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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Human Nature
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 Aug 8 2014, 10:39 AM
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QUOTE(wikzs @ Aug 8 2014, 10:35 AM) Hi sifus, In your opinion, if I have to choose between MBB Visa Signature and Visa Infinite, which one should I go with? For Signature - I only use roughly RM200 for fuel and RM500 for groceries per month, so I don't think I can consistently cap the 5% cashback. I don't travel overseas that much as well so the Plaza Premium would be largely wasted on me. If they have something equivalent for domestic then I'm all for it though. For infinity - I'm not a golfer, so the golf privileges are wasted. I do prefer the 2x local purchase points, since not all outlets accepts AMEX for the 5x. The airmiles conversion is really sweet too. I wouldn't be able to hit 50k for annual fee waiver on both cards, so I prefer to apply for just 1 of them. Do you own the maybank 2 cards? |
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wikzs
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Aug 8 2014, 10:52 AM
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New Member
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QUOTE(Human Nature @ Aug 8 2014, 10:39 AM) Do you own the maybank 2 cards? yep, currently those are my only cards |
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Human Nature
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Aug 8 2014, 11:02 AM
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QUOTE(wikzs @ Aug 8 2014, 10:52 AM) yep, currently those are my only cards I suggest you to look at Public Bank Visa Signature as you are not really using the extra privileges for the other maybank cards. |
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financial advisor
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Aug 8 2014, 11:20 AM
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New Member
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Hi guys, I am new here and so need some help...I am thinking to get a credit card that has the lowest interest rates and the best features..most of my friends use financial portals such as iMoney (http://www.imoney.my/) and others for this but i want to hear some personal experience here so that i can make my decision...
Kindly guide me to the best credit card ....thanks!
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fly126
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Aug 8 2014, 12:20 PM
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QUOTE(financial advisor @ Aug 8 2014, 11:20 AM) Hi guys, I am new here and so need some help...I am thinking to get a credit card that has the lowest interest rates and the best features..most of my friends use financial portals such as iMoney (http://www.imoney.my/) and others for this but i want to hear some personal experience here so that i can make my decision... Kindly guide me to the best credit card ....thanks! Just Post Your CC NEED with According the Format at here, https://forum.lowyat.net/topic/2979093 |
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SUSMNet
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Aug 9 2014, 10:32 PM
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need to cross the salary slip that use for CC application?
if no cross it, will they be missuse it?
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victorywp
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Aug 9 2014, 11:01 PM
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QUOTE(MNet @ Aug 9 2014, 10:32 PM) need to cross the salary slip that use for CC application? if no cross it, will they be missuse it? usually i will cross all my p&c documents. no harm doing it, just as a precaution to prevent anybody misusing it. |
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DarReNz
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Aug 9 2014, 11:52 PM
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QUOTE(victorywp @ Aug 9 2014, 11:01 PM) usually i will cross all my p&c documents. no harm doing it, just as a precaution to prevent anybody misusing it. u cross it when submitting online ? |
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victorywp
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Aug 10 2014, 05:18 AM
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QUOTE(DarReNz @ Aug 9 2014, 11:52 PM) u cross it when submitting online ? yeah, cross and scan before submit. |
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LostAndFound
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Aug 10 2014, 07:30 AM
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QUOTE(victorywp @ Aug 10 2014, 05:18 AM) yeah, cross and scan before submit. Guna photoshop kan lg senang?  |
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victorywp
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Aug 10 2014, 08:59 AM
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QUOTE(LostAndFound @ Aug 10 2014, 07:30 AM) Guna photoshop kan lg senang? depends which document. hehe. those already in softcopy form can photoshop lor. |
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DarReNz
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Aug 10 2014, 09:49 AM
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QUOTE(victorywp @ Aug 10 2014, 05:18 AM) yeah, cross and scan before submit. ok didn't thought of it normally I just cross IC only |
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TSalexwsk
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Aug 10 2014, 03:13 PM
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QUOTE(DarReNz @ Aug 10 2014, 09:49 AM) ok didn't thought of it normally I just cross IC only which is fine as whatever application will require IC |
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LostAndFound
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Aug 10 2014, 05:38 PM
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QUOTE(victorywp @ Aug 10 2014, 08:59 AM) depends which document. hehe. those already in softcopy form can photoshop lor. If scanned document means sure softcopy no? Or ppl still use fax? |
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victorywp
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Aug 10 2014, 07:08 PM
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QUOTE(LostAndFound @ Aug 10 2014, 05:38 PM) If scanned document means sure softcopy no? Or ppl still use fax? means if the documents already on my hands, then i will just cross it before scan. so in that case i won't scan it first, and then go photoshop it. because it seems more troublesome for an old man like me to do it. lol... |
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SUSadam09
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Aug 15 2014, 12:21 PM
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Getting Started
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Do u have to pay all the outstanding balance every month to avoid interest?
When will they charge interest,
when my outstanding balance > statement balance,means what?
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DarReNz
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Aug 15 2014, 02:08 PM
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QUOTE(adam09 @ Aug 15 2014, 12:21 PM) Do u have to pay all the outstanding balance every month to avoid interest? When will they charge interest, when my outstanding balance > statement balance,means what? just pay statement balance every month |
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GnicT
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Aug 15 2014, 06:36 PM
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New Member
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Hi Experts,
I'm doing freelance work for a company based in the UK which I invoice for at the end of every month, in which they pay me directly to my Malaysia bank account. My question is can I use the invoice to apply for credit card? same as payslip?
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Wongchoy
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Aug 15 2014, 08:17 PM
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QUOTE(GnicT @ Aug 15 2014, 06:36 PM) Hi Experts, I'm doing freelance work for a company based in the UK which I invoice for at the end of every month, in which they pay me directly to my Malaysia bank account. My question is can I use the invoice to apply for credit card? same as payslip? Sorry, No  |
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SUSadam09
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Aug 15 2014, 08:30 PM
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Getting Started
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QUOTE(DarReNz @ Aug 15 2014, 02:08 PM) just pay statement balance every month even after i pay, bal still remain the same? |
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