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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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GravityFi3ld
post Dec 23 2013, 12:16 PM

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QUOTE(zulhisyamr @ Dec 21 2013, 11:56 PM)
Can someone list top 5 cash rebate cc?
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If not mistaken, OCBC titanium USED to have 5%..just recently they changed to flat-rate 1% rebate for every transaction with no maximum rebate cap.

Any one else using ocbc's titanium received a letter from them saying the rebates are all flat rate 1%? sad.gif
GravityFi3ld
post Feb 17 2014, 11:59 AM

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With the OCBC Titanium now offering only 1% rebate, I'm planning to cancel it.
Question is:
1) which card should I replace it with? (will use for F&B and shopping)

The reason being i went with OCBC Titanium = had 5% rebates (though not everywhere) but still 5% was pretty darn good..now 1% flat - defeat the purpose of me getting it.

Added:
Would you say that Allianz Bank's You:Nique card is similar to OCBC's Titanium?


This post has been edited by GravityFi3ld: Feb 17 2014, 12:16 PM
GravityFi3ld
post Feb 17 2014, 03:02 PM

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QUOTE(fly126 @ Feb 17 2014, 01:58 PM)
Alliance You:Nique's Rebate is credited monthly into the card account & Calculated on Tiers based as below:
 
Monthly Spending Range (RM) : Rebate Factor
i) 0-1000 with Cash Rebate 0.50%
ii) 1,001-2,000 With Cash Rebate 1.50%
iii) 2,001-3,000 with Cash Rebate 3.00%
iv) >3,000 with Cash Rebate 0.30%

You:nique Card FAQ: http://younique.alliancebank.com.my/faq.ph...ion=credit_card
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quite the turn off..like OCBC 1% laugh.gif
i went to read up Gen-X blog during lunch..i know what I need(and can afford) - MBB 2 Cards smile.gif
Gen-X, if you are reading this - TQVM notworthy.gif
GravityFi3ld
post Feb 18 2014, 12:22 PM

Nick Fury's Night Fury
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i went to MBB website to find out more on the MBB2 Card, there's Platinum & Gold - the benefits look 100% the same, only difference will be the credit limit?
GravityFi3ld
post Feb 18 2014, 12:43 PM

Nick Fury's Night Fury
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QUOTE(Alec.Yong @ Feb 18 2014, 12:38 PM)
Soon you will find out there will a 'MBB 2 Cards Premier'...
Hehehe.
*
laugh.gif please please elaborate what are the distinct differences between gold, platinum & premier? smile.gif
GravityFi3ld
post Feb 18 2014, 02:14 PM

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QUOTE(cybpsych @ Feb 18 2014, 01:03 PM)
that one .. mastercard vs visa-infinite? unsure.gif
GravityFi3ld
post Feb 19 2014, 07:36 PM

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I actually found a "good" reason to keep my ocbc titanium, for OCBC's annual cycling event laugh.gif
GravityFi3ld
post Mar 4 2014, 04:11 PM

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QUOTE(angelnkj87 @ Mar 4 2014, 03:38 PM)
I have just been rejected by citibank.  And I m now trying ambank. Do u think ambank cc is easier to get? Or which other bank is easy in approving cc application?
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Did you call up to ask why - or did they mention why it was rejected?
GravityFi3ld
post Mar 4 2014, 04:13 PM

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QUOTE(angelnkj87 @ Mar 4 2014, 04:11 PM)
I meet the requirements but with overtime n allowance n fix bonus. Wht do u think my chances are? Please help...I m afraid of being rejected again.  I hv no credit card. Tis is my 1st card
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hmm, when I first started working - I applied for OCBC Titanium, back then had 5% cash rebate o, now flat rate 1% without cap laugh.gif
GravityFi3ld
post Mar 5 2014, 05:44 PM

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QUOTE(annyms @ Mar 5 2014, 05:36 PM)
Hi,

I've maxed out my credit card. And currently my Personal Loan has been rejected.

Is there any way I can apply any loan to clear my credit card outstanding ?

Thanks
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Applying loan from same bank to clear the said bank's outstanding cc dues? already hutang, still can get loan? hmm.gif
GravityFi3ld
post Mar 5 2014, 05:51 PM

Nick Fury's Night Fury
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QUOTE(annyms @ Mar 5 2014, 05:48 PM)
You mean apply loan from the same bank ?
*
Yeap, cc and Personal loan from same bank?

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