QUOTE(davinz18 @ May 22 2014, 09:35 PM)
According to economists, it should go up..Hopefully
This post has been edited by BoomChaCha: May 23 2014, 01:19 AM
Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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May 22 2014, 11:44 PM
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2,490 posts Joined: Sep 2011 |
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May 23 2014, 07:42 AM
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QUOTE(MNet @ May 22 2014, 07:47 PM) QUOTE(davinz18 @ May 22 2014, 09:35 PM) QUOTE(BoomChaCha @ May 22 2014, 11:44 PM) I don't think they changed their rate at this moment. Note MNet was just asking the question. I was there on Wed to place new FD. Need to catch up with Millionaire Guy. But by starting of Q3, hopefully FD rates will go up. This post has been edited by bbgoat: May 23 2014, 07:43 AM |
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May 23 2014, 08:11 AM
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1,188 posts Joined: Sep 2008 |
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May 23 2014, 08:56 AM
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5,271 posts Joined: Jun 2008 |
QUOTE(BoomChaCha @ May 22 2014, 07:34 PM) IQ members are only for staffs that worked with corporate companies that open pay accounts with ocbc.PErks you enjoy are lower loan rates for housing/hire and purchase and better and faster service. |
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May 23 2014, 08:58 AM
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5,271 posts Joined: Jun 2008 |
QUOTE(bbgoat @ May 22 2014, 07:49 PM) Your "Berjanka" is the same as what BCC mentioned below. So no need to see my cert of "Mubeen" lah. what is the max ammount? and can you put money in epf? i didnt know thatAlready put in the max amt to EPF. Wish me luck ! |
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May 23 2014, 09:20 AM
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QUOTE(tbheng @ May 23 2014, 08:11 AM) Cannot bluff the old timer in this forum. Luckily this time did it in Public Bank, one form and pretty fast some more. This post has been edited by bbgoat: May 23 2014, 09:21 AM |
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May 23 2014, 01:52 PM
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... frankly, I am actually quite worry of epf where it is also my largest life saving as well -- if you guys know where I am going with this. Even though they have declare good payout dividend ...
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May 23 2014, 05:02 PM
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7,142 posts Joined: Oct 2008 From: Sin City |
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May 23 2014, 07:19 PM
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QUOTE(bbgoat @ May 23 2014, 07:42 AM) I don't think they changed their rate at this moment. Note MNet was just asking the question. I am curious how BR is going to react if OPR goes up in July..? I was there on Wed to place new FD. Need to catch up with Millionaire Guy. But by starting of Q3, hopefully FD rates will go up. Q3 again..? QUOTE(Avangelice @ May 23 2014, 08:56 AM) IQ members are only for staffs that worked with corporate companies that open pay accounts with ocbc. OK.. ThanksPErks you enjoy are lower loan rates for housing/hire and purchase and better and faster service. QUOTE(Avangelice @ May 23 2014, 08:58 AM) Yes, you can deposit fund in your EPF account (age from 18 to 75), usually I use form 6A(1) ---> self contribution Download form 6A(1): http://www.kwsp.gov.my/portal/en/web/kwsp/...er/all-epf-form Max amount is RM 60K per year. Min amount is RM 50 per deposit. You can make self contribution in some KWSP branches and 4 banks as below: (1) Public Bank (2) RHB (3) BSN (4) May Bank This post has been edited by BoomChaCha: May 23 2014, 07:24 PM |
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May 23 2014, 07:26 PM
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QUOTE(esy @ May 23 2014, 01:52 PM) ... frankly, I am actually quite worry of epf where it is also my largest life saving as well -- if you guys know where I am going with this. Even though they have declare good payout dividend ... Ai..no need to worry too much la..If worry then put in small fund loh... If something is wrong with EPF, almost all Malaysian will get affected; especially the 1.5 million government workers will make big noise.. EPF cannot afford to make big mistake la, but a very small mistake maybe we can tolerate la...but on condition that our money is still there... QUOTE(davinz18 @ May 23 2014, 05:02 PM) BNM Zeti said the OPR would be adjusted in July only.Other Economists said OPR should go up by .25 point in July.. This post has been edited by BoomChaCha: May 23 2014, 07:38 PM |
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May 23 2014, 08:42 PM
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QUOTE(BoomChaCha @ May 23 2014, 07:19 PM) I am curious how BR is going to react if OPR goes up in July..? thanks mate. another question. IS the return for EPF better vs fix deposit?Q3 again..? OK.. Thanks Yes, you can deposit fund in your EPF account (age from 18 to 75), usually I use form 6A(1) ---> self contribution Download form 6A(1): http://www.kwsp.gov.my/portal/en/web/kwsp/...er/all-epf-form Max amount is RM 60K per year. Min amount is RM 50 per deposit. You can make self contribution in some KWSP branches and 4 banks as below: (1) Public Bank (2) RHB (3) BSN (4) May Bank |
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May 23 2014, 08:46 PM
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6,614 posts Joined: Mar 2011 |
QUOTE(BoomChaCha @ May 23 2014, 07:19 PM) Have been "betting" on Q3 since early this year, remember ? QUOTE(BoomChaCha @ May 23 2014, 07:26 PM) Ai..no need to worry too much la.. Thank you for the comforting words ................ If EPF is into problem, can't imagine what will happen. Have faith ...... If worry then put in small fund loh... If something is wrong with EPF, almost all Malaysian will get affected; especially the 1.5 million government workers will make big noise.. EPF cannot afford to make big mistake la, but a very small mistake maybe we can tolerate la...but on condition that our money is still there... BNM Zeti said the OPR would be adjusted in July only. Other Economists said OPR should go up by .25 point in July.. |
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May 23 2014, 08:48 PM
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6,614 posts Joined: Mar 2011 |
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May 23 2014, 08:54 PM
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May 23 2014, 09:54 PM
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QUOTE(bbgoat @ May 23 2014, 08:48 PM) What lah, are you not in Malaysia ? Boss, for epf self contribution, the amount will eventually split to 70%/30% for Account 1 and Account 2 respectively?EPF gave out higher return than FD for so many years already ...................... Possible to choose which acct to be credited? This post has been edited by cybpsych: May 23 2014, 09:54 PM |
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May 24 2014, 08:31 AM
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May 24 2014, 08:40 AM
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May 24 2014, 07:21 PM
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Anyone received this sms?
UOB - Enjoy 3 months FD up to 3.6% when you open eAccount with RM10k min. I could not find the info in the website. Is the eAccount = eFD or another account? |
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May 24 2014, 07:32 PM
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QUOTE(1282009 @ May 24 2014, 07:21 PM) Anyone received this sms? here https://forum.lowyat.net/index.php?showtopi...entry67883499UOB - Enjoy 3 months FD up to 3.6% when you open eAccount with RM10k min. I could not find the info in the website. Is the eAccount = eFD or another account? guess uob reduced the min eAccount deposit from 50k to 10k |
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May 24 2014, 08:42 PM
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4,228 posts Joined: Jan 2009 |
QUOTE(cybpsych @ May 24 2014, 07:32 PM) here https://forum.lowyat.net/index.php?showtopi...entry67883499 Thanks, missed that info previously. Based on that, I will stick back my eFD with MBB - less hassle guess uob reduced the min eAccount deposit from 50k to 10k |
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