if i select petrol and dining cashback, and i spend on grocery or travel, do i still entitle the cashback for grocery or travel?
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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 May 5 2014, 11:10 AM
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568 posts Joined: Jun 2011  
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May 5 2014, 11:40 AM
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#2
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QUOTE(ronnie @ May 5 2014, 11:25 AM) Of course not... so basically u guys chg the cashback category everytime?  |
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May 5 2014, 06:48 PM
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#3
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QUOTE(ronnie @ May 5 2014, 11:25 AM) Of course not... not even 1 or 2 % for other category ? |
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May 5 2014, 06:56 PM
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#4
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QUOTE(aeiou228 @ May 5 2014, 06:38 PM) Very good question but not very wise slection of catergory. too much misleading, not sure which 1 is correct or false. I selected grocery and petrol but I still entile to cash back for pharmacy and Dining transactions. Please read up this thread to find out how. basically i mean if i choose petrol and grocery, i swipe 6 times. another 4 is other like hotel or dinning. so the 6 times only entitle 10% cash back, how bout the another 4 ? |
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May 5 2014, 07:01 PM
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#5
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QUOTE(tbheng @ May 5 2014, 06:55 PM) 0% CB for non-selected categories. but the guy mention yes  |
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May 6 2014, 10:25 AM
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#6
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QUOTE(Wongchoy @ May 5 2014, 08:00 PM) Why not? My category is grocery and dining but i also get 10% CB on petrol and utility too.! so u mean ur wife get the sub card and u as main principal? so u get 10% CB on petrol and utility? |
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May 6 2014, 11:42 AM
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#7
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QUOTE(victorywp @ May 6 2014, 11:23 AM) not sub card, his wife has a separate hlb wise principal card. that mean 10 + 10 transacation per month?how bout sub card ? so principal holder 5 transaction and sub card 5 transaction can also right? |
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May 6 2014, 11:59 AM
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#8
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QUOTE(victorywp @ May 6 2014, 11:50 AM) yes. hmm.. but those category got any cap?yes. btw 10 transaction but 3 is in the category that chosen by me. only the 3 transaction entitle 10% cashback right? because my total transaction are 10. or must be 10 transaction in the category only entitle 10% cash back? |
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May 6 2014, 01:35 PM
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#9
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8. Utilities [Electricity and Water (MCC 4900)]
so mean tnb and syabas? how bout streamyx? is it same category as *Mobile [Maxis, Celcom, Digi, U Mobile and YES] i got tnb bills where cost around 5xx. thinking of split to 10 transaction? max cap only rm100? |
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May 7 2014, 10:48 AM
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#10
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QUOTE(aeiou228 @ May 7 2014, 08:15 AM) Take note of the minimum average 2 transactions of Rm 100 each u need to perform every 3 days. Quite a hassle if charge it at physical merchant. take note of the minimum average 2 transactions of Rm 100 each u need to perform every 3 days. Unless you have a huge TNB n Mobile bills where you can split the bill to rm100 each and pay online. dont understand what is this. mind to explain more? as i tot rm50 will do for each transaction? thanks |
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May 7 2014, 11:04 AM
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#11
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QUOTE(victorywp @ May 7 2014, 10:53 AM) i think he meant rm100 x 10 times swipe = rm1k (fully maximise rm100 cb) hmm. i think 50x10 = 500, another 500 mayb few transaction will done. because >10 swipe right?and you need to do the above twice for 2 pcs of hlb wise cards. yes, rm50 will do but you need to swipe 20 times to fully maximise it (if you wish to fully maximise it). just wondering rm50 x 10 times (tnb bills) will cause not convenient or not or miss transaction sometimes |
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May 7 2014, 11:40 AM
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#12
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QUOTE(kelvinlzy @ May 7 2014, 11:36 AM) What he meant is that in order to reach 10 swipes in 30 days, you will need to swipe RM50 once every 3 days. 1 day swipe 10 times not a problem oso right? |
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May 7 2014, 01:44 PM
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#13
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QUOTE(onnying88 @ May 7 2014, 12:13 PM) Quite easy and only take you extra few mins to do so with uob payonline. with the www.payonline.com.my?any1 tried using online payment for tnb bills but end up tnb bills come and showing u didn't pay for it? if this situation always occur, quite troublesome |
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May 7 2014, 01:58 PM
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#14
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QUOTE(cybpsych @ May 7 2014, 01:51 PM) not just online payment, even over-the-counter payment will be missed out. that's mean if pay online, once missed out will be very troublesome. need to call bank / tnb. that's why my dad dont allow me to pay TNB bills via online (mbb2card amex @ m2u) cuz he want to check the physical bill first before making next payment. many times he had to dispute the missing previous payment. now, he's checking/rechecking TNB bills each time.   |
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May 9 2014, 10:25 AM
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#15
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can i register hlb wise card only rather than combo package?
because i think all is useless for me unless gsc. but wonder gsc card can buy online and get buy 1 free 1 or not? wise gold and wise platinum any different? beside credit limit This post has been edited by cx2531: May 9 2014, 10:27 AM |
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May 28 2014, 06:43 PM
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#16
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wanted to ask if i reload my touch and go at jaya shopping mall or petrol station, will be under which category?
thanks |
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May 29 2014, 10:29 AM
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#17
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568 posts Joined: Jun 2011
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QUOTE(victorywp @ May 28 2014, 06:53 PM) petrol station under petrol category is only if you use at the pump. so how bout reload tng during at petrol station? consider as grocery? or departmental? haha |
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May 29 2014, 11:30 AM
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#18
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568 posts Joined: Jun 2011
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QUOTE(ronnie @ May 29 2014, 11:00 AM) No category in WISE listing.... get 0% Cash Back not a good sign |
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May 29 2014, 12:02 PM
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#19
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568 posts Joined: Jun 2011
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QUOTE(cybpsych @ May 29 2014, 11:44 AM) so u mean use hlb wise at mymydin consider grocery?how bout jaya grocery? i saw it provide reload touch and go service |
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May 30 2014, 10:42 AM
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#20
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QUOTE(jianwei90 @ May 29 2014, 09:21 PM) Which petrol station u plan to try? no need to try based on what they said, is not in the category |
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