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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
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GravityFi3ld
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Dec 23 2013, 12:16 PM
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QUOTE(zulhisyamr @ Dec 21 2013, 11:56 PM) Can someone list top 5 cash rebate cc? If not mistaken, OCBC titanium USED to have 5%..just recently they changed to flat-rate 1% rebate for every transaction with no maximum rebate cap. Any one else using ocbc's titanium received a letter from them saying the rebates are all flat rate 1%?
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GravityFi3ld
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Feb 17 2014, 11:59 AM
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With the OCBC Titanium now offering only 1% rebate, I'm planning to cancel it. Question is: 1) which card should I replace it with? (will use for F&B and shopping)
The reason being i went with OCBC Titanium = had 5% rebates (though not everywhere) but still 5% was pretty darn good..now 1% flat - defeat the purpose of me getting it.
Added: Would you say that Allianz Bank's You:Nique card is similar to OCBC's Titanium?
This post has been edited by GravityFi3ld: Feb 17 2014, 12:16 PM
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GravityFi3ld
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Feb 17 2014, 03:02 PM
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QUOTE(fly126 @ Feb 17 2014, 01:58 PM) Alliance You:Nique's Rebate is credited monthly into the card account & Calculated on Tiers based as below: Monthly Spending Range (RM) : Rebate Factori) 0-1000 with Cash Rebate 0.50% ii) 1,001-2,000 With Cash Rebate 1.50% iii) 2,001-3,000 with Cash Rebate 3.00% iv) >3,000 with Cash Rebate 0.30% You:nique Card FAQ: http://younique.alliancebank.com.my/faq.ph...ion=credit_cardquite the turn off..like OCBC 1% i went to read up Gen-X blog during lunch..i know what I need(and can afford) - MBB 2 Cards Gen-X, if you are reading this - TQVM
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GravityFi3ld
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Feb 18 2014, 12:22 PM
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i went to MBB website to find out more on the MBB2 Card, there's Platinum & Gold - the benefits look 100% the same, only difference will be the credit limit?
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GravityFi3ld
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Feb 18 2014, 12:43 PM
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QUOTE(Alec.Yong @ Feb 18 2014, 12:38 PM) Soon you will find out there will a 'MBB 2 Cards Premier'... Hehehe.  please please elaborate what are the distinct differences between gold, platinum & premier?
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GravityFi3ld
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Feb 18 2014, 02:14 PM
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QUOTE(cybpsych @ Feb 18 2014, 01:03 PM) that one .. mastercard vs visa-infinite?
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GravityFi3ld
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Feb 19 2014, 07:36 PM
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I actually found a "good" reason to keep my ocbc titanium, for OCBC's annual cycling event
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GravityFi3ld
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Mar 4 2014, 04:11 PM
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QUOTE(angelnkj87 @ Mar 4 2014, 03:38 PM) I have just been rejected by citibank. And I m now trying ambank. Do u think ambank cc is easier to get? Or which other bank is easy in approving cc application? Did you call up to ask why - or did they mention why it was rejected?
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GravityFi3ld
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Mar 4 2014, 04:13 PM
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QUOTE(angelnkj87 @ Mar 4 2014, 04:11 PM) I meet the requirements but with overtime n allowance n fix bonus. Wht do u think my chances are? Please help...I m afraid of being rejected again. I hv no credit card. Tis is my 1st card hmm, when I first started working - I applied for OCBC Titanium, back then had 5% cash rebate o, now flat rate 1% without cap
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GravityFi3ld
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Mar 5 2014, 05:44 PM
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QUOTE(annyms @ Mar 5 2014, 05:36 PM) Hi, I've maxed out my credit card. And currently my Personal Loan has been rejected. Is there any way I can apply any loan to clear my credit card outstanding ? Thanks Applying loan from same bank to clear the said bank's outstanding cc dues? already hutang, still can get loan?
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GravityFi3ld
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Mar 5 2014, 05:51 PM
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QUOTE(annyms @ Mar 5 2014, 05:48 PM) You mean apply loan from the same bank ? Yeap, cc and Personal loan from same bank?
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