6 mths is standard practice, but you can always reapply before that, just ensure your documentation is complete
try different channels - booth, road show, walk in to bank ...

This post has been edited by alexwsk: Nov 6 2015, 07:29 PM

Okay Thanks man!

must be due to the new bnm regulations of lowering the interchange fee for all cc.

yup

i cant find any OCBC thread in forum so i ask here

Anyone got apply OCBC and say will get free backpack but still have not get it?

Just out of curiosity, can i apply multiple cards from the same bank at the same time (one gold and one platinum)?

I'm actually more interested in the platinum benefits, but my annual salary does not fulfill the requirement yet (still short of 20k). Usually how much is needed to pledge fd in my case?

If you can't fulfill, they will not give you the platinum. So, to answer to your question, if it is same type of card but it has Gold and Plat, you cannot apply both at the same time.

As for the FD amount, it depends on the banks if they accept and the amount they will require.

Actually it is possible to apply plat and gold and get both approved, provided no issue with income req.

If for the same type of card? For e.g. Maybank Ikhwan, HLB Wise?

For my case, SC cards.

yes u can subject to approval

if u apply platinum also can.. if they approve they will offer u lower card lo..

Just made a phone call to icbc card centre, informing them about my UnionPay card usage in Shenzhen and Hong Kong on next week.

To my surprise was, CS said that no need to inform the bank about the overseas usage, as it is 'Worldwide' valid.

Another thing I highlighted to them was my UnionPay card still signature based but not PIN based. If payment transaction PIN input needed, how? CS said just simply key in any random 6 digit numbers will do..

This is my first time usage on UnionPay card at Shenzhen and Hong Kong, hopefully everything is smooth...

Hi, may I know will happen to my cc I currently holding if I working oversea? Would the bank cancel all my existing cc since I do not have income in Malaysia. Thanks.

You do not tell them, the bank will not know and as long as you are still paying the statements, they do not actually care.

Any idea on how to remove the credit card details stored under Payment Method by Airbnb?

Ok.. Great... =)

Btw, how about applying new credit card? Is it possible to apply using foreign payslip or do I need to pledge fd?

If you are planning to use the card in foreign currency, best to apply the local cards to avoid Forex and even cross border fee.

U only can remove credit card details if the booking already "check in" and "check out". It is to protect house owner still can charge any "necessary charge" during stay.

hey guys would like to ask can I apply cc without payslip? can I use ASB acc to pledge instead of FD? got some money in ASB tho.

Btw I have maybank2cards since 2011. Thanks

Edit: i would like to apply cards like Maybank Visa Signature..

This post has been edited by Davez89: Nov 17 2015, 06:44 PM

ASB can be considered as income.

But if it's not around 70k~100k, unlikely to approve.

Just cough up 10~15k for VS.

Requirement much lower already.