QUOTE(@secret@ @ Jun 23 2014, 10:40 AM)
To swipe beyond CC's limit, we just bank in the amount needed (minus the limit readily available)??
So it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!

Yes, correctSo it's like to swipe 10k, limit is 5k, just bank the difference 5k to the CC right?!
QUOTE(cyang @ Jun 23 2014, 10:47 AM)
If I'm not mistaken, U can't bank in this way.
If u want to swipe 10k in 1 lump sum, but ur limit is only 5k, u have to call CS to temporarily increase limit.
I don't think they allow NEGATIVE figure in ur Outstanding Amount, so u can't deposit extra money into the CC.
Correct me if I'm wrong.
You can have negative value in the CC. If u want to swipe 10k in 1 lump sum, but ur limit is only 5k, u have to call CS to temporarily increase limit.
I don't think they allow NEGATIVE figure in ur Outstanding Amount, so u can't deposit extra money into the CC.
Correct me if I'm wrong.
Transfer fund from Saving/Current Account to Credit Card which more than the outstanding balance is not allowed in Maybank2U. However, u can choose to deposit from CDM, other pay your CC bill from other bank (Interbank GIRO/MEPS), or pay via cheque.
QUOTE(adala @ Jun 23 2014, 11:07 AM)
during early days of maybank2u, we can pay extra to the credit card and then can even get interest paid on that amount.
then they realized they will losing money and set a limit in maybank2u to pay up to balance only.
that's a big loophole last time, now no longer get interest when statement shows negative balance haha.then they realized they will losing money and set a limit in maybank2u to pay up to balance only.
Jun 23 2014, 11:27 AM

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