Agrees…almost tarak appetite with BR sudah. I’m slowly moving my FD to MBSB as well. Only leaving some $$$ in BR for whatever short term purposes.

A few Qs regarding MBSB:
1. Do you have a SA with MBSB?
2. Did you manage to nego for a higher rate than 4.70%?
3. The 2 towels that you mentioned as a gift from MBSB, are those face towels?


Did not say anything because I’m not affected
Plus I'm not lurking here that often since last week because busy doing some reading at other thread
I’m not going to opt for the monthly interest crediting with BR after my FDs reach their maturity date…too tiresome to keep track. I’ll either choose interest upon maturity or move my FD to MBSB

1.No, 6 monthly cheque deposit to my CIMB SA
2.Min 1M to bargain, maybe extra 0.05%, i asked 3 months to add up ok or not,
2 weeks already still no answer, can forget it if need 1 lump sum.
3) Hand towels, 15" x 30" Reliable Brand, printed with MBSB logo.

You Guy (guys ) are now into MBSB.

Maybe I should follow. Diversify some fund to MBSB. But may wait until after the OPR change in July. How will BR, MBSB and other banks react to the OPR change.

This post has been edited by bbgoat: May 25 2014, 08:36 AM

... ... so, everybody moving again, eh ... ...

1. Why choose CIMB SA? The interest is 0.01% compared to MBSB's SA that offers >2% (forgot the exact figure, that's why wanna ask you )

2. This part is the same reply that I've received from MBSB...1M with possible extra rate of 0.05% (but no one ever reported that they've got the deal yet )

3. Oh, mine are face towels...aren't face towel & hand towel the same thing ka?

1.My SA pays 3% pa daily basis, withdrawal once a month. "school adoption SA", with ATM cards somemore .
Amgenius SA also can get 3%. MBSB SA should come 3rd or lower....
2.You willing to place 1M in a day, i think you can get it.
3.Check the brand label, it says hand towel. Blue color right?

1. Waseh, SA with 3% rate Which CIMB SA are you using?

2. I don't think I'll take that course of action anytime soon...place 1M in a day

3. Nope, mine are in white colour. Probably MBSB have different set of gifts according to branch location...

as per http://www.mbsb.com.my/misc/FantasticReturns.pdf
am I correct to assume that "49'ners Rate" refers to rate given to depositors 49 yrs old & above? TQ

Yes

Maybank FD promo effective rate 3.55% for 6 months. Tiered up to 5.6% I think. Minimum 10k for individual account. Valid from 23/5 to 30/6.

Thanks Top Flo, did not hear from you for a while. Counting $$ like BCC ?

Any link to the MBB promotion ? Thanks

Haha. No la. Have been traveling and busy for the past few months so didn't check out the FD promo/rates also.

Unfortunately, I don't have the link. Received call from one of the Maybank officer this morning to inform me about this. Maybe someone else can provide the link or leaflet to it.

Called MBB Branch and details are:

Promotion period: 23/5/-30/6
Min funds: $10,000
Interest: Paid on maturity
Period: 6 months
Interest average is 3.55% based on flg:
1-2 months 3.1%
2-4 months 3.15%
5th month 3.2%
6th month 5.6%

Yes, that's the same one. Thanks for sharing.

Thanks !

The 3.55% for 6 months can be considered. In lieu of the 0.25% OPR hike say in July. Putting for 6 months may be a good way of wait and see strategy.

Before this I was considering HL Islamic Bank and UOB, both 3.65% for 1 year and 13 months FD.

This post has been edited by bbgoat: May 26 2014, 01:08 PM

ahh dang, i put my fund to maybank's 6-mth eFD (about 3.14% pa, indicative) in March, maturing on Sep.

based on this promo rate of 3.55% pa, difference with eFD is just about ~RM20.

~RM20 or so. Save the hassle la. Wait for next promo.
At least it's not a difference by the thousands.

yeah, peanut deposit only thnks for the info though!

lama lama jadi bukit

sikit sikit jadi diamond

This post has been edited by bearbear: May 26 2014, 09:54 PM

Only Top Flo will bother with thousands ....................

People like us bother with much smaller sums, tens, hundreds ......................