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Credit Cards Maybankard 2 Gold & Platinum Cards V9, Pls read post 1-3 & use Search Topic 1st

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vincentxiang
post Mar 23 2014, 02:38 AM

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Just share my experience about request replacing Master with Visa for Maybank 2 card. I went to KLCC to make above request and the process be told as below:
1) they will send the new card request to process (2 hrs done if request made during weekdays working hours)
2) after the new card (Visa) is received, you need to ask staff to help you cancel the existing card (Master) and transfer all TP and outstanding (if any) to the new cards from existing card upon you collect in KLCC
3) you will receive RM50 charge shown in the following month statement
4) you can come to KLCC and opt to request waive the above charge but subject to management discretion

This post has been edited by vincentxiang: Mar 23 2014, 02:40 AM
s30ckf
post Mar 23 2014, 11:17 AM

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QUOTE(alexwsk @ Feb 22 2014, 03:03 PM)
Maybankard 2 Cards FAQ:

1. The rebate is calculated according to the CALENDER month.
2. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
3. For Principal Cards, the RM50 GST for AMEX is waived, but RM50 GST for Visa/MC remains.
4. For Supplementary cards, RM25 GST is imposed onto each Amex, Visa or MasterCard, so the total is RM50
5. The GST will be billed a month or two after you received the card.
6. You do not need to activate the cards by calling in. Cards can be used immediately.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier. 
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online..
11. If you cannot swipe the card at the merchant, call Customer Service, number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour. Saturdays also can.
I went to apply M2 cards at Maybank Card Centre One Utama yesterday (Saturday) and the officer there told that the card that apply from Mon to Fri only can be collected within an hour after approving; for Sat and Sun it will have to wait until Monday only can process. You may need to update the info at #2 no. 12

This post has been edited by s30ckf: Mar 23 2014, 11:21 AM
raul88
post Mar 23 2014, 12:48 PM

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QUOTE(vincentxiang @ Mar 23 2014, 02:38 AM)
Just share my experience about request replacing Master with Visa for Maybank 2 card. I went to KLCC to make above request and the process be told as below:
1) they will send the new card request to process (2 hrs done if request made during weekdays working hours)
2) after the new card (Visa) is received, you need to ask staff to help you cancel the existing card (Master) and transfer all TP and outstanding (if any) to the new cards from existing card upon you collect in KLCC
3) you will receive RM50 charge shown in the following month statement
4) you can come to KLCC and opt to request waive the above charge but subject to management discretion
*
Any benefit using visa as opposed to mc?
Cause we can't choose when apply and they straight away give mc which I think is the default card
victorywp
post Mar 23 2014, 02:19 PM

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QUOTE(edwardccg @ Mar 23 2014, 12:14 AM)
i also have enough TP to redeem once they charged. May i know in which day it will charge you the GST?
is it the card approved date? will the approve date written on statement?
I am lazy to check back last year GST charged date  tongue.gif

Just want to ensure the GST charged date is before my statement date so that i can redeem it before statement date
*
i can't remember the exact gst timing too. anyway, it's still not too late if you call to redeem once it's charged in your statement.
shintz
post Mar 23 2014, 03:30 PM

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QUOTE(Human Nature @ Mar 23 2014, 02:13 AM)
1st, it is gold and platinum, there is no classic.
2nd, you can have both but the cash back is limited to RM50.
*
yup. it is gold & platinum ony.

howabout because now i have 2 maybank account,
1. basic saving account,
2. wadiah saving account.

means i got 2 username for maybank2u.

can i apply 2 maybank amex 2 card (gold),

1st amex is link to 1st account,
2nd amex is link to 2nd account?
Human Nature
post Mar 23 2014, 03:32 PM

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QUOTE(shintz @ Mar 23 2014, 03:30 PM)
yup. it is gold & platinum ony.

howabout because now i have 2 maybank account,
1. basic saving account,
2. wadiah saving account.

means i got 2 username for maybank2u.

can i apply 2 maybank amex 2 card (gold),

1st amex is link to 1st account,
2nd amex is link to 2nd account?
*
it is RM50 per person. many people will exploit this if it is possible. banks are not that stupid also...the only way if you want to have more than the RM50 cash back is to get your partner/family to apply and share the swipes.

This post has been edited by Human Nature: Mar 23 2014, 03:33 PM
cybpsych
post Mar 23 2014, 04:54 PM

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QUOTE(edwardccg @ Mar 23 2014, 12:14 AM)
i also have enough TP to redeem once they charged. May i know in which day it will charge you the GST?
is it the card approved date? will the approve date written on statement?
I am lazy to check back last year GST charged date  tongue.gif

Just want to ensure the GST charged date is before my statement date so that i can redeem it before statement date
*
QUOTE(victorywp @ Mar 23 2014, 02:19 PM)
i can't remember the exact gst timing too. anyway, it's still not too late if you call to redeem once it's charged in your statement.
*
just checked all my cc statements. GST charged on 15 Feb, annually. Card's anniversary month is Feb too. Bill cycle is 21st. already forgotten when was my approval date sweat.gif i was using visa before upgraded to mbb2card.

interestingly, i couldnt find any GST charged for year 2013. checked statements from jan - dec 2013, couldnt find any GST charged. i wonder why it was not listed. prior to 2013, i can see GST charged without fail.
iamWill
post Mar 23 2014, 05:07 PM

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QUOTE(cybpsych @ Mar 23 2014, 04:54 PM)
just checked all my cc statements. GST charged on 15 Feb, annually. Card's anniversary month is Feb too. Bill cycle is 21st. already forgotten when was my approval date  sweat.gif i was using visa before upgraded to mbb2card.

interestingly, i couldnt find any GST charged for year 2013. checked statements from jan - dec 2013, couldnt find any GST charged. i wonder why it was not listed. prior to 2013, i can see GST charged without fail.
*
so if our card expiry is 07/18, does it mean the gst will be charged in july?
cybpsych
post Mar 23 2014, 05:19 PM

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QUOTE(iamWill @ Mar 23 2014, 05:07 PM)
so if our card expiry is 07/18, does it mean the gst will be charged in july?
*
most likely cuz GST is charged on annual basis.

mine probably coincidence that GST charge month = anniversary month. May need others' feedback to correlate smile.gif
DarReNz
post Mar 23 2014, 05:27 PM

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QUOTE(victorywp @ Mar 22 2014, 11:29 PM)
it's too long ago, i think i remember wrongly. if i try to remember again, perhaps they credited to my mastercard account first. then need to call to transfer the rm50 over to my amex account.

i can't remember correctly bcs it only happened once when i first got the cc and i paid the gst with cash first since it's charged after i got my cc. then after i accumulated enough tp only i redeemed. but i didn't use mastercard that time. so just transferred to amex.

from then on, once it's charged i will redeem immediately bcs i have enough tp already. so no transferring done anymore.
*
CS can't transfer the charges to another card as it is seperate, i've tried to ask them to transfer the gst from my visa to amex previously and they mentioned it's not allowed
victorywp
post Mar 23 2014, 06:03 PM

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QUOTE(DarReNz @ Mar 23 2014, 05:27 PM)
CS can't transfer the charges to another card as it is seperate, i've tried to ask them to transfer the gst from my visa to amex previously and they mentioned it's not allowed
*
if really not mistaken, that's how i did earlier. perhaps any others here can help to confirm?
Human Nature
post Mar 23 2014, 06:09 PM

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QUOTE(victorywp @ Mar 23 2014, 06:03 PM)
if really not mistaken, that's how i did earlier. perhaps any others here can help to confirm?
*
i am not sure why anyone would like to transfer the charge to another card. any reason?
victorywp
post Mar 23 2014, 06:20 PM

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QUOTE(raul88 @ Mar 23 2014, 12:48 PM)
Any benefit using visa as opposed to mc?
Cause we can't choose when apply and they straight away give mc which I think is the default card
*
no difference in terms of benefits provided by mbb. the difference is on certain promotion done exclusively by visa or mastercard respectively.
tigaxxx
post Mar 23 2014, 06:29 PM

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So far I can assure that Maybankard 2 Amex is THE BEST CC for frequent Enrich flyers like me, who spend less than RM80k a year..

I spend rm40k a year = 40k*5 = 200k TP = 28,571 Enrich miles -> that's rm1.4 for 1 enrich miles
and some more , will receive rm600 cash rebate a year...

No other CC can beat that...
y3ivan
post Mar 23 2014, 06:29 PM

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hi all, may i ask if its possible to ask mbb to upgrade my gold to plat? yearly i make about 60k+..

is there any difference between the gold and plat - cuz they removed the access to klia lounge dy..

sorry if first and foremost this question has been asked many times already notworthy.gif
victorywp
post Mar 23 2014, 06:31 PM

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QUOTE(Human Nature @ Mar 23 2014, 06:09PM)
i am not sure why anyone would like to transfer the charge to another card. any reason?
*
for me, i don't really use the mastercard. so for the first time when i just got the card long ago, my tp was not enough to redeem yet. so i paid with cash. so later on when i have sufficient tp only i redeemed. but i don't need the rm50 in mastercard since i don't use it. so requested to transfer.
victorywp
post Mar 23 2014, 06:35 PM

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QUOTE(y3ivan @ Mar 23 2014, 06:29 PM)
hi all, may i ask if its possible to ask mbb to upgrade my gold to plat? yearly i make about 60k+..

is there any difference between the gold and plat - cuz they removed the access to klia lounge dy..

sorry if first and foremost this question has been asked many times already  notworthy.gif
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Human Nature
post Mar 23 2014, 06:36 PM

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QUOTE(victorywp @ Mar 23 2014, 06:31 PM)
for me, i don't really use the mastercard. so for the first time when i just got the card long ago, my tp was not enough to redeem yet. so i paid with cash. so later on when i have sufficient tp only i redeemed. but i don't need the rm50 in mastercard since i don't use it. so requested to transfer.
*
The treatpoints are combined, you can use them to offset the GST on your visa/mastercard even though it is accumulated by AMEX.
victorywp
post Mar 23 2014, 06:36 PM

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QUOTE(y3ivan @ Mar 23 2014, 06:29 PM)
hi all, may i ask if its possible to ask mbb to upgrade my gold to plat? yearly i make about 60k+..

is there any difference between the gold and plat - cuz they removed the access to klia lounge dy..

sorry if first and foremost this question has been asked many times already  notworthy.gif
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golf complimentary, travel insurance, retail protection.
victorywp
post Mar 23 2014, 06:40 PM

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QUOTE(Human Nature @ Mar 23 2014, 06:36 PM)
The treatpoints are combined, you can use them to offset the GST on your visa/mastercard even though it is accumulated by AMEX.
*
yes, but the gst was charged once my cards were approved. so not enough time to accumulate sufficient tp on both cards that time. so I redeemed later on...

anyway it only happened on the first year getting the cards though.

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