fixed

This post has been edited by davinz18: May 26 2014, 10:21 PM

Haha. No la. Now the more convenient the better.

FD promos like very quiet these days.

Not advertised online for some reason. May put my FD that's expiring on Thursday into this. Then wait and see what happens when/if OPR is raised in July Other FDs up in October so hopefully there'll be some decent rates available

Bank Rakyat did agree to interest-free repayment after initially rejecting it, says Former Bank Rakyat chairman Tan Sri Sabbaruddin Chik

According to Sabbaruddin, the individual had offered 120 post-dated cheques to be cashed in by the bank over a 10-year period

Was in BR again to place 3 month FD. Took matured FD from HL. BR people also talking about rate hike in July. So hopefully when this one matured in August, get new FD rates.

Just realized that was charged 15 cents for HL banker's cheque, the advantage of being PB customer. Before that they were charging RM 5.15 for a banker's cheque.

This post has been edited by bbgoat: May 27 2014, 05:17 PM

"Just realized that was charged 15 cents for HL banker's cheque, the advantage of being PB customer. Before that they were charging RM 5.15 for a banker's cheque. "
HL=Hong Leong, PB=Public Bank, HL=PB??

He he, "Joke of the Day" ?? Must be very good at Maths .....HL=PB

PB has been used widely here, privilege/private/preferred banking.

Sorry for the innocence...HAHA

This post has been edited by leo_kiatez: May 28 2014, 11:26 AM

Hey guys, heard that UOB and HL now will only issue FD cert after personal cheque are cleared. Typically 2 days after the day we went to deposit the cheque.

Worst than BR as BR though you have to go back to collect the FD cert, will still date it on the day you place the FD.

This post has been edited by bbgoat: May 28 2014, 11:33 AM

In conjunction with OCBC Ampang branch's new look, we're having ATTRACTIVE promotions on Fixed Deposits!

Check them out and head on down to OCBC Ampang branch in Menara Great Eastern from today until 13 June to enjoy these great promotions.

Source: OCBC Facebook

Wow, the Combat Inflation Deal seems to be really good. 3.6% for first 6 months and you get 4.% for the next 12 months. What's the catch, really?

Hi everyone, I'd like to ask a question here.

I am a Maybank user, currently already have a fixed deposit account created under my name (with physical FD certificate).

If now I were to create a eFD at m2u, will it affect my existing fixed deposit account (such as will it pandai-pandai debit from my certificate balance and disturb the maturity)? And how do I make the initial placement to my eFD?

Secondly, if I convert my existing ATM card to Debit card, will the balance shown in my account at ATM inclusive of my eFD balance?

Thank you.

This post has been edited by BATMAN99: May 29 2014, 12:42 AM

eFD, just create online via M2U. Once have account number, can immediately do placement

Saving and eFD have different account number, so the balance wont add up together.

pretty straigtforward FD with effective rate of 3.87% pa. Study more of this here

Note: Combat Inflation Deal is ending today. Unless the notice supersedes the Ampang branch exclusive promotions, only this branch will continue to offer until 13 June. Good for those missing it out earlier or their FDs maturing after today

This post has been edited by cybpsych: May 29 2014, 08:46 AM

why not consider sspn?

last year dividend 4.25%

eFD and physical FD is separate accounts. It will not affect each other and the amount will not be lump up with each other. Each FD placement is separated from another. Say you have 3 physical FDs, each amount and maturity date is independent from the other. It could be placed under the same account number but each FD is different.

Just create an eFD account and start placing eFDs on M2U, very simple only.

FD or eFD amount will be in your FD account, not in your debit/ATM card. Debit/ATM card only shows available balances.

sspn susah mau withdraw la

Hey guys I'm in a mess now, I just created a eFD account under "Maybank Conventional Fixed Deposit" and made placement of RM 3000.

I printed the eFD placement receipt at completion and the status is APPROVED, but in fact by the time I made the placement my account balance is less than 3k, so how come they can approve the placement?

Also, I don't see any eFD account shown up when I tried to view my eFD account in m2u.

Please enlighten, thanks.

i assume this is your 1st time placing eFD?

it will take about 1-2 days for maybank to clear. Subsequent placement will be immediate. <-- info from forumers at this topic


on the other hand, today i encountered something strange. I've placed eFD back in March for Islamic Flexi (Mudharabah). Today, i placed another eFD using Conventional. It treated this as "1st" placement as well and my account not yet deducted.

Okay then I guess 1-2 days later the placement will become invalid right? Since my account balance that I used just now has not enough balance to make that placement.