I just reach 1 year of usage, GST sure have to pay, but annual fee not stated in my statement yet.
Even you need to pay rm210 for WISE, as long as you can get back rm100 every month, you are still getting about 8.25% of cash back, which is still better than other cards.

This will be very tricky.
No 100% you can make it.
Next time within first 2 weeks try to make up 10 transactions first.

Unifi does not fall under Mobile or Utilities category at all. The only wasted usage is to pay uUnifi in order to hit 3X RM50 transactions (e.g VIP5 @ RM149).

Best reward is to pay Unifi using mbb2card amex during weekend. VIP5 plan at least give you around RM7.50 in 5% cashback.

if one do spend a decent amount each month, HLB Wise + Mbb2card AMEX is a killer best combo. 

can link it to many maxis bills? or need separate account for each?

how about top up? it will top up directly to the phone right? so can link to all my phones? or need separate account for each?

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Added on
Apr 10 2014, 03:11 PM


just checked. i think it's ok to link all under same account. thanks.

and the annual fee can be waive??

I can confirm that my second year GST was charged in Feb 2014 but no AF charged to my account till now.

Hi All,

wanna ask or the mobile category, if my maxis bill is RM200 monthly, can I split it to 4 x RM50 to pay? all 4 transaction is to pay the same invoice/bill. will this be counted as 4 transaction already?

Also,

has anyone tried to use this card at Amway shop and get the 10% discount? if yes this falls under which category? is it retail shopping?

the cycle based on monthly right? so the 10 times, is depending on the posting date right?

we jus need ten transaction at the month and followed by posting date right?

if we use on 30march, den posting date is at 2april it's consider as april billing cycle right? for entitle us to get 10% discount?

in conclusion, the 10times transaction is depending on rm50 spend on the posting date as in our statement right?

be the first 500 is a major turn down for me.