Mind sharing the main site?

http://www.aciworldwide.com/

during cny i went to genting casino try my luck.....unfortunately i lost almost 3.5k T.T!~

1.4k by cash , another 1k + 1k cash advance from credit card

just want to share that i'm swiping that mbf & hong leong cc at the same cashier in casino with amount 1k each card

the staff told me 1.85% will be charged from genting and another 1%~5% will be charge from bank , i acknowledged it

at first , the stupid staff was swipe 1k on my mbf card & when the PIC on duty double check for it and realized the staff forgot to add on the 0.185% so there swipe for another RM18.50

few day laters , i check for my mbf online statement

Genting Berhad RM1000
Genting Berhad RM18.50
Cash Advance Fee RM50
Cash Advance Fee RM15

so i believe tat cash advance fee for RM1000 was 5% which is RM50
&
for that RM18.50 , thr aren't swipe for retail purchase but is cash advance as well , so bank charge me RM15 (i believe that is minimum RM15 or 5% whichever is higher)
_______________________________________________________________________

i do swipe my hong leong cc at the same time , this time the staff clever d.....she directly swipe RM1018.50

and the statement was

Genting Berhad RM1018.50


compared to that 2 statement , very obvious that MBF card was money eager !
and that stupid staff make me lost RM15 for her mistake

i been using my mbf card for almost 4 years , the stupid bank never increase my limit (even i hv request , there keep asking me for pay slip/epf/bank statement.......but for my others bank CC , there straight away increase my limit without any document needed) & the card no benefit as all !

PS. i'm not showing off or asking for donation , i js would like to share my experienced

thanks


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Well, thanks for sharing.

For the first swipe with the MBF card, I doubt that your claim that MBF is money eager. It was charged based on type of transaction. Since the RM 18.50 is swiped as "Cash Advance" and not as "Retail Swipe", you have to bear with the cost. I believe the staff can choose the type of transaction on the terminal such as "Normal/Retail transaction", "Cash advance" and "Installment plan".

On the other hand, for the second swipe with the HLB card, if the staff made the similar mistake, you'll be charged the same fashion as the MBF card.

All banks are NOT stupid and they're here for not giving free lunch.

This post has been edited by David83: Feb 14 2014, 09:56 AM

Not that I want to make fun of anything or anyone, but if banks making free money off the customer, who is the really stupid one?

Sorry, I have corrected my post. I left out the word "NOT"

You probably have a good case, this doesn't look like a site which qualifies under the standard cash advance category. But it is possible you might just be charged cross-border transaction fees (some banks do this even on normal retail transactions). I suggest you go ahead with the dispute and see how.

Based on what you shared, it appears like Genting is the one with the most fault here. But this is not so much a credit card issue but rather more like the cashier swiped the wrong way and did not resolve the mistake in the best possible way.

Maybank will launch a new series of Maybank 2 cards by next week. A conbination of Visa Infinite & Reserve Amex.

I think this is the 1st Reserve Amex launch in Malaysia...

This post has been edited by Alec.Yong: Feb 15 2014, 02:39 PM

anything on the requirement?

Similar to its WMC and VI.

- RM180K minimun annual income.
- RM800 annual fee, annual fee waiver of RM80K spending yearly.
- 5x Priority Pass access.

This post has been edited by Alec.Yong: Feb 15 2014, 02:45 PM

i only would qualify if they cut everything into half

let's wait for the final balck & white come out and see..

BTW, the outlook of the Reserve Amex is same with the WMC and VI, the blue logo of AMEX is located at right bottom of the card...

This post has been edited by Alec.Yong: Feb 15 2014, 02:51 PM

The new cards is call 'Maybank 2 Cards Premier'.

I'll wait for this then. Thought of calling MBB to apply for a card.

With the OCBC Titanium now offering only 1% rebate, I'm planning to cancel it.
Question is:
1) which card should I replace it with? (will use for F&B and shopping)

The reason being i went with OCBC Titanium = had 5% rebates (though not everywhere) but still 5% was pretty darn good..now 1% flat - defeat the purpose of me getting it.

Added:
Would you say that Allianz Bank's You:Nique card is similar to OCBC's Titanium?


This post has been edited by GravityFi3ld: Feb 17 2014, 12:16 PM

Alliance You:Nique's Rebate is credited monthly into the card account & Calculated on Tiers based as below:

Monthly Spending Range (RM) : Rebate Factor
i) 0-1000 with Cash Rebate 0.50%
ii) 1,001-2,000 With Cash Rebate 1.50%
iii) 2,001-3,000 with Cash Rebate 3.00%
iv) >3,000 with Cash Rebate 0.30%

You:nique Card FAQ: http://younique.alliancebank.com.my/faq.ph...ion=credit_card

This post has been edited by fly126: Feb 17 2014, 02:19 PM

quite the turn off..like OCBC 1%
i went to read up Gen-X blog during lunch..i know what I need(and can afford) - MBB 2 Cards
Gen-X, if you are reading this - TQVM

yes, for f&b and shopping, amex should be your first choice. 5%+2% for weekend or 2% for weekdays. second choice would be aeon watami 3% everyday for everything with minimum quarterly expenses of rm3k (except for petrol) max cash rebate capped per quarter rm150.

fellas, im still new to credit cards thing as i have never applied before.
but wat i want to ask is this section in particular. What do you mean by Complimentary Travel & Accident Insurance??

does that mean if i go oversea for travel my insurance is covered over there and don't have to purchase oversea accident insurance??