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Credit Cards Maybankard 2 Gold & Platinum Cards V10, Pls read post 1-3 & use Search Topic 1st

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Dogta
post Aug 2 2014, 02:25 PM

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Hey guys, I've fully paid my statement balance of RM15, why hasn't it reverted back to 0? Statement date is 26 July and payment due date is 15 August.

Can I safely assume that any transactions made after 26 July are actually reflected in the next statement i.e 26 August and I won't be charged any late fees for not paying before 15 august?


Human Nature
post Aug 2 2014, 02:51 PM

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QUOTE(Dogta @ Aug 2 2014, 02:25 PM)
Hey guys, I've fully paid my statement balance of RM15, why hasn't it reverted back to 0? Statement date is 26 July and payment due date is 15 August.

Can I safely assume that any transactions made after 26 July are actually reflected in the next statement i.e 26 August and I won't be charged any late fees for not paying before 15 august?
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Your statement balance will not become 0, it will only change when the next statement is generated.

You will notice that your outstanding balance will decrease (indicating that you have made the payment).

Yes, transactions after 26 july will be included in the next 26 Aug statement.

No late fee if you paid the 26July statement balance in full before 15 Aug.

Dogta
post Aug 2 2014, 03:23 PM

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QUOTE(Human Nature @ Aug 2 2014, 02:51 PM)
Your statement balance will not become 0, it will only change when the next statement is generated.

You will notice that your outstanding balance will decrease (indicating that you have made the payment).

Yes, transactions after 26 july will be included in the next 26 Aug statement.

No late fee if you paid the 26July statement balance in full before 15 Aug.
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Thanks for the answers. First time credit card user here tongue.gif
[Ancient]-XinG-
post Aug 2 2014, 04:31 PM

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QUOTE(ysc @ Aug 2 2014, 01:06 PM)
Hi guys, whats the difference between Outstanding and Statement balance?

My current understanding is that Statement balance is my previous period balance
and Outstanding balance is my current period balance which is not yet due AND my previous period balance (which is statement balance)

So shouldn't my Outstanding balance ALWAYS be more than Statement balance assuming that I have not yet paid my previous AND current period balance?
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if you using m2u, paid according to statement balance. Not outstanding balance, when u paid according to outstanding balance, you can't make payment. this is because the cash back will delay 2 days.
victorywp
post Aug 2 2014, 04:34 PM

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QUOTE(Jenny87 @ Aug 2 2014, 01:22 PM)
cukai taksiran can be paid using amex via maybank2u? if not mistaken, i did not see amex or mastercard option when paying, only saving account...
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can, i have been paying in this way for months if not years.
bee993
post Aug 2 2014, 05:04 PM

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QUOTE(Human Nature @ Aug 2 2014, 02:51 PM)
Your statement balance will not become 0, it will only change when the next statement is generated.

You will notice that your outstanding balance will decrease (indicating that you have made the payment).

Yes, transactions after 26 july will be included in the next 26 Aug statement.

No late fee if you paid the 26July statement balance in full before 15 Aug.
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Few year ago I doublenpaid the same statement balance becoz I tot I hvt paid..due date gan jeong go pay 1 more time lolx.
victorywp
post Aug 2 2014, 06:09 PM

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QUOTE(ysc @ Aug 2 2014, 01:06 PM)
Hi guys, whats the difference between Outstanding and Statement balance?

My current understanding is that Statement balance is my previous period balance
and Outstanding balance is my current period balance which is not yet due AND my previous period balance (which is statement balance)

So shouldn't my Outstanding balance ALWAYS be more than Statement balance assuming that I have not yet paid my previous AND current period balance?
*
if your outstanding balance is lower than your statement balance, then it should be because you received your cash cashback or cash awards, or because you have some refunded amount from merchant due to your earlier dispute?
ysc
post Aug 2 2014, 07:42 PM

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QUOTE(victorywp @ Aug 2 2014, 06:09 PM)
if your outstanding balance is lower than your statement balance, then it should be because you received your cash cashback or cash awards, or because you have some refunded amount from merchant due to your earlier dispute?
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Hmmm, I checked and did not receive any cash rewards / refunds.

So weird...
DarReNz
post Aug 2 2014, 10:38 PM

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anyone knows if the mac online store gets processed on weekends ? is it based on malaysia time zone ?
charymsylyn
post Aug 2 2014, 11:22 PM

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QUOTE(polarzbearz @ Aug 2 2014, 12:27 PM)
No idea why 12:05AM's transaction is still considered as Friday. Maybe they have a different cut-off period for weekend rclxub.gif
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Thanks for bringing this up again, you can find my explanation on this some pages back in this thread.
sailou
post Aug 2 2014, 11:41 PM

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Curious. Why not use your Maybank Visa to get 10% off for Agoda every Wednesday?

http://www.maybank2u.com.my/en/personal/ca...kard/agoda.page?
candysiew
post Aug 3 2014, 12:08 AM

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QUOTE(sailou @ Aug 2 2014, 11:41 PM)
Curious. Why not use your Maybank Visa to get 10% off for Agoda every Wednesday?

http://www.maybank2u.com.my/en/personal/ca...kard/agoda.page?
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The promotion is applicable to bookings made every Wednesday, from 12:01 am to 11:59 pm, between 2 April 2014 and 4 June 2014[U], for stays between 2 April 2014 and 31 December 2014.
iamloco
post Aug 3 2014, 12:12 AM

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I did a purchase on weekend amounting to more than RM1K.

But my cashback is only RM47. This is ridiculous since I have other weekend spendings too.

Do u guys know why this happened?
Human Nature
post Aug 3 2014, 12:39 AM

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QUOTE(iamloco @ Aug 3 2014, 12:12 AM)
I did a purchase on weekend amounting to more than RM1K.

But my cashback is only RM47. This is ridiculous since I have other weekend spendings too.

Do u guys know why this happened?
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a screenshot of your transactions?
victorywp
post Aug 3 2014, 08:10 AM

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QUOTE(sailou @ Aug 2 2014, 11:41 PM)
Curious. Why not use your Maybank Visa to get 10% off for Agoda every Wednesday?

http://www.maybank2u.com.my/en/personal/ca...kard/agoda.page?
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too many limitations..
victorywp
post Aug 3 2014, 08:12 AM

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QUOTE(iamloco @ Aug 3 2014, 12:12 AM)
I did a purchase on weekend amounting to more than RM1K.

But my cashback is only RM47. This is ridiculous since I have other weekend spendings too.

Do u guys know why this happened?
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any online purchase during midnight between friday to saturday?
fruitie
post Aug 3 2014, 12:26 PM

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QUOTE(iamloco @ Aug 3 2014, 12:12 AM)
I did a purchase on weekend amounting to more than RM1K.

But my cashback is only RM47. This is ridiculous since I have other weekend spendings too.

Do u guys know why this happened?
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When is the transaction date? That's important. smile.gif
Best is share a screenshot here and others could help out. smile.gif

I got RM 50 last month. biggrin.gif
ronnie
post Aug 3 2014, 01:19 PM

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QUOTE(DarReNz @ Aug 2 2014, 10:38 PM)
anyone knows if the mac online store gets processed on weekends ? is it based on malaysia time zone ?
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Apple Store Malaysia Online does accept AMEX now

user posted image

This post has been edited by ronnie: Aug 3 2014, 10:09 PM
ronnie
post Aug 3 2014, 01:20 PM

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QUOTE(iamloco @ Aug 3 2014, 12:12 AM)
I did a purchase on weekend amounting to more than RM1K.

But my cashback is only RM47. This is ridiculous since I have other weekend spendings too.

Do u guys know why this happened?
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Screenshot for us to verify or check your transaction dates and posting dates.
DarReNz
post Aug 3 2014, 08:34 PM

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QUOTE(ronnie @ Aug 3 2014, 01:19 PM)
Apple Store Malaysia Online doesn't accept AMEX
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I went to the billing options and saw it accepted amex guess I should do in on sat after 2 pm just in case

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