Ya I know what you meant. I also don't understand why PBB stamping is so expensive , compared to MBB CIMB etc RM10. Can only say this, double standard ! 

wow

not even stamping fee?

Why so many different standard one?

You are their special customer?
Or the agent who process this waive it for u?

my application rejected..i start working february 2015.then got payslip 3 months.and maybank only updated my statement 2 months in pdf.april not included..then yesterday morning she call me to ask my hr number..so i give her..then around 11 oclock i got message " RM0.00 We regret to inform you that your application has been unsuccessful. Thank you for your kind interest".
i dont have any loan.i dont have car or anything.i try updated my epf dont update from feb 2015 until now.so because of this not updated or what..please advice
update today-i go rhb klcc to send my document apply cc evo card..but staff told me many application reject from rhb because i dont have any loan before...means dont have ccris ctos

help me what cc can easy to approve ...

if your dividends are received every month and reflected into your income tax (EA form), there is a chance you can.
however, recently I've learned that the bank thinks that EA form is not a reliable supporting document for proving you have a steady income (as opposed to salary slips).

Maybank confirm no need to pay stamp duty.
Minimum fd place is 5k
Other like hlb cimb pbb hsbc what is the minimum request. But as my mind hsbc no more fd for apply cc

The 10k for platinum is how long ago?

Great. This information should help lot of ppl

Ok. But can I know which branch u go n they offer u this package

do they check CCRISS ? or straight approve once FD is open .

Let's say my dad do not have a will . Who is the administrator? 

In other word, if husband Kong, then the wife have to pay la?

yes, what i mean affect is in a way that your loan may only be approved with lesser amount.

SCB cash back gold card spend RM1500 and get cash rebate RM50 which is equal to 3.33% (exclude petrol and insurance)..any catch here? Because it was seldom being mention. Most of the time ppl mention aeon watami.. I am thinking to apply SCB card but I am worry there might be some unreveal hidden issues from user... Anyone can give some opinion?

It is very clear, earn below 36k you are limited to 2 issuer only . FD secured cards are no exception.

I have no principle credit card now, and my DSR is most likely around 200% now, that mean I will be rejected if I apply for a card.

So is there any other ways I can get a card approve? Put FD in the issuer bank? Any bank offer this?

Thanks for your info,actually I want to take card for convenince, not to take up additional debt, I will definitely pay all expense monthly.

My high DSR is due to some some of the rental income is not credited to my bank acc, but the loan is under my name.

Yes, rejected by citi bank and standard chart without even asking me whether I got FD or I able to pledge FD.

My ccris is clean, never late payment, and I pay more than 20k for income tax each year, just some of my income is not credit to my acc that's why I have high DSR, and Citibank representative told me now citi bank only take into account one of the rental income, which make some of my income doesn't count.

which is the best rebate card for insurance payment?

I would like to ask, is it possible for someone with no source of income (housewife for e.g.) to apply for a credit card by pledging FD? I know someone who does not fulfill income requirement can do so by pledging FD to get the card but what if that person has no recurrent income but has cash in the bank instead?