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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Pan84
post Aug 21 2014, 09:10 PM

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hey guys, wanna ask did anyone recently applying CC? Is it possible to apply cc without EPF statement?
roxx
post Aug 21 2014, 09:17 PM

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QUOTE(Pan84 @ Aug 21 2014, 09:10 PM)
hey guys, wanna ask did anyone recently applying CC? Is it possible to apply cc without EPF statement?
*
Last time went to Maybank - want EPF statement

Yesterday went to Citibank Kiosk - print EPF statement on the spot. They don't want our copy.. rclxub.gif

So i guess they want EPF statement
Pan84
post Aug 21 2014, 09:25 PM

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QUOTE(roxx @ Aug 21 2014, 09:17 PM)
Last time went to Maybank - want EPF statement

Yesterday went to Citibank Kiosk - print EPF statement on the spot. They don't want our copy..  rclxub.gif

So i guess they want EPF statement
*
dont want our copy?

you mean they didn't ask or take your statement?

so confusing. hmm.gif
fly126
post Aug 21 2014, 10:31 PM

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QUOTE(Pan84 @ Aug 21 2014, 09:25 PM)
dont want our copy?

you mean they didn't ask or take your statement?

so confusing.  hmm.gif
*
They want the EPF Print Out Direct from the EPF Kiosk X want Self-Print copy from Our i-Akaun sweat.gif

This post has been edited by fly126: Aug 21 2014, 10:33 PM
TSalexwsk
post Aug 21 2014, 10:52 PM

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QUOTE(Pan84 @ Aug 21 2014, 09:10 PM)
hey guys, wanna ask did anyone recently applying CC? Is it possible to apply cc without EPF statement?
*
possible, i use my BE 2013 tax return form (from online submission) and latest salary slip for Aeon Credit and it was approved last week

but some banks might not accept
roxx
post Aug 22 2014, 12:39 AM

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QUOTE(Pan84 @ Aug 21 2014, 09:25 PM)
dont want our copy?

you mean they didn't ask or take your statement?

so confusing.  hmm.gif
*
I bring my own EPF copy printed myself from i-akaun.. They said they prefer the statement that printed from EPF kiosk. Since they have the machine, straight print from there and pass it to them..

QUOTE(fly126 @ Aug 21 2014, 10:31 PM)
They want the EPF Print Out Direct from the EPF Kiosk X want Self-Print copy from Our i-Akaun sweat.gif
*
Yes you're right thumbup.gif
pisanq
post Aug 24 2014, 06:32 AM

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if i have income from house rental, which supporting document should i submit during credit card application?
pisanq
post Aug 24 2014, 06:34 AM

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QUOTE(roxx @ Aug 22 2014, 12:39 AM)
I bring my own EPF copy printed myself from i-akaun.. They said they prefer the statement that printed from EPF kiosk. Since they have the machine, straight print from there and pass it to them..
Yes you're right  thumbup.gif
*
the bank trying to minimize the risk of being cheated in form of using modified epf statement
victorywp
post Aug 24 2014, 08:32 AM

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QUOTE(pisanq @ Aug 24 2014, 06:32 AM)
if i have income from house rental, which supporting document should i submit during credit card application?
*
the monthly casa statement of where the money has been banked-in to.
blackamikaze
post Aug 24 2014, 10:19 PM

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QUOTE(Pan84 @ Aug 21 2014, 09:10 PM)
hey guys, wanna ask did anyone recently applying CC? Is it possible to apply cc without EPF statement?
*
should be possible, i apply cimb card only using my 1 month salary slip.
For maybank i apply through phone without submitting any document, they just refer to my account since my salary is credit to maybank account.

so as long as u can prove ur income, it is possible to apply without epf, but it might be hard if u dont have any record in ccris
manofsteel0507
post Aug 25 2014, 03:47 PM

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matta fair coming up soon, so hong leong comes up with new promo to giving RM300 AirAsia voucher free, but stupid la, by the time get approved card the matta fair over liao

https://forum.lowyat.net/topic/3330763


Human Nature
post Aug 25 2014, 06:03 PM

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QUOTE(manofsteel0507 @ Aug 25 2014, 03:47 PM)
matta fair coming up soon, so hong leong comes up with new promo to giving RM300 AirAsia voucher free,  but stupid la, by the time get approved card the matta fair over liao

https://forum.lowyat.net/topic/3330763
*
only for the 1st 30 customers
manofsteel0507
post Aug 25 2014, 06:22 PM

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QUOTE(Human Nature @ Aug 25 2014, 06:03 PM)
only for the 1st 30 customers
*
haha... that's why i always apply on first day... confirm get!
Unrealx
post Aug 26 2014, 02:33 PM

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Hi, anyone encounter this scenario before? I made a payment with my citibank card but the payment did not appear in my transaction history. 2 days have passed and still not updated. So I dont have to pay for what i paid? biggrin.gif

victorywp
post Aug 26 2014, 05:38 PM

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QUOTE(Unrealx @ Aug 26 2014, 02:33 PM)
Hi, anyone encounter this scenario before? I made a payment with my citibank card but the payment did not appear in my transaction history. 2 days have passed and still not updated. So I dont have to pay for what i paid? biggrin.gif
*
ada orang tak sabar nak bayar hutang? hmm.gif

don't worry, you will be charged after a few days. nod.gif

This post has been edited by victorywp: Aug 26 2014, 05:38 PM
LostAndFound
post Aug 26 2014, 06:40 PM

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QUOTE(victorywp @ Aug 26 2014, 05:38 PM)
don't worry, you will be charged after a few days.  nod.gif
*
Sometimes, very rarely, the merchant forget to post or more likely his worker made a mistake, lost the receipt, etc.

According to my financial records, there was one petrol pumping I did a year or so back that never got charged to me =) but that's at a petrol station I always use, and only ever happened once. Rezeki jangan ditolak rclxms.gif
Unrealx
post Aug 27 2014, 10:36 AM

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lol the weird thing is, i got 2 citibank card, 1 card gets updated like almost instant, the other card untill now i perform few transaction already also nothing
oniomaniac
post Aug 27 2014, 02:39 PM

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hello everyone,
i wanna ask if im a freelance such as photographer or full time tutor with no payslip nor epf.
annual income is around 75k.

how to appky cc? thanks in advance for answering my question.
victorywp
post Aug 27 2014, 02:57 PM

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QUOTE(oniomaniac @ Aug 27 2014, 02:39 PM)
hello everyone,
i wanna ask if im a freelance such as photographer or full time tutor with no payslip nor epf.
annual income is around 75k.

how to appky cc? thanks in advance for answering my question.
*
do you submit be form (tax) and do you have bank statement for your cash history?
oniomaniac
post Aug 27 2014, 03:22 PM

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QUOTE(victorywp @ Aug 27 2014, 02:57 PM)
do you submit be form (tax) and do you have bank statement for your cash history?
*
tax no. bank statement yes. most of the time use internet banking to pay bills and transfer to other investment vehicle.

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