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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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zr125
post Apr 16 2014, 02:53 PM

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QUOTE(onnying88 @ Apr 16 2014, 02:50 PM)
Did you activate your card?
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yes. use already for petrol..
Wongchoy
post Apr 16 2014, 04:23 PM

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QUOTE(zr125 @ Apr 16 2014, 01:57 PM)
I just received my Wise Card.
I tried to register my card in maxis pay.
But unsuccessful. Any idea why?
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Switch on your h/p. and wait for OTP to arrive. If you switch off, 100% cannot go thru!
SUSsupersound
post Apr 16 2014, 04:41 PM

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QUOTE(xuanchew @ Apr 16 2014, 01:57 PM)
for those renovation & carpentry i will pay by cash.
but for those electric equipment, i plan to pay by card then: TV, fridge, etc
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I see, then still OCBC for your case, unless you want to shop at SenQ(or other higher price shop) which should be accepting AMEX. Those smaller shops I think they don't accept AMEX.
You need to have strategies on getting max cash back from this. As most appliances sure cost > rm1000.
cindelala^^
post Apr 17 2014, 12:36 AM

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i got my wise card today =)
zr125
post Apr 17 2014, 08:31 AM

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QUOTE(Wongchoy @ Apr 16 2014, 04:23 PM)
Switch on your h/p. and wait for OTP to arrive. If you switch off, 100% cannot go thru!
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My phone are switch on all the time, i did not received any OTP rclxub.gif
victorywp
post Apr 17 2014, 08:57 AM

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QUOTE(zr125 @ Apr 17 2014, 08:31 AM)
My phone are switch on all the time, i did not received any OTP  rclxub.gif
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it comes like ussd message, not sms.
zr125
post Apr 17 2014, 09:04 AM

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QUOTE(victorywp @ Apr 17 2014, 08:57 AM)
it comes like ussd message, not sms.
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oh.. how about payonline UOB?
we will receive TAC for the transaction right?
victorywp
post Apr 17 2014, 10:24 AM

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QUOTE(zr125 @ Apr 17 2014, 09:04 AM)
oh.. how about payonline UOB?
we will receive TAC for the transaction right?
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can't remember clearly bcs registered long ago. but should have. maxispay just recently i registered so can remember.
xuanchew
post Apr 17 2014, 11:07 AM

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QUOTE(supersound @ Apr 16 2014, 04:41 PM)
I see, then still OCBC for your case, unless you want to shop at SenQ(or other higher price shop) which should be accepting AMEX. Those smaller shops I think they don't accept AMEX.
You need to have strategies on getting max cash back from this. As most appliances sure cost > rm1000.
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yea..thats why i still keeping my ocbc, maybe keep it till next year (b4 the GST charge me tongue.gif)

do you change your wise's statement date?
my statement date is 12th, and really confusing to check how much the cash back i've earned.

btw, it counts by posting date right?
SUSsupersound
post Apr 17 2014, 01:17 PM

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QUOTE(xuanchew @ Apr 17 2014, 11:07 AM)
yea..thats why i still keeping my ocbc, maybe keep it till next year (b4 the GST charge me tongue.gif)

do you change your wise's statement date?
my statement date is 12th, and really confusing to check how much the cash back i've earned.

btw, it counts by posting date right?
*
Statement amount are based on posting date, cash back are based on transaction month.
Better change the cutoff date to end of month, easier to keep track.
Because last time I confuse on this 2, I missed the maximum cash back.
My cutoff date are end of month. Just say, I did a rm 100 transaction on 24th last month, the merchant only post it on 31th(which over the cut off date) which I hit the rm1000 on this last transaction. It won't appear on current statement, instead it will shown on next month's. So for last month's statement, I pay lesser at rm800(rm1000-100cash back-missed transaction rm100) but next month's statement come, I'll pay more at rm1000(rm1000-100CB+missed transaction).
Xefron
post Apr 17 2014, 01:19 PM

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So in which category Apple Store fall into if i am planning to use my WISE card ?
SUSsupersound
post Apr 17 2014, 01:35 PM

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QUOTE(Xefron @ Apr 17 2014, 01:19 PM)
So in which category Apple Store fall into if i am planning to use my WISE card ?
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Should be not classified whistling.gif
aeiou228
post Apr 17 2014, 03:11 PM

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QUOTE(Xefron @ Apr 17 2014, 01:19 PM)
So in which category Apple Store fall into if i am planning to use my WISE card ?
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Not listed. Even if it is listed, it's not wise to charge big ticket item (above RM600) in one transaction using Wise card. You wouldn't get the effective 10% CB due to 10 x RM50 transactions requirement.
Save the big ticket item for MBB2Amex, Watami, OCBC Ti.
xuanchew
post Apr 17 2014, 05:38 PM

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QUOTE(supersound @ Apr 17 2014, 01:17 PM)
Statement amount are based on posting date, cash back are based on transaction month.
Better change the cutoff date to end of month, easier to keep track.
Because last time I confuse on this 2, I missed the maximum cash back.
My cutoff date are end of month. Just say, I did a rm 100 transaction on 24th last month, the merchant only post it on 31th(which over the cut off date) which I hit the rm1000 on this last transaction. It won't appear on current statement, instead it will shown on next month's. So for last month's statement, I pay lesser at rm800(rm1000-100cash back-missed transaction rm100) but next month's statement come, I'll pay more at rm1000(rm1000-100CB+missed transaction).
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i see..
so i can just call them and request to change my cc cut off date to end of month?
SUSsupersound
post Apr 17 2014, 05:47 PM

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QUOTE(xuanchew @ Apr 17 2014, 05:38 PM)
i see..
so i can just call them and request to change my cc cut off date to end of month?
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Should be able to do so, but your cash back may be affected. At least OCBC last time when i change the date I do lose out some.
But WISE's cash back are calculated base on transaction date, so should not affected.
zr125
post Apr 18 2014, 09:24 AM

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If we pay thru UOB Payonline, how long does it takes to update our bill account? (eg Digi,Maxis,TNB etc)
mac.tay
post Apr 18 2014, 11:56 AM

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applied watami yday!
victorywp
post Apr 18 2014, 12:06 PM

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QUOTE(mac.tay @ Apr 18 2014, 11:56 AM)
applied watami yday!
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but why you posted here in hlb thread instead of aeon thread?
xuanchew
post Apr 18 2014, 02:19 PM

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QUOTE(supersound @ Apr 17 2014, 05:47 PM)
Should be able to do so, but your cash back may be affected. At least OCBC last time when i change the date I do lose out some.
But WISE's cash back are calculated base on transaction date, so should not affected.
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i havent receive my 1st cash back yet.
May i know is it RM50.00 entitled the rebate? or RM50.00 above?
usually I pump petrol with RM50.10, as i donno the t&c very clear

Have you tested?
SUSsupersound
post Apr 18 2014, 02:20 PM

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QUOTE(xuanchew @ Apr 18 2014, 02:19 PM)
i havent receive my 1st cash back yet.
May i know is it RM50.00 entitled the rebate? or RM50.00 above?
usually I pump petrol with RM50.10, as i donno the t&c very clear

Have you tested?
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rm50 can already, but not rm49.99 doh.gif
You have more to learn on using this card whistling.gif

This post has been edited by supersound: Apr 18 2014, 02:20 PM

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