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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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bananalow
post May 3 2014, 01:29 PM

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Hi, anyone know how long would it take for payonline uob to show up in HLB online statement? FYI, payonline uob ald have transactions history shown up but not HLB~~
guy3288
post May 3 2014, 03:54 PM

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thanks for the positive feedback, gonna get 2nd wise card, put dining and grocery for CB for my wife.
victorywp
post May 3 2014, 06:46 PM

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QUOTE(wengherng @ May 2 2014, 11:28 PM)
I checked the MCC list again...... to be honest, I cannot imagine what MCC code would Taang Shifu be listed under.
It's an "eating place & restaurant", dammit...... it should be listed under 5812...!
vmad.gif
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i checked one of my recent taang shi fu receipt, it's registered under ys master sdn bhd which is doing hamper / gift shop? weird... hmm.gif
wengherng
post May 3 2014, 10:47 PM

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QUOTE(TheSecRet @ May 3 2014, 12:30 AM)
I just received both my gsc and wise. It stated rm5000 total combined limit. Does that mean two card in total rm5000? Bamk negara detect one card or two card. I am applyijg loan soon. I dont want to affect my results.
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That would be both cards combined, total RM5000 credit limit.
Applying for a bank loan usually is not adversely affected by how many credit cards you have, unless you have outstanding bad debts on those cards.

wengherng
post May 3 2014, 10:50 PM

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QUOTE(supersound @ May 3 2014, 08:45 AM)
I only use Maybank cards on Juscos.
Nothing to buy there basically, groceries in Giant, Tesco are way cheaper most of the time.
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You're probably right, but my wife does not like shopping at Giant or Tesco.
Usually we only go to 1 Utama on weekends, and when we do, we'll usually do everything there, like have lunch, watch a movie, do shopping, have dinner, etc...... so we don't shop at other grocery outlets.
At the moment, I am also using MBB AMEX at Jusco.
wengherng
post May 3 2014, 10:52 PM

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QUOTE(victorywp @ May 3 2014, 12:29 PM)
someone still reported that the mymydin (bukit tinggi) now still accept cc (visa/master only) for tng reload.
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Any idea where else in KL where we can reload TnG under Groceries?
SUSsupersound
post May 3 2014, 11:00 PM

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QUOTE(wengherng @ May 3 2014, 10:50 PM)
You're probably right, but my wife does not like shopping at Giant or Tesco.
Usually we only go to 1 Utama on weekends, and when we do, we'll usually do everything there, like have lunch, watch a movie, do shopping, have dinner, etc...... so we don't shop at other grocery outlets.
At the moment, I am also using MBB AMEX at Jusco.
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May sound insulting, but it seems like she never learn what does money means. Also, buying at Joscu or high class places does not make a person "high" standard.
Try to educate her on this.
When I had 2 cards, always got people making fun at me on being stupid by forcing own self spending rm2000 a month on credit cards.
But now all those fellows stop making fun on me when they see me always have money to help others.
I tell them that : all this money are from those rm2000 I spent.
wengherng
post May 3 2014, 11:29 PM

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QUOTE(supersound @ May 3 2014, 11:00 PM)
May sound insulting, but it seems like she never learn what does money means. Also, buying at Joscu or high class places does not make a person "high" standard.
Try to educate her on this.
When I had 2 cards, always got people making fun at me on being stupid by forcing own self spending rm2000 a month on credit cards.
But now all those fellows stop making fun on me when they see me always have money to help others.
I tell them that : all this money are from those rm2000 I spent.
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No worries, no offense taken.
Everyone is free to have their own views.
We have our own reasons to shop there, and I understand that not everyone feels the same. And it does not even occur to me that Jusco is a "high class" place as you mentioned.
We just shop there because we can do everything in one location (like watch movies, visit bookstore, etc.) in one day, and we enjoy strolling around in the ambiance.
Giant and Tesco are grocery shopping places, which of course have very reasonable prices, but just does not serve our purpose.
We sometimes spend more than 6 - 8 hours in the mall, and I cannot imagine doing the same in a Tesco.
Not saying which is better, just that different people have different needs and preferences.
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SUSsupersound
post May 3 2014, 11:49 PM

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QUOTE(wengherng @ May 3 2014, 11:29 PM)
No worries, no offense taken.
Everyone is free to have their own views.
We have our own reasons to shop there, and I understand that not everyone feels the same. And it does not even occur to me that Jusco is a "high class" place as you mentioned.
We just shop there because we can do everything in one location (like watch movies, visit bookstore, etc.) in one day, and we enjoy strolling around in the ambiance.
Giant and Tesco are grocery shopping places, which of course have very reasonable prices, but just does not serve our purpose.
We sometimes spend more than 6 - 8 hours in the mall, and I cannot imagine doing the same in a Tesco.
Not saying which is better, just that different people have different needs and preferences.
smile.gif
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I always avoid malls as window shop, window shop sure become shop shocking.gif
I won't spend 6-8 hours on window shop anyway hmm.gif
And I don't watch movie in cinemas, already have a decent hi-fi set, also to follow our minister's advice, change our lifestyle whistling.gif So, screamyx for all thumbup.gif
In Seremban, the best book store is near to Tesco(which giving 15% store wide for members) and my wife hate 1U after we date there once sweat.gif
wengherng
post May 3 2014, 11:55 PM

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QUOTE(supersound @ May 3 2014, 11:49 PM)
I always avoid malls as window shop, window shop sure become shop shocking.gif
I won't spend 6-8 hours on window shop anyway hmm.gif
And I don't watch movie in cinemas, already have a decent hi-fi set, also to follow our minister's advice, change our lifestyle whistling.gif  So, screamyx for all thumbup.gif
In Seremban, the best book store is near to Tesco(which giving 15% store wide for members) and my wife hate 1U after we date there once sweat.gif
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Well, as long as you're happy, more power to you.
I stay in Damansara, so I wouldn't know anything about Seremban.
On the contrary, both of us love 1U, as it serves our purpose.
onnying88
post May 4 2014, 01:30 AM

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QUOTE(bananalow @ May 3 2014, 01:29 PM)
Hi, anyone know how long would it take for payonline uob to show up in HLB  online statement? FYI, payonline uob ald have transactions history shown up but not HLB~~
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Mine show after 2 workings day. Mean if pay at 10th will show at 12th in HLB statement.
cx2531
post May 5 2014, 11:10 AM

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if i select petrol and dining cashback, and i spend on grocery or travel, do i still entitle the cashback for grocery or travel?
TSronnie
post May 5 2014, 11:25 AM

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QUOTE(cx2531 @ May 5 2014, 11:10 AM)
if i select petrol and dining cashback, and i spend on grocery or travel, do i still entitle the cashback for grocery or travel?
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Of course not... doh.gif doh.gif
cx2531
post May 5 2014, 11:40 AM

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QUOTE(ronnie @ May 5 2014, 11:25 AM)
Of course not... doh.gif doh.gif
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so basically u guys chg the cashback category everytime?
eddievh
post May 5 2014, 11:56 AM

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QUOTE(cx2531 @ May 5 2014, 11:40 AM)
so basically u guys chg the cashback category everytime?
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Where got change just like holy grail,choose the category wisely!
victorywp
post May 5 2014, 12:51 PM

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QUOTE(cx2531 @ May 5 2014, 11:40 AM)
so basically u guys chg the cashback category everytime?
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choose your category wisely. for other categories, just use other cards. changing of category takes long time and with rm10 charges.
victorywp
post May 5 2014, 12:52 PM

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double post

This post has been edited by victorywp: May 5 2014, 12:53 PM
Wongchoy
post May 5 2014, 06:10 PM

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QUOTE(cx2531 @ May 5 2014, 11:40 AM)
so basically u guys chg the cashback category everytime?
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Of course not! doh.gif
aeiou228
post May 5 2014, 06:38 PM

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QUOTE(cx2531 @ May 5 2014, 11:10 AM)
if i select petrol and dining cashback, and i spend on grocery or travel, do i still entitle the cashback for grocery or travel?
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Very good question but not very wise slection of catergory.
I selected grocery and petrol but I still entile to cash back for pharmacy and Dining transactions. Please read up this thread to find out how.
cx2531
post May 5 2014, 06:48 PM

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QUOTE(ronnie @ May 5 2014, 11:25 AM)
Of course not... doh.gif doh.gif
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not even 1 or 2 % for other category ?

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