ASB can be considered as income.

But if it's not around 70k~100k, unlikely to approve.

Just cough up 10~15k for VS.

Requirement much lower already.

Boleh.

I applied other stuffs using ASB as proof of income before

No questions asked. Approved after 7 working days.

Not everyone working will have payslip. Even my current company don't give payslips already

Just apply via a branch and see what they'll say.

Can always offer to top up via FD as goodwill for them to proceed your paperworks faster.

Guess that should not be an issue since you have 150 in your ASB already

Cheers and good luck.

yes, it's possible.

no, you need to sign an agreement whereby you have to terminate your cc first before you can withdraw your fd which is attched to it.

No. Most of the time, the banks will advise you the amount to pledge and this amount will be your credit limit.
Of course, like victorywp mentioned there's an agreement.
If like this, everyone just pledges and after approve will take out money.