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Credit Cards Credit Card v18, Post/Ask general questions here, Please read post 1-3 before posting, tq

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fruitie
post Oct 27 2015, 11:58 AM

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QUOTE(Alec.Yong @ Oct 27 2015, 10:23 AM)
Yaya, I try to register the online banking, but end up give out..
*
I managed to register one after I brought my laptop to ICBC near to KLCC. doh.gif
That also means I cannot change my laptop. doh.gif

I noticed recently there is an iOS App which caters for ICBC overseas and I managed to login just to view my account details, to perform transactions again I will need to walk in to register for it. I will do it as it is much easier to perform via app than on my laptop. doh.gif
Alec.Yong
post Oct 27 2015, 05:37 PM

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QUOTE(fruitie @ Oct 27 2015, 11:58 AM)
I managed to register one after I brought my laptop to ICBC near to KLCC. doh.gif
That also means I cannot change my laptop. doh.gif

I noticed recently there is an iOS App which caters for ICBC overseas and I managed to login just to view my account details, to perform transactions again I will need to walk in to register for it. I will do it as it is much easier to perform via app than on my laptop. doh.gif
*
I m trying to install it in iPad. But seems not working at all..
fruitie
post Oct 27 2015, 05:56 PM

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QUOTE(Alec.Yong @ Oct 27 2015, 05:37 PM)
I m trying to install it in iPad. But seems not working at all..
*
It works on my iPad. smile.gif
If not, I guess you need to walk in to ICBC.
Alec.Yong
post Oct 27 2015, 06:24 PM

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QUOTE(fruitie @ Oct 27 2015, 05:56 PM)
It works on my iPad. smile.gif
If not, I guess you need to walk in to ICBC.
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Icbc far from my working place.. Unless I take leave..sad.gif
spreeeee
post Oct 28 2015, 11:26 AM

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hi all, not sure if this is posted before, how credit card limits are determined? is it the same for all bank?
rapple
post Oct 28 2015, 11:32 AM

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QUOTE(spreeeee @ Oct 28 2015, 11:26 AM)
hi all, not sure if this is posted before, how credit card limits are determined? is it the same for all bank?
*
Salary below 36k - credit limit = 2x monthly salary.
spreeeee
post Oct 28 2015, 11:34 AM

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QUOTE(rapple @ Oct 28 2015, 11:32 AM)
Salary below 36k - credit limit = 2x monthly salary.
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if above?
fruitie
post Oct 28 2015, 11:36 AM

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QUOTE(spreeeee @ Oct 28 2015, 11:34 AM)
if above?
*
Up to the banks' discretion.
Highest I got was 4.5x of my monthly basic salary.
SUSenticing188
post Oct 28 2015, 11:38 AM

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QUOTE(fruitie @ Oct 28 2015, 11:36 AM)
Up to the banks' discretion.
Highest I got was 4.5x of my monthly basic salary.
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which bank?

mine highest 3.5x from citibank .. i mean they took gross salary
fruitie
post Oct 28 2015, 11:39 AM

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QUOTE(enticing188 @ Oct 28 2015, 11:38 AM)
which bank?

mine highest 3.5x from citibank .. i mean they took gross salary
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RHB, CIMB.
spreeeee
post Oct 28 2015, 11:40 AM

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QUOTE(fruitie @ Oct 28 2015, 11:36 AM)
Up to the banks' discretion.
Highest I got was 4.5x of my monthly basic salary.
*
my friend got a new credit card from mbb, his gross salary is 10000, and the credit limit is 82K.
SUSenticing188
post Oct 28 2015, 11:40 AM

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QUOTE(spreeeee @ Oct 28 2015, 11:40 AM)
my friend got a new credit card from mbb, his gross salary is 10000, and the credit limit is 82K.
*
walao.. 8.2x ?? new application or use for long time ?
SUSenticing188
post Oct 28 2015, 11:41 AM

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QUOTE(fruitie @ Oct 28 2015, 11:39 AM)
RHB, CIMB.
*
yeah this rhb dunno why... my card not more than 1 year.. request increase CL but got rejected cry.gif

apply their islamic cc.. approved and gave cl 3x..

This post has been edited by enticing188: Oct 28 2015, 11:41 AM
fruitie
post Oct 28 2015, 11:44 AM

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QUOTE(spreeeee @ Oct 28 2015, 11:40 AM)
my friend got a new credit card from mbb, his gross salary is 10000, and the credit limit is 82K.
*
It depends on banks' discretion and your friend is very lucky because MBB is famous for being stingy when comes to CL.
Most of us only got 3x or slight more from them. sleep.gif
spreeeee
post Oct 28 2015, 11:45 AM

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QUOTE(enticing188 @ Oct 28 2015, 11:40 AM)
walao.. 8.2x ?? new application or use for long time ?
*
existing got hsbc and uob, mbb ccard is totally new.
spreeeee
post Oct 28 2015, 11:46 AM

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QUOTE(fruitie @ Oct 28 2015, 11:44 AM)
It depends on banks' discretion and your friend is very lucky because MBB is famous for being stingy when comes to CL.
Most of us only got 3x or slight more from them. sleep.gif
*
i thought local bank should be more generous..
fruitie
post Oct 28 2015, 11:47 AM

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QUOTE(spreeeee @ Oct 28 2015, 11:46 AM)
i thought local bank should be more generous..
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Nah, not for Maybank.
spreeeee
post Oct 28 2015, 11:52 AM

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so, 5x gross salary should be the max for most banks.. 8x is something ridiculous but yet approved!
Alec.Yong
post Oct 28 2015, 02:48 PM

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QUOTE(fruitie @ Oct 28 2015, 11:44 AM)
It depends on banks' discretion and your friend is very lucky because MBB is famous for being stingy when comes to CL.
Most of us only got 3x or slight more from them. sleep.gif
*
MBB..... I think I m considered lucky too...wink.gif
Frostlord
post Oct 28 2015, 03:19 PM

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for ocbc titanium (or any ocbc cards), how to reduce credit limit?

asking here because OCBC thread page is still not up yet

called the cc and they mention i need to write and sign a physical letter? cant i just do it in email? anyone got the format/template of the said letter?

thanks

EDIT : can i just print out this page (https://www.ocbc.com.my/personal-banking/Cards/notifications.html), sign it and email it to them?

This post has been edited by Frostlord: Oct 28 2015, 03:23 PM
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