC for 12 months repayment.

remember have to walk in to branch kiosk machine to apply from there.

forgot to mentioned, maybank continues to award their holders with buy 1 free 1 movie on Thursday @ TGV until 30 Jan 2015

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

why bother to pay interest when there are so many 0% BT out there.

3.88% for 6 months is equal to 7.76% per annum if u wanna calc.

Is this a new card? 5% Petrol, 5% Groceries, capped at RM50, no annual fee, not bad tho.

Maybank Islamic MasterCard Ikhwan Platinum Card

how do you calculate 7.76?