i am going to reload into gift card this coming weekend. will only know the result end of the month, whether the rebate entitle for 5% cash back a not.

This post has been edited by Bahnhofstrasse: Apr 28 2015, 08:55 AM

I tot someone confirm that can get the 5% before (I read in previous post from someone...or I read wronly?)

Which petrol station offer gift card? I just know Petronas.... others?

applied on the 16/4 and received card yesterday 27/04

Submitted my application on 22nd April.

Till today, status is still Approvable. Not sure if approved or not!

cimb cash rebate card for petrol not only 2%? how to get 5%?

May be is the Petronas card (not cash back).

Yup, apply online is inside online account.
Or else, you may want cs to call you.

Don't have CIMB accounts at all.

Requested for the CS to call me to arrange, Hopefully he/she will call me tomorrow to sort things out.

Thanks, anyways

Is there such a word.... maybe better than "In Progress"

This post has been edited by cheehh: Apr 29 2015, 12:00 PM

Shu be Ok.. just give what ever documents they required.. my world mastercard just approved last 2 weeks ago...

This post has been edited by cheehh: Apr 29 2015, 12:02 PM

guyss, what is finance charges ya?? this month they charges 30rm to my account.

Late payment penalty or pay minimal amount, therefore interest?

approvable = highly recommended for approval?

Hi guys

Just need some clarification, is there such a "cooling period" when you have received 1 credit card from 1 provider, and you have to wait at least 3 months before applying for the next 1 ?

My application for CIMB cash rebate CC just being rejected possibly due to that.

Let see how my HLB Wise and Public bank Platinum goes, really putting high hopes for the PB platinum to get my hands on Samsung V

This post has been edited by hitch80: Apr 29 2015, 04:03 PM

Status turned to "Approved".

I don't think there are a cooling off period which can only apply 1 credit card within 3 month.
There is a possibility that your newly approved card took all your credit limit already
Bank officer might reject your CIMB cc because sum of all yours credit card limits are too high already.

for eg.. if lets said your salary is 5k. Then previously total credit card limit is 50k, with newly approved card, your credit limit will goes beyond total 60k, which is 12x of your salary already.

But I think is depends on bank also, some bank willing to give, some bank dont want to take risk. <- This happen to me last month, Public bank reject, but maybank approved, but with less credit card limit.

Another possibility which mention by other forumer before is Bank felt that you wouldn't using their card even they approved for you as you have too many cards already.


So, reduce some of your credit card limit or terminate those unused credit card will increase your approval chance of new cc.

This post has been edited by red_scorpion: Apr 29 2015, 09:19 PM

Anyone having this problem as well?
I have phoned the CS but they don't really know the solution.

hhmm....thank you for the info, yes my new CC having quite high credit limit. What is the possibility for me to request for the bank to lower it?

in term of usage, looking at the cash rebate for online spend, i might focus on this CIMB card rather than the other card since it offers 5% cashback....i might shall speak with the sales person again

Thanks again for the info shared, really appreciate it

Just call to the credit card hotline, request them to lower your credit limit.. You have the rights to decide the credit limit. They might request you to write a formal letter to lower the credit limit, just do it.