Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq
|
|
 Dec 26 2013, 05:10 PM
Return to original view | Post
#1
|
 
Senior Member
975 posts Joined: Jan 2009   
|
just check OCBC credit card...their platinum , titanum and gold all min requirement drop to 24k now...is it no people use their card already cox of the rebate ..? so they drop it to get more customer haha
|
|
|
|
|
|
Mar 26 2014, 02:15 PM
Return to original view | Post
#2
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(edriem @ Mar 22 2014, 06:38 AM) Just started working on january 2014. Salary 1.5k + fixed allowance 500. Now waiting for 2nd payslip (salary jan being paid on feb's payslip). Try Uob , i apply my last time with one month pay slip and basic RM1900 ... i was suprise it was approve but now the card i cancel liao...haha... FYI , CIMB not easy to get ... plus ur basic is 1.5k unless ur epf deduction is total of ur income not basic...Already applied with cimb but rejected dont knw why. Any other banks i should try? Epf not update yet so cannot give them to support. For now only got payslip and bank statement. Should i wait til 3 payslips?  |
|
|
Jun 1 2015, 12:59 PM
Return to original view | Post
#3
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(chiahau @ May 28 2015, 04:13 PM) Could confirm MBB no need stamp duty. do they check CCRISS ? or straight approve once FD is open .I placed quite a sum for 2 cards from MBB. Got it the next day. 10k for Plat, 30k for Infinite. |
|
|
Jun 1 2015, 01:04 PM
Return to original view | Post
#4
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(aromachong @ May 21 2015, 01:38 PM) saw ringgitplus say easier to approve/apply maybankard credit card if u have existing rhb/citibank credit cards.. last time if MBB very happy to serve u if u have citibank cc... but not sure bout RHB? RHB so famous now? hahahow to explain this? |
|
|
Jun 4 2015, 02:24 PM
Return to original view | Post
#5
|
|
Senior Member
975 posts Joined: Jan 2009
|
My income rm33000/annum not include commision and allowance . If i having one max out credit card amount 5k now and car loan monthly 700 . If i apply for second card is that possible for it to approve? CCRISS all 0000 .
|
|
|
Jun 4 2015, 03:59 PM
Return to original view | Post
#6
|
|
Senior Member
975 posts Joined: Jan 2009
|
i try DSR calculator . i get 34% .... what does this mean?
|
|
|
|
|
|
Nov 19 2015, 10:50 AM
Return to original view | Post
#7
|
|
Senior Member
975 posts Joined: Jan 2009
|
Can use EA form to apply credit card for income proof? lets say my EA form is 40k but my monthly payslip does not show >3000 cox of commision
|
|
|
Nov 23 2015, 01:12 PM
Return to original view | Post
#8
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(chiahau @ Nov 19 2015, 11:58 AM) I think they don't consider EA form as reliable as payslip or EPF contribution. QUOTE(rapple @ Nov 19 2015, 12:10 PM) Yea you can use EA form. Submit your BE form as well. Thx for the info . i trying to apply for my third card . Due to my payslip only show 3000 or below . Mayb i need show them 12 months slip haha to proof my income is more thn 36000 / annumEDIT: if you can prove your commission with 3rd party document i.e vouchers, then give 6 month of commission voucher and bank statement to prove the income. |
|
|
Nov 23 2015, 01:47 PM
Return to original view | Post
#9
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(chiahau @ Nov 23 2015, 01:34 PM) Why your payslip show 3,000 and below if you are getting 3,000+ after commission? not every month above 3000... but if total up 12 months is more thn 36000 |
|
|
Nov 24 2015, 05:05 PM
Return to original view | Post
#10
|
|
Senior Member
975 posts Joined: Jan 2009
|
QUOTE(victorywp @ Nov 23 2015, 02:13 PM) plus bonus surely much more above 36k already right? QUOTE(Davez89 @ Nov 24 2015, 11:27 AM) Haha didn't know ma..thought there's a loophole that we can take advantage of. I guess I'll have to do it the legit way then pledge FD u lock ur cash with the bank , when emercency only can use CC not the cash   |
|
Topic ClosedOptions
|
| Change to: |  0.0462sec
 0.58
 7 queries
 GZIP Disabled
Time is now: 30th November 2025 - 03:51 PM |
Quote