Anybody apply dual card package and get 5% cash rebate up to 25?
http://www.cimbbank.com.my/content/dam/cim...us-campaign.pdf

worth or not?

friend, where u get this? share the link pls?
online application only? since i always go to garden/mv during weekend, i am thinking to drop by garden cimb bank to apply since they have 1 hr approval there.

I don't think there are a cooling off period which can only apply 1 credit card within 3 month.
There is a possibility that your newly approved card took all your credit limit already
Bank officer might reject your CIMB cc because sum of all yours credit card limits are too high already.

for eg.. if lets said your salary is 5k. Then previously total credit card limit is 50k, with newly approved card, your credit limit will goes beyond total 60k, which is 12x of your salary already.

But I think is depends on bank also, some bank willing to give, some bank dont want to take risk. <- This happen to me last month, Public bank reject, but maybank approved, but with less credit card limit.

Another possibility which mention by other forumer before is Bank felt that you wouldn't using their card even they approved for you as you have too many cards already.


So, reduce some of your credit card limit or terminate those unused credit card will increase your approval chance of new cc.

This post has been edited by red_scorpion: Apr 29 2015, 09:19 PM

Just call to the credit card hotline, request them to lower your credit limit.. You have the rights to decide the credit limit. They might request you to write a formal letter to lower the credit limit, just do it.

Why want to cancel? Any bad of it?

MBB card doesnot give 5% online discount if merchant not accept amex and didn't provide gsc cinema offer as cimb card ..

But so lazy to queue at counter and sometimes no much nice seat left.
Still prefer cimb offer which can buy online and select nice seat..reach cinema in last min to enjoy it

This post has been edited by red_scorpion: May 8 2015, 07:54 PM

Wait 6 more month only apply again.
Apparently ur record is too clean, and just 3 months working exp, which still in risk to hold cc according to bank...
Or u can try apply other bank cc first such as uob bank.

Guys, online 5% included utilities bill payment such as TM, tnb, syabas, maxis? Pay via cimbclicks inside or merchant portal?

wrong thread..sorry

This post has been edited by red_scorpion: Jun 2 2015, 12:45 AM