QUOTE(onnying88 @ Apr 16 2014, 02:50 PM)
yes. use already for petrol..Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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Apr 16 2014, 02:53 PM
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Senior Member
780 posts Joined: Jan 2011 |
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Apr 16 2014, 04:23 PM
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Senior Member
932 posts Joined: Jan 2014 From: N02 E102 |
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Apr 16 2014, 04:41 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(xuanchew @ Apr 16 2014, 01:57 PM) for those renovation & carpentry i will pay by cash. I see, then still OCBC for your case, unless you want to shop at SenQ(or other higher price shop) which should be accepting AMEX. Those smaller shops I think they don't accept AMEX.but for those electric equipment, i plan to pay by card then: TV, fridge, etc You need to have strategies on getting max cash back from this. As most appliances sure cost > rm1000. |
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Apr 17 2014, 12:36 AM
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Junior Member
226 posts Joined: May 2008 |
i got my wise card today =)
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Apr 17 2014, 08:31 AM
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Senior Member
780 posts Joined: Jan 2011 |
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Apr 17 2014, 08:57 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Apr 17 2014, 09:04 AM
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Senior Member
780 posts Joined: Jan 2011 |
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Apr 17 2014, 10:24 AM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Apr 17 2014, 11:07 AM
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Junior Member
192 posts Joined: Oct 2009 |
QUOTE(supersound @ Apr 16 2014, 04:41 PM) I see, then still OCBC for your case, unless you want to shop at SenQ(or other higher price shop) which should be accepting AMEX. Those smaller shops I think they don't accept AMEX. yea..thats why i still keeping my ocbc, maybe keep it till next year (b4 the GST charge me You need to have strategies on getting max cash back from this. As most appliances sure cost > rm1000. do you change your wise's statement date? my statement date is 12th, and really confusing to check how much the cash back i've earned. btw, it counts by posting date right? |
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Apr 17 2014, 01:17 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(xuanchew @ Apr 17 2014, 11:07 AM) yea..thats why i still keeping my ocbc, maybe keep it till next year (b4 the GST charge me Statement amount are based on posting date, cash back are based on transaction month.do you change your wise's statement date? my statement date is 12th, and really confusing to check how much the cash back i've earned. btw, it counts by posting date right? Better change the cutoff date to end of month, easier to keep track. Because last time I confuse on this 2, I missed the maximum cash back. My cutoff date are end of month. Just say, I did a rm 100 transaction on 24th last month, the merchant only post it on 31th(which over the cut off date) which I hit the rm1000 on this last transaction. It won't appear on current statement, instead it will shown on next month's. So for last month's statement, I pay lesser at rm800(rm1000-100cash back-missed transaction rm100) but next month's statement come, I'll pay more at rm1000(rm1000-100CB+missed transaction). |
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Apr 17 2014, 01:19 PM
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Senior Member
2,507 posts Joined: Jan 2003 |
So in which category Apple Store fall into if i am planning to use my WISE card ?
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Apr 17 2014, 01:35 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
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Apr 17 2014, 03:11 PM
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Senior Member
5,867 posts Joined: Feb 2006 |
QUOTE(Xefron @ Apr 17 2014, 01:19 PM) Not listed. Even if it is listed, it's not wise to charge big ticket item (above RM600) in one transaction using Wise card. You wouldn't get the effective 10% CB due to 10 x RM50 transactions requirement. Save the big ticket item for MBB2Amex, Watami, OCBC Ti. |
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Apr 17 2014, 05:38 PM
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Junior Member
192 posts Joined: Oct 2009 |
QUOTE(supersound @ Apr 17 2014, 01:17 PM) Statement amount are based on posting date, cash back are based on transaction month. i see..Better change the cutoff date to end of month, easier to keep track. Because last time I confuse on this 2, I missed the maximum cash back. My cutoff date are end of month. Just say, I did a rm 100 transaction on 24th last month, the merchant only post it on 31th(which over the cut off date) which I hit the rm1000 on this last transaction. It won't appear on current statement, instead it will shown on next month's. So for last month's statement, I pay lesser at rm800(rm1000-100cash back-missed transaction rm100) but next month's statement come, I'll pay more at rm1000(rm1000-100CB+missed transaction). so i can just call them and request to change my cc cut off date to end of month? |
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Apr 17 2014, 05:47 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(xuanchew @ Apr 17 2014, 05:38 PM) Should be able to do so, but your cash back may be affected. At least OCBC last time when i change the date I do lose out some.But WISE's cash back are calculated base on transaction date, so should not affected. |
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Apr 18 2014, 09:24 AM
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Senior Member
780 posts Joined: Jan 2011 |
If we pay thru UOB Payonline, how long does it takes to update our bill account? (eg Digi,Maxis,TNB etc)
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Apr 18 2014, 11:56 AM
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Junior Member
459 posts Joined: Mar 2006 |
applied watami yday!
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Apr 18 2014, 12:06 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart |
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Apr 18 2014, 02:19 PM
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Junior Member
192 posts Joined: Oct 2009 |
QUOTE(supersound @ Apr 17 2014, 05:47 PM) Should be able to do so, but your cash back may be affected. At least OCBC last time when i change the date I do lose out some. i havent receive my 1st cash back yet.But WISE's cash back are calculated base on transaction date, so should not affected. May i know is it RM50.00 entitled the rebate? or RM50.00 above? usually I pump petrol with RM50.10, as i donno the t&c very clear Have you tested? |
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Apr 18 2014, 02:20 PM
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Senior Member
11,554 posts Joined: Aug 2009 |
QUOTE(xuanchew @ Apr 18 2014, 02:19 PM) i havent receive my 1st cash back yet. rm50 can already, but not rm49.99 May i know is it RM50.00 entitled the rebate? or RM50.00 above? usually I pump petrol with RM50.10, as i donno the t&c very clear Have you tested? You have more to learn on using this card This post has been edited by supersound: Apr 18 2014, 02:20 PM |
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