Why oh oh?

unkle,can live long la.long term fd can earn more!!!!!!!!!!

Your earler avatar gave impression you are leng chai or leng lui.Now changed to monk (someone said).Can live long long life. 

Called MBSB Penang branch. Only gift for Pg is umbrella and mug. Not the one I shown previously. They said only KL side have that.    The 4.7% 5 yrs rate not negotiable even for large amount (did not ask if very big amt of xxxk). 6 mthly interest can send to bank of ur choice. 

May go there later in the week to place the 4.7% FD. 

Add 5 years to your exsting age and if it is near to EPF withdrawal age limit, EPF can be a good choice as the interest is much higher than bank interest rate.....EPF is MBSB major shareholder if I am not mistaken..EPF also share holder of RhB..

Thank You
Thank You

FD Promos - Please update me if below rates are not updated. Thanks

Best 1 Month
(1) Affin 3.25% - by michaelho
(2) CIMB 3.25% - by michaelho
(3) Mach 3.15%

Mach FD Rates
https://www.machbyhongleongbank.com/mach-fixed-deposit

Best 3 Months
(1) OCBC, 4.5% + 3.0% (Premier Save Gold) = approximately 3.75% effective rate, valid until 30 Nov

(2) OCBC, 4.5% + 2.9% (Smart Saver) = approximately 3.7% effective rate, valid until 30 Nov
*ocbc Fd + smart saver applies to new smart saver or dormant account holders only. Those with previous FD + smart saver package when mature are not allowed to take up this package. - by gsc

(3) OCBC Islamic 3.55%,  valid until 30 Nov
(4) Am Bank 3.5%, valid until 19 September
(5) Mach 3.3%

Best 6 Months
(1) May Bank, 3+3, effective rate 3.73%, valid until 16 August.
(2) UOB, 3.7% pure FD, valid until 30 August
(3) Ambank 3.65%, valid until 19 September
(4) Ocbc Mederka promo at 3.75% (was 3.6%), pure FD, valid until 15 Sept - by gsc & munkeyflo
(5) RHB (3.48+3.68)/2= 3.58% with 5% FD in CASA – by gsc
(6) Mach 3.5%

Best 9 Months
(1) Am Bank 3.7%, valid until 19 September
(2) RHB (3.48+3.68 + 3.88)/3= 3.68% with 5% FD in CASA – by gsc

Best 12 Months
(1) OCBC Islamic 3.9%, pure FD, valid until 15 Sept or 30 Nov? – by gsc & munkeyflo
(2) RHB conventional RHB Islamic 3.88% pure FD – by gsc
(3) May Bank 3.85%, promo is tiered rate. Minimum 10k. One cheque one receipt - by munkeyflo
[attachmentid=4105225]

(4) Affin 4.10%, additional 20% fund in CASA, effective rate up to 3.85%, valid until 31 Dec 2014
(5) HLB 3.85%, Ends 31 Nov. T & C applies - by gsc (New added)
(6) RHB (3.48+3.68 + 3.88 + 4.08)/4 = 3.78% with 5% FD in CASA – by gsc
(7) Mach 3.6% - by FDInvestor

Best 13 Months
(1) UOB 3.9%, interest paid every 6 months, need RM 20 to open a SA, valid until 30 August - by X_hunter

Best 15 Months
(1) Affin pure FD, 4.05%, valid until 31 December
[attachmentid=4105229]

(2) RHB (3.48+3.68 + 3.88 + 4.08 + 5.38)/5 = 4.08% with 5% FD in CASA – by gsc

Best 24 Months - by munkeyflo
(1) OCBC,  valid until 30 Nov
First 12 months @ 3.8%
Next 12 months @ 4.20%
(effective rate for 24 months @ 4%)

OCBC Existing Funds - valid until 30 Nov - by munkeyflo
3 months @ 3.3%
12 months @ 3.5%

Saving Account Promos
(1) Hong Leong Bank's Member-Get-Member Programme
Received sms...bring a family or friend to open Hong Leong Saving account with RM5k deposit, both get gifts. Valid until 30 June 2015- by gsc & HJebat (New added)

(2) Affin's One Million Giveaway "OMG" Campaign - (New added)
http://www.affinbank.com.my/General/Whats-...--Campaign.aspx

MBSB (No PIDM) Kids Fixed Deposit Promo - Monthly Interest - Valid from 2 June until 2 December 2014
Links:
http://www.mbsb.com.my/misc/TnC_KidsFixedDeposit.pdf
http://www.mbsb.com.my/misc/Flyer_KidsFixedDeposit.pdf

FD Market Reviews
Real interest rate ends in positive territory last month - by wil-i-am (New added)
http://www.nst.com.my/node/25395

On the back of strong GDP growth, mixed views on rate hike in Malaysia - by wil-i-am
http://www.thestar.com.my/Business/Busines...s-on-rate-hike/

Economists divided on next interest rate hike - by gsc
http://www.propertyguru.com.my/en/property...m_content=links

Thanks so much to below Contributors: 
munkeyflo
McFD2R
pinpinmiao
gsc
cybpscyh
kingofong
FDInvestor
michaelho
wil-i-am
X_hunter
HJebat

When you place your FD in MBSB, can you try to ask MBSB when you withdraw your
big fund FD, can you withdraw from the branch? Or MBSB HQ has to wire you the money
instead? 

Last time MBSB had to wire money to my sister when she uplifted her matured FD.

Bro, you did a fantastic job compiling the promos 

I just got back and happy to note UOB offering 3.7% for 6 months. I have several FD which just matured with UOB. Called my RM and she said she will give me this promo rate with my existing funds. No need go waste time transferring here and there.

Frequent frequent flier, Captain ! Really envy your life style, enjoying life while we are discussing >4% returns from FD ! 
First time that I put FD in one with CASA (Affin case). But felt that the rate is pretty good and 3 months is short. 

Bro, don't envy me. You guys getting richer by the day and I am getting poorer by the day spending my children future inheritance.

Anyway, I made a mistake earlier, Affin 15 months FD promo is really true FD as no need stupid CASA thingy. Read it early this morning and was blur, haha. Also added BoomChaCha compilation to Post#1.

Was informed by Affin bank staff that the 4.05% 15-mth already close from this week.. so no choice have to go for RHB 15-mth step-up promotion with CASA. The RHB 15-mth promotion will end on 31-Aug.

Was informed by Affin bank staff that the 4.05% 15-mth already close from this week.. so no choice have to go for RHB 15-mth step-up promotion with CASA. The RHB 15-mth promotion will end on 31-Aug.

Me too. Went to Affin yesterday and was told already reached quota.

Last week Tuesday I was "lucky" to get the 15 month FD. I asked when is the closing date. They said they have a quota. So now cannot put any more there already for the 4.05% rate. 

Miss d boat 

Was informed by Affin bank staff that the 4.05% 15-mth already close from this week.. so no choice have to go for RHB 15-mth step-up promotion with CASA. The RHB 15-mth promotion will end on 31-Aug.

Your RAM is 32GB DDR3 2133Mhz 

I found some old MBSB FD flyers in my drawer:

The History of MBSB 5 Years FD
(1) 10th March 2010: 4.25%
(2) 5th October 2009: 4.00%
(3) 1st March 2009: 3.35%

Another flyer is 5% rate for 5 years plus deposit in saving account to get 3%,
I cannot find the date on the flyer, but I think it should be in 2011.

Bro, you did a fantastic job compiling the promos 

I just got back and happy to note UOB offering 3.7% for 6 months. I have several FD which just matured with UOB. Called my RM and she said she will give me this promo rate with my existing funds. No need go waste time transferring here and there.

** Edited - Affin Promo 4.05% 15 months looks good.

I just updated my Fixed Deposit Page. I must go check if Alliance having any Promo. Here is a Maybank Promo that may interest some:

Frequent frequent flier, Captain ! Really envy your life style, enjoying life while we are discussing >4% returns from FD !  

Have noted down the question. Afraid that if they merge, no more MBSB HQ, becomes CIMB already. Anyway, will ask and see. 

Hi people newbie here, saw RHB offering 5.38% for 12-15 months is that still on?

Fuiyo...what do you do for a living? Historian, librarian or book-keeper? Flyers dating back to 2009 still in your possession...respect, respect

Apparently the one that comes with 5% FD + 3% SA is the best offer from MBSB. Haih...no idea how I missed out on the offer...I could have been a depositor...really big rugi lo...

Ha ha.. I keep the old flyers in my drawer and I forgot to throw them away..

The sequence should be like this:

The History of MBSB 5 Years FD
(1) Since late 2011 or early 2012 until now: 4.7%
(2) 2011: 5% FD + 3% SA
(3) 10th March 2010: 4.25%
(4) 5th October 2009: 4.00%
(5) 1st March 2009: 3.35%