if you spent rm10k in a year, ocbc will automatically absorb the rm50 gst for you.


nobody can pay a loan using a loan.
credit card is a type of loan.
just like you can't pay a cc balance using another cc.

This post has been edited by victorywp: Dec 2 2013, 08:41 PM

no clear answer from ocbc but should be still maintain.

I guess many OCBC titanium holders are going to apply UOB One card, im one of them!!

However, im afraid that UOB will soon follow OCBC footstep and everything 1%..

I look the T&C for OCBC:


The Contest is open to anyone who is eligible to hold any credit card issued by OCBC,
according to OCBC’s assessment criteria, at OCBC’s sole and absolute discretion.
However, anyone who currently holds an OCBC credit card, or who has held an OCBC
credit card any time within 12 months immediately preceding the Contest Period[SIZE=1][SIZE=7][COLOR=blue], is
disqualified from participation in this Contest. A person who is eligible and not
disqualified is referred to as an “Eligible Participant”.

The fastest you cancel, the earliest you can eligible for next promotion.

This post has been edited by minto13: Dec 2 2013, 10:03 PM

What next promotion?

Tak tau. 1% rebate is too little.

i think he meant that if we cancel the ocbc titanium now, when the next ocbc promotion/contest comes, we may be eligible for it when we apply as a new member.

New Customers mean applicants who have not held the bank Credit Card, whether as principal or supplementary cardholder, within the past 6 months or some bank credit card is 12 months before re-apply

yes, 12 months to be exact as per ocbc t&c for the contest.
that's why he asked to cancel earlier to be eligible for the next promotion/contest (12 months later).

This post has been edited by victorywp: Dec 2 2013, 10:23 PM

now everything 1%, which is very low for us.
any best alternative card to replace this OCBC 1% rebate at this moment?

OCBC World MasterCard : Unlimited 1.2% Cash Back on all spends

mbb2cards, hlb wise, uob one card, citibank cashback platinum, aeon watami...

LOL! that's great! we can do so much with the additional 0.2%!

Just spoke to Customer Service and GST waiver will be abolished effective 29 Nov 2013, together with 5% rebate. In short, you have to pay RM50 GST whether or not you hit RM10k in spendings yearly .

This post has been edited by sweetpea123: Dec 3 2013, 10:07 AM

maybe should 'upgrade' this titanium card to the world card as a big purchase backup, 0.2% is better than nothing haha

But look at the annual fee first.

yes, there is no annual fee for titanium but rm388 for world (2nd year onwards).
maybe your 0.2% saving also not enough to cover the rm388...

crap, overlooked that part.

then i guess its only good for the first year, but even the GST for the titanium is kinda hard to earn back via cash rebates alone.

Maybankard 2 AMEX offers 5X points = 2% cash back (everyday, unlimited)