Issit? I'm just renew from my fd for merdeka promotion.

For first-time UOB customers aged 18 years and above only

don't think you qualify

just placed my FD there. it's over the counter transaction. payment of FD interest is by cheque or bank into yr MBSB saving account. CashRich saving acc. - 2.68% interest rate with initial deposit of RM100.
check http://www.mbsb.com.my/deposit_savings.html

IOI mall branch opens everyday from 10.30am - 9pm (including sat & sun).

I protest !

Just go branch and open? Do I need to bring anything beside money? . Haha

nah

1. 'buy' the deal
2. fill up the online form (also need to choose a branch)
3. wait for UOB to call you

MBB didnt allow me to use my existing funds in my savings account.

I always use this method..worked so far

Me to bank manager : - u want to make things difficult for u n me ? I withdraw fund to another bank, then I make a fresh application by transferring the money back here. However, if I m pissed, I may not come back here again after transferring the money out.

not sure about others who did their placement for merdeka FD. but that's what mbb CS told me.

perhaps different branch has different policy in handling fresh fund.

i'll be placing for this FD early next month. Planning to transfer from my mbb savings. let's see how it goes.

that's the same thing goes with RHB no exisitng nor from saving is allowed. So at the end, RHB losing money from me because I transfer it out and put into MBB merdeka promo

This post has been edited by virgoguy: Jul 24 2014, 02:19 PM

ya it may work if you fund is a big sum. But for those small fund I doubt they really care though.

i go bank need queue mia, where got branch manager mau layan

Just opened new i-FD under "same" promotion by withdrawing from saving account, the interest rate distribution is different but effective rate is still 3.73% in the brochure, the distribution is as follows:
Month
1,2 - 3.2%
3,4 - 3.25%
5 - 3.5%
6 - 6%

Above is as stated in the FD cert. The branch is Maybank Islamic.

most banks donot allow fd promo using existing fund

cannot be,look like orang kaya beli bagbag hari ini

My plan was place some in MBB and some in RHB. So I transfer to each other account lor. RHB funds I go deposit at MBB Merdeka Promo. Then MBB funds I transfer to RHB use for the 15-mth 4.1% promo. Luckily earlier FDs there mature almost same time .. so ngam ngam timing la.

mana ada beli, get free.

Sometimes do bump into "stick-in-the-mud" officers, then say something like " I know it's bank's rules & you have to follow it , may i speak to someone who has the authority to re-look this issue?"

Also tried this before & it worked.
Withdraw the money in cash. Then re-bank in the same amount, but vary the quantum,even if it's a small amount, say +- RM 2 .

What is the general understanding of big sum & small sum? Big sum = above Rm500k or Rm100k or how much?
Small sum = Rm10k?

depends.orang kaya 100k small sum saja.