Did upliftment of a few of my FDs at BR. Giro charges OTC at RM2. Ask for Banker Cheque as its free then walk 10 meter deposit in maybank cheque machine. Giro still slow at BR so no advantage over cheque .

There's a limit of 10K to withdraw from different BR branch?

Which BR branch staff told you that?

I've posted in FD thread before, the limit is 50K & I know for sure that this limit is in force since early last year. So, 50K is not a new limit.

Tarak quality & inadequate knowledge punya staff...

i assume this is your 1st time placing eFD?

it will take about 1-2 days for maybank to clear. Subsequent placement will be immediate. <-- info from forumers at this topic
on the other hand, today i encountered something strange. I've placed eFD back in March for Islamic Flexi (Mudharabah). Today, i placed another eFD using Conventional. It treated this as "1st" placement as well and my account not yet deducted.

Thanks, wil-i-am. Finally, Maybank published this on their website 



Source: Maybank | T&Cs

That Maybank 6 months promo.

Promotion period: 23/5/-30/6
Min funds: $10,000
Interest: Paid on maturity
Period: 6 months
Interest average is 3.55% based on flg:
1-2 months  3.1%
2-4 months  3.15%
5th month    3.2%
6th month    5.6%

Anyone knows does this need fresh funds or not?

Edit: Called the bank already. No need fresh funds and can deduct from my CA directly.

Ha ha..Sorry for my late reply.. too much work recently 
Yes, I received all mubeen's dividends on 1st of June.
I noticed BR credited in between 6.45am to 7.00am on 1st June 
Don't forget to get the BR's ATM COOP card, you just need to pay one time fee RM 8.00;
and you can put joint name on the ATM card if you wish.

With this ATM card, you can access to iRakyat.com.my internet banking to view all your
accounts and all transactions, and you can IBG fund from irakyat which cost you only 10
cent per IBG, but limit to RM 5000 per day.
Can share which branch offers better FD rate?
The gifts are not so valuable la, I suggest to go for the better rate..

MBB also, No CASA

First 3 months = 3.4%
Next 3 months = 4.06%

effective : 3.73% , interest payout every 3 months     

I go MBB now, if can get brochure, will post here

MBB didnt allow me to use my existing funds in my savings account.

What is the definition of fresh funds? 

I transferred online from MBB everyday 10k to my RHB current account.  After few days, I went to RHB to transfer the sum to RHB step up promo 15-mths.  They said cannot!    Fresh funds means must be within 1-2 days they can accept.  Anything longer, they said not "fresh" wor!  Really?    But I cannot transfer online 50k or 100k at one go mah.    RHB said ask MBB to issue bankers cheque for full amount, then bring the check to them, only then they can give me the 15-mth step up promo rate.

Now all my funds in RHB current account for nothing .. haih.    Now I have to transfer out the funds again & then get bankers' cheque?

Today is the last day for this promo.. 1/8 onwards will have new rate:

3.8% - 12mths
4.2% - 24 mths

The main good thing about RHB 15 months FD promo their FD interest payout every 3 months.

But I personally do not like RHB to lock additional 5% fund in CASA for 3 months and this means
that you will need to spend time, money and energy to look for another new FD promo for
your 5% fund in 3 months later.

And I do not think RHB will terminate this FD promo after the merger.

I am not sure if Affin 15 month FD is eligible to participate in OMG or not? 
http://www.affinbank.com.my/General/Whats-...uble-Bonus.aspx
Let's say if place low FD rate for short term now and in exchange for next higher FD rate for long term in a right timing, then in average this is not a dilemma, but this is a success.. 

In conclusion:
(1) if confidence the next OPR will increase soon, then put short term first, then long term.
(2) if uncertain the next OPR will increase or not, then just pick long term

Agree or not..?? 

Still available . Direct 6 months @ 3.73% effective rate, No option to withdraw after 3months. Rates like below :